Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Johnstown, PA metro
- First Commonwealth BankRelationship Money MarketRelationship Money Market · $1,000 min · 0.20%–0.50% by balance
Bank · 7 branches
0.20%APY$20 a year on $10,000with conditionsRequirements
Product: $3 monthly service charge waived by maintaining a minimum daily balance of $1,000. Account earns relationship interest rates when primary or joint owner also has a Hometown Checking Premium account. Check writing capabilities available.
Offer: Relationship Rates require primary or joint owner on Relationship Money Market to also be primary or joint owner on a Hometown Checking Premium account.
Qualified rate · 0.20% interest rate · $3 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Relationship Money Market Balance APY Up to $20,000Your amount 0.20% $20,000 – $50,000 0.30% $50,000 – $100,000 0.40% $100,000 – $250,000 0.50% $250,000 – $2,000,000 0.50% $2,000,000 and up 0.50% Rate checked
More details - S&T BankPersonal Money MarketPersonal Money Market · $0 min · 0.20%–1.45% by balance
Bank · 4 branches
0.20%APY$20 a year on $10,000Requirements
Product: Maximum of six (6) third party transactions permitted per month. Variable rate account; interest rate and Annual Percentage Yield may change at the Bank's discretion without prior notice.
Effective Oct 12, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY Up to $100,000Your amount 0.20% $100,000 – $500,000 1.45% $500,000 – $1,000,000 1.45% $1,000,000 and up 1.45% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Opening an account establishes membership in USSCO FCU.
Effective Oct 1, 2026
Rate checked
More details - Northwest BankAffinity Plus Money MarketAffinity Plus Money Market · $25 min · 0.10%–0.30% by balance
Bank · 2 branches
0.20%APY$20 a year on $10,000with conditionsRequirements
Product: Must have Affinity Plus Checking account to qualify. Monthly service charge of $10 can be avoided with an Affinity Plus Checking or $2,500 average daily balance. Variable rate account; rates valid only for accounts opened online.
Offer: Must have Affinity Plus Checking account to qualify. You must maintain a minimum balance of $0.01 in the account each day to obtain the disclosed APY. Monthly fee of $10 can be avoided with an Affinity Plus Checking or $2,500 average daily balance.
Qualified rate · $10 monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Affinity Plus Money Market Balance APY Up to $5,000 0.10% $5,000 – $50,000Your amount 0.20% $50,000 – $100,000 0.25% $100,000 – $250,000 0.30% $250,000 – $5,000,000 0.30% $5,000,000 and up 0.30% Rate checked
More details - USSCO Johnstown Federal Credit UnionMoney MarketMoney Market · $2,500 min · 0.20%–0.30% by balance
Credit union · 3 branches
0.20%APY$20 a year on $10,000Requirements
Product: Money Market Rate is calculated monthly and may change after account opening. Fees could reduce earnings.
Effective Jul 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $25,000Your amount 0.20% $25,000 – $100,000 0.25% $100,000 and up 0.30% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Minimum deposit of $5.00 required to open account and establish membership. Variable rate paid quarterly on average daily balance; accrued dividends forfeited if closed before crediting.
Offer: Variable dividend rate paid quarterly on average daily balance. Must maintain a balance of $5.00 to earn stated APY. Accrued dividends forfeited if account closed prior to crediting.
Rate checked
More details - First Commonwealth BankRelationship Money MarketRelationship Money Market · $1,000 min · 0.10%–0.25% by balance
Bank · 7 branches
0.10%APY$10 a year on $10,000with conditionsRequirements
Product: $3 monthly service charge waived by maintaining a minimum daily balance of $1,000. Account earns relationship interest rates when primary or joint owner also has a Hometown Checking Premium account. Check writing capabilities available.
Offer: Non-Relationship Rates apply on any day that account holder does not have a qualifying Hometown Checking Premium account.
Qualified rate · 0.10% interest rate · $3 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Relationship Money Market Balance APY Up to $20,000Your amount 0.10% $20,000 – $50,000 0.15% $50,000 – $100,000 0.20% $100,000 – $250,000 0.25% $250,000 – $2,000,000 0.25% $2,000,000 and up 0.25% Rate checked
More details - First Commonwealth BankHometown Money MarketHometown Money Market · $1,000 min · 0.10%–0.25% by balance
Bank · 7 branches
0.10%APY$10 a year on $10,000Requirements
Product: $3 monthly service charge waived by maintaining a minimum daily balance of $1,000. Earn higher interest for higher balances with easy access to your money including checks.
0.10% interest rate · $3 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Hometown Money Market Balance APY Up to $20,000Your amount 0.10% $20,000 – $50,000 0.15% $50,000 – $100,000 0.20% $100,000 – $250,000 0.25% $250,000 – $2,000,000 0.25% $2,000,000 and up 0.25% Rate checked
More details - AmeriServ BankMoney Market AccountMoney Market Account · $5,000 min · 0.10%–0.25% by balance
Bank · 8 branches
0.10%APY$10 a year on $10,000Requirements
Product: Service charges may apply if account balance falls below $10,000 and the customer does not have an active AmeriServ checking account. Money Market checks are offered free. No ATM or Debit Card with Money Market account.
Offer: Less than $20,000 balance tier. Tiered interest compounded and paid monthly. Fees may apply if minimum balance requirements are not met; fees may reduce earnings.
Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $20,000Your amount 0.10% $20,000 – $100,000 0.15% $100,000 and up 0.25% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Interest paid monthly. Includes digital banking services and monthly statements.
Offer: Avoid the $5 monthly maintenance fee by maintaining a $100 minimum balance. If balance is over $100, earn interest on entire balance.
$5 monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Manage savings with a passbook; passbook required for withdrawals. Interest paid quarterly.
Offer: Avoid the $5 monthly maintenance fee by maintaining a $100 minimum balance.
$5 monthly fee · Effective Oct 1, 2026
Rate checked
More details - Northwest BankAffinity Money MarketAffinity Money Market · $25 min · 0.05%–0.20% by balance
Bank · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: Monthly service charge of $10 can be avoided with an Affinity Checking or $2,500 average daily balance. Designed to work alongside your checking account. Variable rate account; rates valid only for accounts opened online.
Offer: You must maintain a minimum balance of $0.01 in the account each day to obtain the disclosed APY. Monthly fee of $10 can be avoided with an Affinity Checking or $2,500 average daily balance.
$10 monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Affinity Money Market Balance APY Up to $5,000 0.05% $5,000 – $50,000Your amount 0.10% $50,000 – $100,000 0.15% $100,000 – $250,000 0.20% $250,000 – $5,000,000 0.20% $5,000,000 and up 0.20% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Pledge fee / minimum balance requirement to have an FJ account is $25.00. Dividends are paid quarterly on balance over $25.
Offer: 0.10% APY on balance over $25. Dividends paid quarterly.
Effective Jan 1, 2024
Rate checked
More details - 1st Summit BankAdvantage Plus Money ManagementAdvantage Plus Money Management · $0 min · 0.06%–1.00% by balance
Bank · 10 branches
0.06%APY$6 a year on $10,000Requirements
Product: Annual Percentage Yield (APY) compounded daily. Fees may reduce the earnings on the account. We may change the interest rate and A.P.Y after the account is opened for variable rate accounts.
Offer: Existing APs only. Compounded daily. Variable rate. Fees may reduce earnings.
0.06% interest rate · Compounded daily · Effective Oct 16, 2026
Rate by balance
Rate by balance for Advantage Plus Money Management Balance APY Up to $25,000Your amount 0.06% $25,000 – $100,000 0.06% $100,000 – $200,000 0.11% $200,000 – $500,000 0.21% $500,000 – $1,000,000 0.75% $1,000,000 and up 1.00% Rate checked
More details - 0.06%APY$6 a year on $10,000
Requirements
Offer: Annual Percentage Yield (APY) compounded daily. We may change the interest rate/APY after the account is opened for variable rate accounts. Fees could reduce earnings on the account.
0.06% interest rate · Compounded daily · Effective Oct 16, 2026
Rate by balance
Rate by balance for Statement Savings Balance APY Up to $25,000Your amount 0.06% $25,000 and up 0.11% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Johnstown, PA metro
36 accounts at 19 banks and credit unions · checked Sep 25–Oct 16
- Typical
- 0.20%
- Top 10% from
- 1.18%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.50%
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Johnstown, PA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- PRR South Fork Federal Credit UnionCredit union · 2 branches