Credit union · NCUA insured
Van Cortlandt Cooperative Federal Credit Union (VCCFCU) Savings Rates
Van Cortlandt Cooperative Federal Credit Union (VCCFCU)’s best savings rate is 0.40% APY on $10,000, with its Burial Accounts. Rates checked October 16, 2026.
How Van Cortlandt Cooperative Federal Credit Union (VCCFCU)’s savings rates compare
Compared with banks and credit unions near New York, NY-NJ, where Van Cortlandt Cooperative Federal Credit Union (VCCFCU) has the most branches. $10,000, best rate first.
This credit union’s best
Van Cortlandt Cooperative Federal Credit Union (VCCFCU)
0.40%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $40
Burial Accounts
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
Van Cortlandt Cooperative Federal Credit Union (VCCFCU) savings score
76
Savings score
Higher than 41% of U.S. banks and credit unions
- $1,000 balance$1,0000.40%
- $10,000 balance$10,0000.40%
- $100,000 balance$100,0000.40%
- QualifiedQualified0.40%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Van Cortlandt Cooperative Federal Credit Union (VCCFCU) ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Burial Accounts
0.40%APY
Burial accounts are considered shares so rates are the same as Regular Shares.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceBurial accounts are considered shares so these rates are the same as Regular Shares.Any balance | 0.40% | $40 | Burial accounts are considered shares so these rates are the same as Regular Shares. |
Sources (2)
All captured Oct 6, 2026
Share Accounts
0.40%APY
All-purpose savings account that establishes credit union membership. Dividends are declared quarterly and paid on the first day of the following calendar quarter on the average daily balance.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends compounded daily and declared/paid quarterly.Any balance | 0.40% | $40 | Dividends compounded daily and declared/paid quarterly. |
Sources (2)
All captured Oct 6, 2026
Special-purpose accounts
Youth Share Accounts
0.66%APY on $10,000
Exclusively available to members up to age 21.
| Part of the balance | Rate on that part |
|---|---|
| Up to $1,000 | 3.00% |
| $1,001 and up | 0.40% |
On $10,000 the tiers blend to about 0.66% APY, earning $66 a year.
Sources (2)
All captured Oct 6, 2026
Individual Retirement Accounts
0.60%APY
VCCFCU offers Roth IRA, Traditional IRA, and Education IRA savings options.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends compounded daily and declared/paid quarterly.Any balance | 0.60% | $60 | Dividends compounded daily and declared/paid quarterly. |
Sources (2)
All captured Oct 6, 2026
Custodial Account
0.40%APY
Custodial accounts are considered shares so rates are the same as Regular Shares.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceCustodial accounts are considered shares so these rates are the same as Regular Shares.Any balance | 0.40% | $40 | Custodial accounts are considered shares so these rates are the same as Regular Shares. |
Sources (2)
All captured Oct 6, 2026
Who can join Van Cortlandt Cooperative Federal Credit Union (VCCFCU)
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of the Amalgamated, Park Reservoir, Mutual, Orloff Towers, and Cannon Heights Cooperatives are eligible for membership.
- Employees of the Van Cortlandt Cooperative Federal Credit Union are eligible for membership.
- Members of the Van Cortlandt Jewish Center are eligible for membership.
- Employees, Board members, and members of the Van Cortlandt Park Alliance in Bronx, NY are eligible for membership.
Military, government and schools
- Employees and students of the Amalgamated Nursery school are eligible for membership.
Family and household
- Immediate family members (spouse, child, sibling, parent, grandparent, grandchild, stepchild, stepparent, stepsibling, and adopted child) of Van Cortlandt Cooperative Federal Credit Union members are eligible for membership.
2 more ways to join
Family and household
- Household members of Van Cortlandt Cooperative Federal Credit Union members are eligible for membership.
Other ways
- Residents of the Amalgamated, Park Reservoir, Mutual, Orloff Towers, and Cannon Heights Cooperatives are eligible for membership.
Membership information collected October 5, 2026.