Best high-yield savings rates

Requirements

Product: Allows custom labeling to set aside funds for specific savings goals. Rate is variable and may change every quarter.

Offer: Quarterly dividend distribution. Dividend rate 0.05%. Variable rate.

Requirements

Product: Monthly fee assessed to accounts that maintain an average aggregate balance of less than $500 for the previous two months; fee waived if checking account has 5 or more financial transactions during the month, there is an open loan, or the account belongs to a minor (less than age 18). Rate is variable and may change every quarter.

Offer: Quarterly dividend distribution. Dividend rate 0.05%. Variable rate.

Requirements

Product: $200 average quarterly balance required to earn interest. Service charge of $8.00 per quarter if average quarterly balance is under $400. Combined statements available.

Offer: $100 minimum balance required to obtain APY ($200 average quarterly balance required to earn interest per account terms). $8.00 quarterly service charge if average quarterly balance is under $400. Rates may change after opening.

Requirements

Product: Represents member share of ownership in credit union. A $10.00 per month single service fee applies to members who only have a member share savings with an average balance under $250.00 and utilize no other qualified accounts or services (members under age 23 or 62 and older are exempt).

Offer: Minimum daily balance >$0 to obtain APY. Par value of a membership share is $5.00 (minimum balance to open and maintain). Monthly $10 fee waived if average balance is $250+ or if member utilizes other qualifying accounts/services or is under 23 / 62 and older.

Requirements

Offer: Minimum daily balance >$0 to obtain APY.

Requirements

Product: Membership at ProFed required. Primary membership savings requires the purchase of a $5.00 par value share ($10.00 for joint). Must maintain a minimum daily balance of $125.00 to earn dividends. Unlimited transactions.

Offer: $5.00 opening minimum balance for individual ($10.00 joint). Must maintain minimum daily balance of $125.00 to earn dividends. Dividend rate 0.05% compounded monthly.

Requirements

Product: Subsequent savings accounts have no minimum balance to open or maintain. Must maintain a minimum daily balance of $125.00 to earn dividends. Unlimited transactions.

Offer: $0.00 minimum to open or maintain. Must maintain minimum daily balance of $125.00 to earn dividends. Dividend rate 0.05% compounded monthly.

Requirements

Product: $50.00 minimum balance to avoid fee ($5.00 monthly fee per rate table footnote, quarterly maintenance fee of $5.00 per account details). Interest compounded and credited quarterly.

Offer: $5.00 monthly fee if minimum balance falls below $50.00 at any point during the month; p21 notes $50.00 minimum balance to avoid a quarterly maintenance fee of $5.00.

Requirements

Product: Earn Premier relationship rates when you link the account to a qualifying checking account (Chase Premier Plus Checking, Chase Sapphire Checking, Chase Private Client Checking, J.P. Morgan Private Client Checking Plus, or J.P. Morgan Classic Checking) and make at least 5 customer-initiated transactions in a monthly statement period using your linked checking account. $25 monthly service fee waived with $15,000+ beginning day balance or linked qualifying checking account.

Offer: Relationship rate: requires linked qualifying checking account and at least 5 customer-initiated transactions in a monthly statement period. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account.

Requirements

Product: $5 monthly service fee waived with ONE of: $300+ beginning day balance, $25+ repeating automatic transfers/Autosave from personal Chase checking, link to qualifying checking, link to Chase College Checking enrolled in Overdraft Protection, or account owner under age 25. Fee waived for first two statement periods on new/converted accounts.

Offer: $5 monthly service fee waived with $300+ daily balance, $25+ Autosave transfers, qualifying linked checking, linked Chase College Checking with Overdraft Protection, or owner under age 25.

Requirements

Product: $5 monthly service fee waived with ONE of: $300+ beginning day balance, $25+ repeating automatic transfers/Autosave from personal Chase checking, link to qualifying checking, link to Chase College Checking enrolled in Overdraft Protection, or account owner under age 25. Fee waived for first two statement periods on new/converted accounts.

Offer: $5 monthly service fee waived with $300+ daily balance, $25+ Autosave transfers, qualifying linked checking, linked Chase College Checking with Overdraft Protection, or owner under age 25.

Requirements

Product: Earn Premier relationship rates when you link the account to a qualifying checking account (Chase Premier Plus Checking, Chase Sapphire Checking, Chase Private Client Checking, J.P. Morgan Private Client Checking Plus, or J.P. Morgan Classic Checking) and make at least 5 customer-initiated transactions in a monthly statement period using your linked checking account. $25 monthly service fee waived with $15,000+ beginning day balance or linked qualifying checking account.

Offer: Standard rate. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account.

Requirements

Product: $5 monthly service fee waived with ONE of: $300+ beginning day balance, $25+ repeating automatic transfers/Autosave from personal Chase checking, link to qualifying checking, link to Chase College Checking enrolled in Overdraft Protection, or account owner under age 25. Fee waived for first two statement periods on new/converted accounts.

Offer: All balances. $5 monthly service fee waived with $300+ beginning day balance, $25+ Autosave/repeating automatic transfers, qualifying linked checking, linked Chase College Checking with Overdraft Protection, or owner under age 25.

Requirements

Product: Monthly fee waived by maintaining a $300 average daily ledger balance or if the primary account owner is younger than age 24. No checking account required.

Offer: Paid on collected balance. $25 minimum opening deposit ($5 if younger than age 24). $6 monthly maintenance fee waived with $300 average daily ledger balance or primary owner under age 24.

Requirements

Product: Requires a Rewards Checking Account. Monthly fee of $9 is reduced to $7 with eStatement, and waived by maintaining a $300 average daily ledger balance.

Offer: Earned on entire balance if Rewards Checking account does not meet monthly qualifications and/or combined $2,500 balance in eligible accounts is not maintained.