Credit union · NCUA insured
Profed Credit Union Savings Rates
Profed Credit Union’s best savings rate is 0.05% APY on $10,000, with its Membership Savings. Rates checked October 15, 2026.
How Profed Credit Union’s savings rates compare
Compared with banks and credit unions near Fort Wayne, IN, where Profed Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Profed Credit Union
0.05%APY
- Minimum
- $5
- Earns on $10,000 a year
- $5
Membership Savings
Top rate
GreenWay Bank
4.25%APY
- Minimum
- $5,000
- Earns on $10,000 a year
- $425
2nd-highest rate
Flagstar Bank
4.00%APY
- Minimum
- $1
- Earns on $10,000 a year
- $400
Profed Credit Union savings score
61
Savings score
Higher than 3% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.05%
- QualifiedQualified0.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Profed Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Membership Savings
0.05%APY
Membership at ProFed required. Primary membership savings requires the purchase of a $5.00 par value share ($10.00 for joint). Must maintain a minimum daily balance of $125.00 to earn dividends. Unlimited transactions.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $125 and up$5.00 opening minimum balance for individual ($10.00 joint). Must maintain minimum daily balance of $125.00 to earn dividends. Dividend rate 0.05% compounded monthly.$125 and up | 0.05% | $5 | $5.00 opening minimum balance for individual ($10.00 joint). Must maintain minimum daily balance of $125.00 to earn dividends. Dividend rate 0.05% compounded monthly. |
Savings (Subsequent / Savings 2 & 3)
0.05%APY
Subsequent savings accounts have no minimum balance to open or maintain. Must maintain a minimum daily balance of $125.00 to earn dividends. Unlimited transactions.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $125 and up$0.00 minimum to open or maintain. Must maintain minimum daily balance of $125.00 to earn dividends. Dividend rate 0.05% compounded monthly.$125 and up | 0.05% | $5 | $0.00 minimum to open or maintain. Must maintain minimum daily balance of $125.00 to earn dividends. Dividend rate 0.05% compounded monthly. |
Special-purpose accounts
Traditional and Roth IRA Savings
0.15%APY
Traditional IRA and Roth IRA savings. Minimum balance to open and maintain is $10.00. Must maintain a minimum daily balance of $15.00 to earn dividends. Dividends compounded quarterly. Subject to IRS regulations.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $15 and up$10.00 minimum balance to open and maintain. Must maintain minimum daily balance of $15.00 to earn dividends. Dividend rate 0.15% compounded quarterly. Subject to IRS regulations.$15 and up | 0.15% | $15 | $10.00 minimum balance to open and maintain. Must maintain minimum daily balance of $15.00 to earn dividends. Dividend rate 0.15% compounded quarterly. Subject to IRS regulations. |
Sources (2)
- profedcu.org/personal/savings/savings-rates-fees
- profedcu.org/uploads/forms/disclosure_TruthInSavings.pdf
All captured Sep 18, 2026
Club Accounts (Christmas Club / Name Your Own Club)
0.05%APY
$1.00 minimum opening deposit. You must maintain a minimum daily balance of $1.00 to keep account open and $125.00 to earn dividends. Partial withdrawals not allowed. Christmas Club funds transfer on November 1.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $125 and up$1.00 minimum opening deposit. Must maintain minimum daily balance of $125.00 to earn dividends. Dividend rate 0.05% compounded monthly. Partial withdrawals not allowed.$125 and up | 0.05% | $5 | $1.00 minimum opening deposit. Must maintain minimum daily balance of $125.00 to earn dividends. Dividend rate 0.05% compounded monthly. Partial withdrawals not allowed. |
Great Start Savings
0.05%APY
For youth under 18 (adult joint owner required). Great Start Savings combines a Membership Savings account ($5.00 min opening deposit/balance) and a 12-Month EZ Saver Certificate ($25.00 min deposit). Earns dividends at membership savings rate; $125.00 daily min balance required to earn dividends. Earn $25 bonus when direct deposit/auto transfer of $5+ is set up in first 30 days; $5 bonus each year on account anniversary.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $125 and up$5.00 minimum opening balance. $125.00 daily minimum balance required to earn dividends. Adult joint owner required if under 18.$125 and up | 0.05% | $5 | $5.00 minimum opening balance. $125.00 daily minimum balance required to earn dividends. Adult joint owner required if under 18. |
Sources (2)
- profedcu.org/personal/savings/savings-accounts
- profedcu.org/personal/savings/…s-accounts/youth-savings
All captured Sep 18, 2026
Who can join Profed Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligibility is open to individuals who live, work, worship, attend school, volunteer, or regularly conduct business in Adams, Allen, DeKalb, Huntington, LaGrange, Noble, Steuben, Wells and Whitley counties.
Cost to join
- You can own a piece of the credit union with just $5.
Membership information collected October 5, 2026.