Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 151–165 results in Miami, FL metro
- 0.05%APY$5 a year on $10,000
0.05% interest rate
Rate checked
More details - Compass Financial Federal Credit UnionPersonal SavingsSavings · $100 min · 0.05%–0.10% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Opening a Savings Account establishes membership at Compass Financial Federal Credit Union. $5 minimum share balance required. Share accounts are variable rate accounts and are subject to change without notice. Fees could reduce earnings. A penalty may be imposed for early withdrawals.
0.05% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Personal Savings Balance APY $100 – $100,000Your amount 0.05% $100,000 and up 0.10% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must maintain an open/eligible U.S. HSBC Premier checking account linked to the savings account. Not available to business customers.
Offer: Standard APY.
Qualified rate
Rate checked
More details - Wells FargoWells Fargo Platinum SavingsSavings · $25 min · 0.05%–3.25% by balance
Bank · 158 branches
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Wells Fargo Platinum Savings Balance APY Any balanceYour amount 0.05% $25,000 and upPromotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). $12 monthly fee avoided with $3,500 minimum daily balance. 3.25% Rate checked
More details - BCURegular Money MarketRegular Money Market · $1,000 min · 0.05%–0.30% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: No minimum monthly balance and no maintenance fees. Up to six penalty-free withdrawals per month.
0.05% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Regular Money Market Balance APY $1,000 – $24,999Your amount 0.05% $25,000 – $99,999 0.10% $100,000 – $249,999 0.15% $250,000 – $499,999 0.20% $500,000 and up 0.30% Rate checked
More details - OneUnited BankUNITY Money MarketUNITY Money Market · $500 min · 0.05%–0.15% by balance
Bank · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Monthly maintenance service charge membership fee of $12.00 is avoided with a minimum balance of $500.
Offer: Rate requires a minimum average daily balance of $500 – $24,999. Monthly fee of $12.00 avoided with a minimum balance of $500.
0.05% interest rate · $12 monthly fee · Effective Sep 24, 2026
Rate by balance
Rate by balance for UNITY Money Market Balance APY $500 – $24,999Your amount 0.05% $25,000 – $74,999 0.10% $75,000 and up 0.15% Rate checked
More details - Power Financial Credit UnionMarketSure Money MarketMarketSure Money Market · $2,500 min · 0.05%–0.65% by balance
Credit union · 7 branches
0.05%APY$5 a year on $10,000Requirements
Product: Minimum balance requirement of $2,500 to open and earn dividends. No monthly maintenance fees. Membership required.
Offer: Balances below $2,500 in Money Market accounts do not earn dividends.
0.05% interest rate · No monthly fee
Rate by balance
Rate by balance for MarketSure Money Market Balance APY $2,500 – $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.10% $50,000 – $100,000 0.20% $100,000 and up 0.65% Rate checked
More details - Publix Employees Federal Credit UnionPrime Share Savings AccountSavings · $50 min
Credit union · 2 branches
0.05%APY$5 a year on $10,000Requirements
Product: Minimum daily balance of $50 required to earn dividends. Minimum daily balance of $5 required to retain membership status.
Offer: Dividends earned with a minimum daily balance of $50. Minimum daily balance of $5 is required to retain membership status.
0.05% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: TFCU will deposit the $1 minimum requirement to open a membership savings account. Must reside in a state within TFCU lending area.
Offer: Quarterly dividend payments. $1 minimum deposit.
Effective Sep 28, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Advertised rates apply only in Florida for domestic accounts. $5 monthly fee is waived by maintaining a $300 average balance per statement cycle, or by maintaining a $1 balance in a Checking, Interest Checking, or Money Market account on the last business day of the statement cycle.
Offer: Advertised APY applies only in Florida for domestic accounts. Monthly fee of $5 waived with $300 average balance per statement cycle or $1 balance in Checking, Interest Checking, or Money Market account on the last business day of the statement cycle.
$5 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Savings Balance APY Up to $5,000 0.05% $5,000 – $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.75% $50,000 – $100,000 0.75% $100,000 – $250,000 0.75% $250,000 and up 0.75% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Requires linking to a free Sail Checking or Surf Checking account; limit of 1 account per member. No recurring monthly maintenance fees or opening minimum deposit.
Offer: Base non-qualified rate applied to the entire average daily balance when linked account qualifications are not met.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - First Citizens BankMoney Market AccountMoney Market Account · $500 min · 0.05%–0.15% by balance
Bank · 8 branches
0.05%APY$5 a year on $10,000Requirements
Product: Interest rates for money market savings accounts may vary depending on your area.
Offer: Maintain a $1,000 daily balance to avoid a $10 maintenance fee.
$10 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $999 0.05% $1,000 – $9,999 0.05% $10,000 – $24,999Your amount 0.05% $25,000 – $49,999 0.07% $50,000 – $99,999 0.07% $100,000 – $499,999 0.10% $500,000 and up 0.15% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Establishes membership at MPS Credit Union. Dividends are paid quarterly and calculated on average monthly balance (compounded monthly and paid quarterly). If account is closed before dividends are paid, accrued dividends are not received. Rates are subject to change at any time without notice.
Offer: Minimum $5.00 balance required. Dividends paid quarterly and calculated on average monthly balance.
0.05% interest rate · Compounded monthly · No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: $100 minimum daily collected balance required to waive monthly maintenance fee. Up to 6 free withdrawals per month.
Offer: Below $100
0.00% interest rate
Rate by balance
Rate by balance for Regular Savings Balance APY Any balance 0.00% $100 and upYour amount$100 and up 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Tailored for international clients. Monthly fee of $6 is waived with a $100 daily balance. Limited to 6 withdrawals per month.
Offer: Below $100. $6 monthly fee applies if minimum daily balance of $100 is not met.
0.00% interest rate · $6 monthly fee
Rate by balance
Rate by balance for Premier Personal Savings Balance APY Any balance 0.00% $100 and upYour amount$100 and up. 0.05% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Miami, FL metro
204 accounts at 80 banks and credit unions · checked Oct 16–23
- Typical
- 0.15%
- Top 10% from
- 2.53%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.25%
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Miami, FL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- American Airlines Federal Credit UnionCredit union · 6 branches
- JM Associates FCUCredit union · 1 branch
- First Choice Credit UnionCredit union · 2 branches