Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Muskegon, MI metro
- Michigan Coastal Credit UnionMONEY MARKETMONEY MARKET · $2,500 min · 0.75%–1.65% by balance
Credit union · 2 branches
0.75%APY$75 a year on $10,000Requirements
Product: Fees may reduce earnings. Rate may change after the account is opened.
Offer: Fees may reduce earnings. Rate may change after the account is opened.
Effective Oct 5, 2026
Rate by balance
Rate by balance for MONEY MARKET Balance APY $2,500 and upYour amount 0.75% $20,000 and up 1.10% $50,000 and up 1.30% $75,000 and up 1.65% Rate checked
More details - 0.50%APY$50 a year on $10,000with conditions
Requirements
Product: Linked Kasasa Cash or Kasasa Cash Back checking account required. Limit one account per member account number.
Offer: Applies to balances up to $25,000 when linked Kasasa Cash or Kasasa Cash Back account qualifications are met during the monthly qualification cycle (at least 12 debit card purchases post and settle, receive e-statements, log into online banking).
Qualified rate · 0.50% interest rate · Balance cap $25,000 · No monthly fee · Effective Oct 31, 2025
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Primary account establishing credit union membership ($5 minimum opening deposit). $5 monthly Non-Relationship Fee applies on accounts with only Member Savings; waived if account maintains a $300 daily average balance, primary member is under 24 years of age, receives direct deposit, has VIP Status, or holds other LMCU accounts (checking, loan, or CD).
Offer: Requires $100 minimum balance to earn interest. $5 monthly fee waived with $300 daily average balance, primary member under 24, direct deposit, VIP status, or other qualifying LMCU accounts.
0.25% interest rate · $5 monthly fee · Effective Jul 20, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: No monthly service fee. Early withdrawal will result in a penalty.
Offer: Minimum balance to earn interest is $100.
0.25% interest rate · No monthly fee
Rate checked
More details - Michigan First Credit UnionSavings AccountSavings · $10 min · 0.15%–0.25% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Must be 18 or older to open an account (ages 13-17 can open with a parent or guardian). Minimum opening deposit of $10 required. An account aggregate balance of $100 required after the first 3 months of membership to avoid a monthly minimum balance fee.
0.15% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Up to $999 0.15% $1,000 – $4,999 0.15% $5,000 – $24,999Your amount 0.20% $25,000 and up 0.25% Rate checked
More details - West Michigan Postal Service FCUShare Savings AccountSavings · $100 min · 0.00%–0.30% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: May limit the number of monthly withdrawals allowed.
Offer: Tier 0
Rate by balance
Rate by balance for Share Savings Account Balance APY $100 – $250 0.00% $250 – $5,000Tier 1 0.15% $5,000 – $25,000Your amountTier 2 0.20% $25,000 – $55,000Tier 3 0.25% Over $55,000Tier 4 0.30% Rate checked
More details - 4Front Credit UnionMoney Market ShareMoney Market Share · $1,000 min · 0.15%–0.40% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,0000.15% interest rate · Effective Sep 3, 2026
Rate by balance
Rate by balance for Money Market Share Balance APY $1,000 – $10,000 0.15% $10,000 – $25,000Your amount 0.20% $25,000 – $50,000 0.30% $50,000 and up 0.40% Rate checked
More details - Consumers Credit UnionMoney MarketMoney Market · $2,500 min · 0.10%–0.35% by balance
Credit union · 2 branches
0.15%APY$15 a year on $10,000Requirements
Product: Dividends credited monthly. Maintain a $2,500 average daily balance to earn dividends. No monthly service fees. Rates are variable and subject to change at any time without notice. Fees may reduce earnings.
Offer: Rates are variable and subject to change at any time without notice. Fees may reduce earnings. Maintain a $2,500 average daily balance to earn dividends.
0.10% interest rate · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $9,999 0.10% $10,000 – $24,999Your amount 0.15% $25,000 – $49,999 0.20% $50,000 – $99,999 0.25% $100,000 – $249,999 0.30% $250,000 and up 0.35% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Requires an initial deposit of $5.00 into the regular share account and a one-time $1 fee to join.
Offer: Minimum $300 balance to earn dividend. Initial deposit of $5.00 required to open.
0.15% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Establishes membership with Best Financial Credit Union. No monthly service charge/fee. No minimum balance requirements.
Offer: Minimum balance to earn interest is $100. Dividends calculated daily, paid quarterly.
0.15% interest rate · No monthly fee
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Offer: Minimum balance to earn interest is $100.
0.15% interest rate
Rate checked
More details - 4Front Credit UnionMoney Market CheckingMoney Market Checking · $1,000 min · 0.10%–0.30% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: No monthly service fees or deposit limits.
Offer: Some requirements apply.
0.10% interest rate · No monthly fee · Effective Oct 17, 2022
Rate by balance
Rate by balance for Money Market Checking Balance APY $1,000 – $10,000 0.10% $10,000 – $25,000Your amount 0.15% $25,000 – $50,000 0.25% $50,000 and up 0.30% Rate checked
More details - Independent BankRelationship Money Market AccountRelationship Money Market Account · $0 min · 0.06%–2.17% by balance
Bank · 1 branch
0.12%APY$12 a year on $10,000with conditionsRequirements
Offer: With a Checking Relationship with Independent Bank
Qualified rate · 0.06% interest rate · Effective Oct 14, 2026
Rate by balance
Rate by balance for Relationship Money Market Account Balance APY Up to $9,999 0.06% $10,000 – $24,999Your amount 0.12% $25,000 – $49,999 0.50% $50,000 – $99,999 1.11% $100,000 – $249,999 1.61% $250,000 and up 2.17% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Earn interest on accounts over $50. No monthly fees when you select eStatements. Membership qualification applies ($5 donation to Special Olympics Michigan or live/work in eligible MI/IN areas).
Offer: $25 minimum opening deposit. Interest earned on accounts over $50. No monthly fees with eStatements.
0.10% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Primary savings account required for credit union membership with a minimum opening deposit of $5.00 that must remain in the account.
Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Muskegon, MI metro
60 accounts at 18 banks and credit unions · checked Oct 6–22
- Typical
- 0.10%
- Top 10% from
- 1.76%
- Banks, typical
- 0.04%
- Credit unions, typical
- 0.15%
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Muskegon, MI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Port City Credit UnionCredit union · 1 branch
- Muskegon Federal Credit UnionCredit union · 2 branches
- Lake Michigan Credit UnionCredit union · 4 branches