Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Iron Mountain, MI-WI metro
- 4.00%APY$400 a year on $10,000intro rate
Requirements
Product: Personal accounts only. $5 monthly maintenance charge waived with at least a $300 average daily collected balance, or by maintaining a Flagstar personal checking relationship, or if the primary account owner is 24 years of age or younger.
Offer: Standard non-promotional rate applies to balances under $10,000 ($0.01 or greater). $5 monthly maintenance fee waived if average daily collected balance is at least $300, or with an owner relationship on a Flagstar personal checking account with a balance of at least $0.01, or if primary account owner is 24 or younger.
Promotional rate · $5 monthly fee · Effective Oct 17, 2026
Rate by balance
Rate by balance for Flagstar Ready Savings Balance APY Up to $10,000 0.05% $10,000 and upYour amountMust be a new personal savings client and deposit new money. $1 minimum opening deposit. Reverts to standard non-promotional rate after 180 days. Early account closure fee may apply if closed within 180 days. 4.00% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.06%–3.25% by balance
Bank · 1 branch
3.25%APY$325 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Private Client Account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.06% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.06% $5,000 – $2,000,001Your amountPromotional Rate with open Huntington Perks Checking account; 3.25% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.06% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.02%–3.15% by balance
Bank · 1 branch
3.15%APY$315 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Huntington Perks Checking account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.02% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.02% $5,000 – $2,000,001Your amountNon-Relationship Promotional Rate; 3.15% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.02% Rate checked
More details - Great North BankMoney Market AccountMoney Market Account · $2,500 min · 0.00%–0.75% by balance
Bank · 2 branches
0.75%APY$75 a year on $10,000Requirements
Product: Variable rate. Interest compounded daily and credited monthly. $7.50 monthly service charge if daily balance falls below $2,500.00 on any day of the month.
Offer: Balances of $2,499.99 or less earn 0.00% APY. A $7.50 monthly service charge applies if daily balance falls below $2,500.00.
0.00% interest rate · Compounded daily · $7.50 monthly fee · Effective May 20, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.00% $2,500 and upYour amount 0.75% Rate checked
More details - U.P. State Credit UnionRewards SavingsSavings · $0 min · 0.25%–0.60% by balance
Credit union · 1 branch
0.60%APY$60 a year on $10,000with conditionsRequirements
Product: For members looking to earn a higher yield on their savings account while also utilizing checking account.
Offer: Must also utilize checking account.
Qualified rate
Rate by balance
Rate by balance for Rewards Savings Balance APY Up to $2,500 0.25% $2,500 – $10,000 0.40% $10,000 and upYour amount 0.60% Rate checked
More details - U.P. State Credit UnionMoney Market SavingsMoney Market Savings · $0 min · 0.25%–1.01% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $10,000 0.25% $10,000 – $25,000Your amount 0.50% $25,000 – $50,000 0.75% $50,000 and up 1.01% Rate checked
More details - Northern Interstate BankChoice Money MarketChoice Money Market · $2,500 min · 0.25%–1.51% by balance
Bank · 3 branches
0.40%APY$40 a year on $10,000Requirements
Product: Interest rate and APY may change after account opening. Minimum balance to obtain APY refers to the daily balance.
0.25% interest rate · Effective Sep 29, 2026
Rate by balance
Rate by balance for Choice Money Market Balance APY $2,500 – $10,000 0.25% $10,000 – $25,000Your amount 0.40% $25,000 – $100,000 0.65% $100,000 – $150,000 1.00% $150,000 – $250,000 1.36% $250,000 and up 1.51% Rate checked
More details - Northern Interstate BankMoney MarketMoney Market · $1,000 min · 0.25%–1.51% by balance
Bank · 3 branches
0.40%APY$40 a year on $10,000Requirements
Product: Interest rate and APY may change after account opening. Minimum balance to obtain APY refers to the daily balance.
0.25% interest rate · Effective Sep 29, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $10,000 0.25% $10,000 – $25,000Your amount 0.40% $25,000 – $100,000 0.65% $100,000 – $150,000 1.00% $150,000 – $250,000 1.36% $250,000 and up 1.51% Rate checked
More details - IncredibleBankInFocus Personal Money MarketInFocus Personal Money Market · $25 min · 0.25%–2.53% by balance
Bank · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Keep a daily balance of $2,500 to waive the $10 monthly account balance maintenance fee. You must deposit $25 to open this account.
Offer: Tier for daily balance < $25,000. Keep a daily balance of $2,500 to waive the $10 monthly maintenance fee. At our discretion, rates may change at any time after account is opened.
0.25% interest rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for InFocus Personal Money Market Balance APY Up to $25,000Your amount 0.25% $25,000 – $50,000 1.51% $50,000 – $100,000 1.77% $100,000 – $250,000 2.02% $250,000 – $500,000 2.28% $500,000 and up 2.53% Rate checked
More details - Iron Mountain-Kingsford Community Federal Credit UnionSpecial SavingsSavings · $0 min
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: No minimum balance requirements. Save for vacation, education, or special event. Dividends compounded and credited quarterly on average daily balance. No required minimum opening deposit.
Offer: No minimum balance requirements. Dividends compounded and credited quarterly on average daily balance.
0.15% interest rate · Effective Aug 14, 2026
Rate checked
More details - Iron Mountain-Kingsford Community Federal Credit UnionRegular SavingsSavings · $5 min
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: A $5.00 minimum deposit represents membership share in the credit union. Dividends are compounded and credited quarterly on an average daily balance.
Offer: Dividends compounded and credited quarterly on average daily balance.
0.15% interest rate · Effective Oct 7, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Personal accounts only. Initial minimum opening deposit to earn higher rate is $25,000. Account must be funded within 90 days of approval date. Early closure fee may apply if closed within 180 days. $15 monthly service charge waived with at least a $10,000 average daily collected balance or with a Flagstar personal checking relationship.
Offer: Tier 1 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or if owner of a Flagstar personal checking account with balance of at least $0.01.
$15 monthly fee
Rate by balance
Rate by balance for Flagstar Performance Savings Balance APY Up to $10,000 0.10% $10,000 – $25,000Your amountTier 2 balance rate. 0.10% $25,000 – $50,000Tier 3 balance rate. 3.20% $50,000 – $100,000Tier 4 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or with personal checking relationship. 3.20% $100,000 – $500,000Tier 5 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or with personal checking relationship. 3.20% $500,000 and upTier 6 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or with personal checking relationship. 3.20% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Interest rate and APY may change after account opening. Minimum balance to obtain APY refers to the daily balance.
Offer: Minimum balance to obtain APY refers to the daily balance, or amount of principal in account each day.
0.10% interest rate · Effective Sep 29, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Interest rate and APY may change after account opening. Minimum balance to obtain APY refers to the daily balance.
Offer: Minimum balance to obtain APY refers to the daily balance, or amount of principal in account each day.
0.10% interest rate · Effective Sep 29, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Rates may change at any time after account is opened. Account fees may reduce earnings.
Offer: Rates may change at any time after account is opened. Account fees may reduce earnings. No monthly maintenance fee.
0.10% interest rate · No monthly fee · Effective Sep 4, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Iron Mountain, MI-WI metro
21 accounts at 7 banks and credit unions · checked Oct 16–17
- Typical
- 0.15%
- Top 10% from
- 3.15%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.33%
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Iron Mountain, MI-WI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- U.P. State Credit UnionCredit union · 1 branch
- Flagstar BankBank · 1 branch
- Iron Mountain-Kingsford Community Federal Credit UnionCredit union · 1 branch