Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Kansas City, MO-KS metro
- North American Savings BankSelect III SavingsSavings · $500 min · 2.50%–3.75% by balance
Bank · 9 branches
2.50%APY$250 a year on $10,000Requirements
Product: Tiered savings account. Monthly maintenance fee of $7.50 waived if minimum balance of $500 is met.
Offer: Monthly maintenance fee waived with $500 minimum balance.
$7.50 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Select III Savings Balance APY Up to $5,000 2.50% $5,000 – $25,000Your amount 2.50% $25,000 – $75,000 3.10% $75,000 and up 3.75% Rate checked
More details - 2.50%APY$250 a year on $10,000
Requirements
Product: Available online through nasb.com only. Interest compounded daily and paid monthly. A $30 account closure fee applies if the account is closed within 90 days of opening.
Offer: Available online through nasb.com only. Interest compounded daily and paid monthly.
Compounded daily · No monthly fee · Effective Oct 16, 2026
Rate checked
More details - 2.50%APY$250 a year on $10,000
Requirements
Product: Designed for balances of $10,000 or more. Monthly service charge of $10 if balance falls below $10,000. Not available to open online (in-person account opening only). Free electronic statements; paper statements are $4.00/statement (waived if daily balance is $10,000+ each day of cycle). Withdrawals permitted on 2nd and 4th Wednesdays of each month ($25 fee per withdrawal exception). Interest rate will not be less than the 13-week U.S. Treasury Bill rate as published by the U.S. Department of the Treasury effective the 15th of the preceding month, less 1.50%.
Offer: Monthly fee of $10 applies only if balance falls below $10,000.
2.47% interest rate · $10 monthly fee
Rate checked
More details - 2.50%APY$250 a year on $10,000with conditions
Requirements
Product: Must be linked to a High Interest Checking or Cash Back Checking account (limit one Savings Plus account per checking account). If the associated checking account is closed, converted to Regular Savings.
Offer: Applies to balances up to $50,000 when linked High Interest Checking or Cash Back Checking monthly qualification cycle requirements are met. No monthly service fees.
Qualified rate · 2.47% interest rate · No monthly fee · Effective Sep 15, 2026
Rate by balance
Rate by balance for Savings Plus Balance APY Up to $50,000Your amount 2.50% $50,001 and upWhen linked High Interest Checking or Cash Back Checking qualifications are met, 0.35% interest rate is paid on the portion of daily balance greater than $50,000, resulting in a blended APY range from 2.50% to 1.07% depending on balance. 0.35%* Rate checked
More details - 2.27%APY$227 a year on $10,000
Requirements
Product: $10 minimum balance fee if balance falls below $2,500. Excess Transaction Fee: $5 fee for each additional debit beyond the 10th per month.
Offer: $10 fee waived if balance stays at or above $2,500. Excess transaction fee: $5 per debit beyond 10 per month.
2.00% interest rate · $10 monthly fee · Effective Sep 10, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $5,000 2.02% $5,000 – $20,000Your amount 2.27% $20,000 – $50,000 2.53% $50,000 – $100,000 2.78% $100,000 – $500,000 3.04% $500,000 – $1,000,000 3.30% $1,000,000 and up 3.82% Rate checked
More details - Blue Ridge Bank and Trust Co.Maximum Yield (MY) Savings AccountSavings · $25 min · 0.20%–2.06% by balance
Bank · 8 branches
2.06%APY$206 a year on $10,000with conditionsRequirements
Product: Requires a MY Checking account and meeting monthly qualifications: 12 or more debit or credit MasterCard POS purchases per monthly cycle, 1 ACH direct deposit or payment set up, active email account, registration for electronic statements, online banking registration, and applying for a free Blue Ridge Bank debit MasterCard. Paper statements available for a $5 monthly fee. Allows 6 transfers per monthly statement cycle; $1 excess item fee for each withdrawal in excess of 3 per monthly statement cycle. $25 fee if closed within 180 days of opening.
Offer: Qualifications met in MY Checking.
Qualified rate · 2.04% interest rate · No monthly fee · Effective Feb 2, 2026
Rate by balance
Rate by balance for Maximum Yield (MY) Savings Account Balance APY Up to $25,000Your amount 2.06% Over $25,000Qualifications met in MY Checking; 0.20% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Must have a linked Star Rewards Cash Back Checking account. Qualifying for rewards in linked checking account qualifies for rewards in savings account. $5 paper statement fee applies per statement cycle if not enrolled in eStatements. If checking account is closed or changed, converts to standalone savings.
Offer: When qualifications in linked Star Rewards Checking account are met during Monthly Qualification Cycle. Daily balances ≤ $24,999.99 earn 1.98% interest, 2.00% APY.
Qualified rate · 1.98% interest rate · Balance cap $24,999.99 · Effective May 14, 2026
Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Must have a linked Star Rewards Interest Checking account. Qualifying for rewards in linked checking account qualifies for rewards in savings account. $5 paper statement fee applies per statement cycle if not enrolled in eStatements. If checking account is closed or changed, converts to standalone savings.
Offer: When qualifications in linked Star Rewards Checking account are met during Monthly Qualification Cycle. Daily balances ≤ $24,999.99 earn 1.98% interest, 2.00% APY.
Qualified rate · 1.98% interest rate · Balance cap $24,999.99 · Effective May 14, 2026
Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Must be linked to a Kasasa Cash - Multi Level or Kasasa Cash Back checking account. Rewards and cash back earned in checking auto-transfer into Kasasa Saver. $100 minimum deposit to open. No monthly maintenance fees.
Offer: Qualifying rate on daily balances up to and including $50,000 when monthly qualifications are met in linked Kasasa Cash - Multi Level or Kasasa Cash Back account during the Monthly Qualification Cycle (at least 1 direct deposit/ACH credit/ACH payment, at least 12 debit card purchases of minimum $5 each, and enrolled in eStatements).
Qualified rate · 1.98% interest rate · No monthly fee
Rate checked
More details - United Consumers Credit UnionFree Kasasa SaverSavings · $100 min · 0.15%–2.00% by balance
Credit union · 3 branches
2.00%APY$200 a year on $10,000with conditionsRequirements
Product: Links to Free Kasasa Cash or Kasasa Cash Back checking account. No monthly maintenance fees.
Offer: Qualifying rate when linked Kasasa Cash/Cash Back qualifications are met during Monthly Qualification Cycle.
Qualified rate · 1.98% interest rate · No monthly fee
Rate by balance
Rate by balance for Free Kasasa Saver Balance APY Up to $50,000Your amount 2.00% $50,000 and up 0.15% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Linked Kasasa Cash or Kasasa Cash Back checking account required. Limit of 1 account per Social Security Number. Restricted to no more than 6 debits/transfers per monthly qualification cycle.
Offer: Applies to daily balances up to $35,000 when qualification requirements are met on the linked Kasasa Cash or Kasasa Cash Back checking account during the Monthly Qualification Cycle (at least 1 direct deposit or ACH transaction, at least 12 debit card purchases post and settle, and enrolled in Digital Banking to obtain monthly statements). Automatically qualifies for the first cycle.
Qualified rate · 1.98% interest rate · No monthly fee
Rate by balance
Rate by balance for Free Kasasa Saver Balance APY Up to $35,000Your amount 2.00% $35,000 and up 0.25%* Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - Bank NorthwestPINNACLE MONEY MARKETPINNACLE MONEY MARKET · $2,500 min · 0.50%–3.56% by balance
Bank · 2 branches
1.87%APY$187 a year on $10,0000.50% interest rate · Effective Nov 20, 2024
Rate by balance
Rate by balance for PINNACLE MONEY MARKET Balance APY Up to $10,000 0.50% $10,000 – $50,000Your amount 1.87% $50,000 – $100,000 2.32% $100,000 – $250,000 2.53% $250,000 – $1,000,000 3.04% $1,000,000 – $1,500,000 3.30% $1,500,000 – $100,000,000 3.56% Rate checked
More details - 1.85%APY$185 a year on $10,000with conditions
Requirements
Product: Requires a Premier Plus Checking or Reward Checking account open and in good standing, and enrollment in eStatements. Limit 1 account per connected checking account. No recurring monthly service charges or fees. $100 minimum deposit to open.
Offer: When qualifications are met (Premier Plus Checking or Reward Checking open and in good standing, and enrolled in eStatements). Balances up to $25,000.00 receive 1.85% APY.
Qualified rate · No monthly fee · Effective Aug 21, 2024
Rate by balance
Rate by balance for Premier Savings Balance APY Up to $25,000Your amount 1.85% Over $25,000When qualifications are met. 0.50%* Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Kansas City, MO-KS metro
252 accounts at 91 banks and credit unions · checked Oct 16–22
- Typical
- 0.25%
- Top 10% from
- 2.00%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.25%
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Kansas City, MO-KS metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- 1st MidAmerica Credit UnionCredit union · 1 branch
- Nova Credit UnionCredit union · 1 branch
- CommunityAmerica Credit UnionCredit union · 31 branches