Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Kalamazoo, MI metro
- Consumers Credit UnionMoney MarketMoney Market · $2,500 min · 0.10%–0.35% by balance
Credit union · 10 branches
0.15%APY$15 a year on $10,000Requirements
Product: Dividends credited monthly. Maintain a $2,500 average daily balance to earn dividends. No monthly service fees. Rates are variable and subject to change at any time without notice. Fees may reduce earnings.
Offer: Rates are variable and subject to change at any time without notice. Fees may reduce earnings. Maintain a $2,500 average daily balance to earn dividends.
0.10% interest rate · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $9,999 0.10% $10,000 – $24,999Your amount 0.15% $25,000 – $49,999 0.20% $50,000 – $99,999 0.25% $100,000 – $249,999 0.30% $250,000 and up 0.35% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Personal accounts only. Initial minimum opening deposit to earn higher rate is $25,000. Account must be funded within 90 days of approval date. Early closure fee may apply if closed within 180 days. $15 monthly service charge waived with at least a $10,000 average daily collected balance or with a Flagstar personal checking relationship.
Offer: Tier 1 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or if owner of a Flagstar personal checking account with balance of at least $0.01.
$15 monthly fee
Rate by balance
Rate by balance for Flagstar Performance Savings Balance APY Up to $10,000 0.10% $10,000 – $25,000Your amountTier 2 balance rate. 0.10% $25,000 – $50,000Tier 3 balance rate. 3.20% $50,000 – $100,000Tier 4 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or with personal checking relationship. 3.20% $100,000 – $500,000Tier 5 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or with personal checking relationship. 3.20% $500,000 and upTier 6 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or with personal checking relationship. 3.20% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: May be opened for budgeting purposes or special purchases.
Effective Oct 15, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: KCCU membership requires a regular savings account with a minimum deposit of $5.00, equal to one share in the credit union.
Effective Oct 15, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Earn interest on accounts over $50. No monthly fees when you select eStatements. Membership qualification applies ($5 donation to Special Olympics Michigan or live/work in eligible MI/IN areas).
Offer: $25 minimum opening deposit. Interest earned on accounts over $50. No monthly fees with eStatements.
0.10% interest rate · Effective Oct 5, 2026
Rate checked
More details - United Bay Community Credit UnionMoney Manager AccountSavings · 0.02%–1.21% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Tiered-rate structure based on average daily balance.
Offer: Dividends are compounded daily and paid monthly. Balance tier: less than $1,000.
0.02% interest rate · Compounded daily · Effective Oct 15, 2026
Rate by balance
Rate by balance for Money Manager Account Balance APY Up to $1,000 0.02% $1,000 – $9,999 0.05% $10,000 – $24,999Your amount 0.10% $25,000 – $49,999 0.25% $50,000 – $99,999 0.35% $100,000 – $249,999 0.60% $250,000 and up 1.21% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Dividends calculated daily and paid monthly. No minimum account balance requirement.
0.10% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
- OMNI Community Credit UnionSmart SavingsSavings · $1,000 min · 0.05%–0.15% by balance
Credit union · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: Tiered rates compounded daily and paid monthly. $0 minimum opening deposit. $1,000 minimum balance to earn interest. Unlimited withdrawals.
Offer: Interest compounded daily and paid monthly.
Compounded daily · Effective Oct 5, 2026
Rate by balance
Rate by balance for Smart Savings Balance APY $1,000 – $10,000 0.05% $10,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.13% $50,000 and up 0.15% Rate checked
More details - OMNI Community Credit UnionRegular SavingsSavings · $100 min · 0.03%–0.10% by balance
Credit union · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: Tiered rates compounded daily and paid monthly. $5 minimum opening deposit. $100 minimum balance to earn interest. Unlimited withdrawals.
Offer: Interest compounded daily and paid monthly.
Compounded daily · Effective Oct 5, 2026
Rate by balance
Rate by balance for Regular Savings Balance APY $100 – $5,000 0.03% $5,000 – $10,000 0.08% $10,000 and upYour amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Minimum monthly balance of $300 required to avoid fees; $300 minimum balance waived for minors. APY is based on a $2,500 balance for 12 months.
Offer: A minimum monthly balance of $300 is required to avoid fees (waived for minors). APY is based on a $2,500 balance for 12 months.
0.10% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Interest accrues daily, paid monthly. Minimum $1,000 account balance to earn dividend/interest.
Offer: Minimum balance must be met to earn dividend.
Rate by balance
Rate by balance for Money Market Max Balance APY $1,000 – $100,000Your amount 0.10% $100,000 – $250,000 3.50% $250,000 – $500,000 3.50% $500,000 – $2,000,000 3.50% $2,000,000 and up 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Minimum shares balance fee charged on aggregate savings balances under $100 with no other services; fee waived if member has another account under same membership or is under age 18.
Offer: Variable rate. Compounded and credited monthly. $100 minimum balance to avoid service fee.
0.10% interest rate · Effective Jul 3, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: Variable rate. Compounded and credited monthly.
0.10% interest rate · No monthly fee · Effective Jul 3, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: When you join Preferred Credit Union, the first account opened is a savings account. Dividends paid quarterly on balances of $50 and greater.
Offer: Dividends paid quarterly on balances of $50 and greater.
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Kalamazoo, MI metro
73 accounts at 21 banks and credit unions · checked Oct 6–22
- Typical
- 0.10%
- Top 10% from
- 2.80%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.15%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Kalamazoo, MI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- North Central Area Credit UnionCredit union · 1 branch
- KCCUCredit union · 5 branches
- Flagstar BankBank · 2 branches