Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 91–105 results in Madison, WI metro
- 0.05%APY$5 a year on $10,000
Requirements
Product: Monthly statement fee is $2.50, waived with eStatements, aggregate share balances over $200.00, a checking account, loan, or credit card. Minimum balance of $250 required to earn dividends. Minimum opening deposit is $5.00. Excessive withdrawal fee of $3.00 per withdrawal applies after 6 free per month.
0.05% interest rate · $2.50 monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Wells Fargo Platinum Savings Balance APY Any balanceYour amount 0.05% $25,000 and upPromotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). $12 monthly fee avoided with $3,500 minimum daily balance. 3.25% Rate checked
More details - Farmers & Merchants Union BankMoney Market CheckingMoney Market Checking · $5,000 min · 0.05%–2.93% by balance
Bank · 6 branches
0.05%APY$5 a year on $10,0000.05% interest rate
Rate by balance
Rate by balance for Money Market Checking Balance APY $5,000 – $50,000Your amount 0.05% $50,000 – $100,000 0.14% $100,000 – $250,000 0.64% $250,000 – $1,000,000 1.40% $1,000,000 – $4,000,000 2.42% $4,000,000 and up 2.93% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Requires a $250 daily balance. A $15 per quarter service fee applies if balance falls below minimum requirement anytime in a calendar quarter.
0.05% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
0.05% interest rate · No monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000intro rate
Requirements
Product: Personal accounts and personal trusts only. Available at Old National banking centers or online (online opening available in IA, IL, IN, KY, MI, MN, ND, TN, WI; personal trusts in-person only). Combined balance of all Old National accounts cannot exceed $3,000,000. $25 fee if closed within 180 days.
Offer: Standard/lower tier rate for daily collected balances of $19,999.99 or less. Monthly fee of $20 waived with $5,000 minimum daily balance.
Promotional rate · 0.05% interest rate · $20 monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for Market Monitor Balance APY Up to $20,000Your amount 0.05% $20,000 and upPromotional rate guaranteed through December 31, 2026 for new accounts opened between September 1, 2026 and December 1, 2026 funded with minimum $20,000 in new money not on deposit as of August 31, 2026 within 15 calendar days of opening. 3.85% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Additional Savings account. Dividends calculated daily and paid monthly.
Offer: Dividends calculated daily and paid monthly.
0.05% interest rate
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Membership account. A minimum deposit of $25 is needed to open and maintain credit union membership. Up to 6 telephone/remote withdrawals or transfers per month; unlimited in-person withdrawals.
Offer: Dividends calculated daily and paid monthly. Minimum deposit of $25 required to open and maintain membership.
0.05% interest rate
Rate checked
More details - DMB Community BankMoney Market CheckingMoney Market Checking · $1,000 min · 0.05%–0.08% by balance
Bank · 2 branches
0.05%APY$5 a year on $10,000Requirements
Product: Rate may change after account is opened. $6.00 monthly service charge avoided with $1,000.00 average balance. Includes check writing capabilities.
Offer: Average balance to avoid $6 service charge is $1,000.00. Rate may change after account is opened.
0.05% interest rate · $6 monthly fee
Rate by balance
Rate by balance for Money Market Checking Balance APY Up to $25,000Your amount 0.05% $25,000 and up 0.08% Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: Variable-rate account. Avoid $5.00 monthly maintenance fee by maintaining a daily ledger balance of $200 or more throughout the month.
Offer: Avoid monthly maintenance fee by maintaining a daily ledger balance of $200 or more throughout the month ($5.00 fee applies otherwise).
0.01% interest rate · $5 monthly fee
Rate by balance
Rate by balance for Classic Savings Balance APY Up to $1,000 0.01% $1,000 – $2,500 0.01% $2,500 – $10,000 0.03% $10,000 – $25,000Your amount 0.03% $25,000 and up 0.05% Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: Variable-rate account. Avoid $5.00 monthly maintenance fee by maintaining a daily ledger balance of $2,500 or more throughout the month.
Offer: Avoid monthly maintenance fee by maintaining a daily ledger balance of $2,500 or more throughout the month ($5.00 fee applies otherwise).
0.01% interest rate · $5 monthly fee
Rate by balance
Rate by balance for Investor Savings Balance APY Up to $1,000 0.01% $1,000 – $10,000 0.03% $10,000 – $25,000Your amount 0.03% $25,000 – $100,000 0.05% $100,000 – $250,000 0.10% $250,000 and up 0.15% Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: Must deposit $1.00 to open. Up to 6 preauthorized, automatic, telephone, check, or debit transfers per 4-week or similar period. Unlimited in-person, messenger, mail, or ATM transfers/withdrawals. Paper statements available for $2.00 per statement cycle. Rate may change daily.
Offer: Rates as of September 17, 2026. Listed with no minimum balance to earn APY.
0.03% interest rate · Effective Sep 17, 2026
Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: Must deposit $100.00 to open. Monthly service charge of $3.00 if daily balance falls below $100.00 any day of the month. Limit of 4 in-person or teller-assisted withdrawals/transfers per calendar month ($1.00 fee per excess withdrawal). $2.00 printed statement fee waived with e-statement enrollment. Rate may change daily.
Offer: Rates as of September 17, 2026. Listed with no minimum balance to earn APY ($100 minimum daily balance avoids service charge).
0.03% interest rate · Effective Sep 17, 2026
Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: Must deposit $1.00 to open. Up to 6 preauthorized, automatic, telephone, check, or debit transfers per 4-week or similar period. Unlimited in-person, messenger, mail, or ATM transfers/withdrawals. Paper statements available for $2.00 per statement cycle. Rate may change daily.
Offer: Rate current as of 08-31-2026. $1.00 opening deposit minimum.
0.03% interest rate · Effective Aug 31, 2026
Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: Must deposit $100.00 to open. Monthly service charge of $3.00 if daily balance falls below $100.00 any day of the month. Limit of 4 in-person or teller-assisted withdrawals/transfers per calendar month ($1.00 fee per excess withdrawal). $2.00 printed statement fee waived with e-statement enrollment. Rate may change daily.
Offer: Rate and APY current as of 08-31-2026. $3.00 monthly fee if daily balance falls below $100.00.
0.03% interest rate · $3 monthly fee · Effective Aug 31, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Madison, WI metro
123 accounts at 44 banks and credit unions · checked Oct 16–22
- Typical
- 0.15%
- Top 10% from
- 1.49%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.19%
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Madison, WI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- UW Credit UnionCredit union · 17 branches
- Marine Credit UnionCredit union · 2 branches
- Blackhawk Community Credit UnionCredit union · 1 branch