Credit union · NCUA insured
Kalsee Credit Union Savings Rates
Kalsee Credit Union’s best savings rate is 0.20% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How Kalsee Credit Union’s savings rates compare
Compared with banks and credit unions near Kalamazoo, MI, where Kalsee Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Kalsee Credit Union
0.20%APY
- Requires
- None
- Minimum
- $50
- Earns on $10,000 a year
- $20
Money Market
Top rate
Ignite Credit Union
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $500
2nd-highest rate
Flagstar Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
Kalsee Credit Union savings score
69
Savings score
Higher than 25% of U.S. banks and credit unions
- $1,000 balance$1,0000.20%
- $10,000 balance$10,0000.20%
- $100,000 balance$100,0000.25%
- QualifiedQualified0.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Kalsee Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Boost Savings
3.37%APY on $10,000
Tiered rate account; dividend rate and APY for each balance range apply to the portion of the balance in each tier. $50 minimum deposit to open. 6 withdrawals per month allowed ($50 minimum withdrawal). No monthly fee. No minimum balance to earn dividends. Platinum Perks members with balances $5,000+ receive a rate bump of 0.50% APY; VIP Perks members receive 0.75% APY.
| Part of the balance | Rate on that part |
|---|---|
| Up to $4,999 | 2.47% |
| $5,000 – $9,999 | 0.99% |
| $5,000 – $9,999 | 1.49% |
| $5,000 – $9,999 | 1.74% |
| $10,000 – $19,999 | 0.50% |
| $10,000 – $19,999 | 0.99% |
| $10,000 – $19,999 | 1.24% |
| $20,000 and up | 0.10% |
| $20,000 and up | 0.60% |
| $20,000 and up | 0.85% |
On $10,000 the tiers blend to about 3.37% APY, earning $337 a year.
Sources (3)
- kalsee.com/personal/bank/money-markets
- kalsee.com/personal/bank/checking
- kalsee.com/personal/bank/savings
All captured Oct 5, 2026
Lift Savings
1.05%APY on $10,000
Tiered rate account available only to holders of a Kalsee rewards checking account (limited to one account per SSN). Meet monthly qualifications (12 debit/credit card purchases or 24 for Lift+ Checking, online banking access once/month, e-statements, and direct deposits of $1,000/month for Lift+ Checking) to earn qualifying rates. If qualifications are not met, non-qualified rate applies.
| Part of the balance | Rate on that part |
|---|---|
| Up to $30,000 | 1.00% |
| Any balance | 0.05% |
| $30,000 and up | 1.98% |
On $10,000 the tiers blend to about 1.05% APY, earning $105 a year.
Sources (2)
All captured Oct 5, 2026
Money Market
0.20%APY
Open with a $50 minimum deposit. No monthly fee. $500 minimum withdrawal. Up to six fee-free withdrawals per statement cycle.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $1,999 | 0.20% | — |
| $2,000 – $19,999 | 0.20% | $20 |
| $20,000 – $74,999 | 0.25% | — |
| $75,000 and up | 0.25% | — |
Sources (1)
- kalsee.com/personal/bank/money-markets · captured Oct 5, 2026
Money Market+
0.20%APY on $10,000
Open with a $50 minimum deposit. No monthly fee. $500 minimum withdrawal. Up to six fee-free withdrawals per statement cycle.
| Part of the balance | Rate on that part |
|---|---|
| Up to $19,999 | 0.20% |
| $20,000 – $49,999 | 0.25% |
| $20,000 – $49,999 | 0.75% |
| $20,000 – $49,999 | 0.99% |
| $50,000 – $99,999 | 0.50% |
| $50,000 – $99,999 | 0.99% |
| $50,000 – $99,999 | 1.24% |
| $100,000 – $199,999 | 1.49% |
| $100,000 – $199,999 | 1.98% |
| $100,000 – $199,999 | 2.23% |
| $200,000 and up | 2.47% |
| $200,000 and up | 2.96% |
| $200,000 and up | 3.20% |
On $10,000 the tiers blend to about 0.20% APY, earning $20 a year.
Sources (1)
- kalsee.com/personal/bank/money-markets · captured Oct 5, 2026
Savings
0.10%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and up$50 minimum balance to earn APY.$50 and up | 0.10% | $10 | $50 minimum balance to earn APY. |
Sources (1)
- kalsee.com/personal/bank/savings · captured Oct 5, 2026
Special-purpose accounts
Health Savings (HSA)
0.50%APY
Must have a high-deductible health insurance plan and not be enrolled in Medicare.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and up$50 minimum balance to earn APY.$50 and up | 0.50% | $50 | $50 minimum balance to earn APY. |
Sources (2)
All captured Oct 5, 2026
Christmas Savings
0.10%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1 and up$1 minimum balance to earn APY.$1 and up | 0.10% | $10 | $1 minimum balance to earn APY. |
Sources (1)
- kalsee.com/personal/bank/savings · captured Oct 5, 2026
Vacation Savings
0.10%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and up$50 minimum balance to earn APY.$50 and up | 0.10% | $10 | $50 minimum balance to earn APY. |
Sources (1)
- kalsee.com/personal/bank/savings · captured Oct 5, 2026
Who can join Kalsee Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.