Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Iowa City, IA metro
- Community 1st Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.70%–1.75% by balance
Credit union · 1 branch
0.70%APY$70 a year on $10,000Requirements
Product: Dividends are calculated by the daily balance method and compounded monthly. Minimum daily balance to earn must be maintained each day to obtain disclosed APY (fee if balance drops below minimum). Rates may vary after account opening.
Offer: Minimum daily balance to earn must be maintained each day to obtain disclosed APY.
0.70% interest rate · Compounded monthly
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 and upYour amount 0.70% $25,001 and up 0.85% $50,001 and up 1.15% $100,001 and up 1.40% $250,001 and up 1.75% Rate checked
More details - Heartland Bank and Trust CompanyCapital Money MarketCapital Money Market · $10,000 min · 0.01%–2.27% by balance
Bank · 1 branch
0.50%APY$50 a year on $10,0000.01% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Capital Money Market Balance APY Up to $10,000 0.01% $10,000 – $50,000Your amount 0.50% $50,000 – $100,000 1.51% $100,000 – $500,000 2.02% $500,000 and up 2.27% Rate checked
More details - Corda Credit UnionRegular Money MarketRegular Money Market · $0 min · 0.00%–2.75% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Membership Savings account is required to obtain Corda Credit Union products. Rates are based on average daily balance and may change without notice after account opening. $1,000 minimum deposit to start earning interest. Up to six free withdrawals or transfers each month; additional withdrawals incur a $0.50 fee per transaction.
Effective Oct 1, 2026
Rate by balance
Rate by balance for Regular Money Market Balance APY Up to $1,000 0.00% $1,000 – $10,000Your amount 0.50% $10,000 – $50,000 1.00% $50,000 – $100,000 1.50% $100,000 – $250,000 1.75% $250,000 – $500,000 2.25% $500,000 – $750,000 2.75% $750,000 – $1,000,000 2.75% $1,000,000 – $3,000,000 2.75% Rate checked
More details - 0.50%APY$50 a year on $10,000with conditions
Requirements
Product: Must be linked to either a C1st Cash or C1st Cash Back checking account. To qualify per monthly qualification cycle, you must: 1) make 15 debit card (non-ATM) transactions; and 2) be enrolled in and receive eStatements. Monthly qualification cycle is defined as the calendar month.
Offer: Qualifications not met in either checking account; all balances in the C1st Saver earn 0.03% APY.
Qualified rate · 0.03% interest rate
Rate by balance
Rate by balance for C1st Saver Balance APY Any balance 0.03% Up to $15,000Your amountQualifications met (15 debit card non-ATM transactions and eStatements enrolled/received). 0.50% $15,001 and upQualifications met. Balances over $15,000 earn 0.25% APY on the portion of the balance over $15,000, resulting in 0.50% APY to 0.28% APY depending on the balance. 0.25% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.05%–2.50% by balance
Bank · 1 branch
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Standard APY for balances less than $5,000. Monthly maintenance fee waived for first 60 days or with a $5,000 minimum daily balance.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.30% $25,000 – $100,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 0.65% $100,000 – $250,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 1.70% $250,000 and upMonthly maintenance fee waived with a $5,000 minimum daily balance. 2.50% Rate checked
More details - Dupaco Community Credit UnionInvestor's Choice Money MarketInvestor's Choice Money Market · $2,500 min · 0.20%–0.40% by balance
Credit union · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: Available to individual and small business member accounts only. NOT available to investment companies and financial institutions. Maximum deposit limits may apply. Check-writing is not available. Minimum withdrawal $250. No penalties for withdrawals made in-branch.
Offer: Min. to Earn $0.01.
0.20% interest rate · Effective Jun 2, 2026
Rate by balance
Rate by balance for Investor's Choice Money Market Balance APY Up to $2,500 0.20% $2,500 – $10,000to Earn $2,500.00. 0.25% $10,000 – $25,000Your amountto Earn $10,000.00. 0.30% $25,000 – $100,000to Earn $25,000.00. 0.35% $100,000 and upto Earn $100,000.00. 0.40% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Compounded monthly. The annual percentage yield may change at any time, at our discretion, after the account has been opened. Additional restrictions and fees may apply. Fees charged may reduce the earnings on the account.
Offer: Compounded monthly. Variable rate.
0.30% interest rate · Compounded monthly · Effective Sep 29, 2026
Rate by balance
Rate by balance for Tiered MMDA Balance APY $1,500 and upYour amount 0.30% $75,000 and up 0.50% $250,000 and up 1.00% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Interest compounded and credited quarterly. Transfers limited to 18 per quarterly statement cycle ($0.75 per excess debit). $3.00 monthly service charge if balance falls below $100 on any day.
Offer: Quarterly compounding. Service charge of $3.00 imposed if balance falls below $100.00 on any day of the statement cycle.
0.25% interest rate · $3 monthly fee · Effective Sep 29, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
0.25% interest rate · Effective Sep 28, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: $3 monthly service charge waived with a $200 minimum daily balance.
Offer: $3 monthly service charge waived with a $200 minimum daily balance; variable rate.
0.15% interest rate · $3 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Up to $4,999 0.15% $5,000 – $24,999Your amount 0.20% $25,000 – $49,999 0.25% $50,000 – $99,999 0.30% $100,000 – $249,999 0.35% $250,000 and up 0.45% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: A maintenance fee of $3.00 per month applies if minimum daily balance of $100.00 is not maintained. A withdrawal fee of $0.50 applies for each withdrawal in excess of 6 per month unless a $2,500.00 average daily balance is maintained. Maximum 6 preauthorized/automatic transfers or withdrawals per statement cycle.
0.00% interest rate · $3 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Regular Savings Account Balance APY Up to $100 0.00% $100 – $1,000 0.05% $1,000 – $20,000Your amount 0.20% $20,000 and up 0.40% Rate checked
More details - Farmers State BankUltimate Savings AccountSavings · $10,000 min · 0.00%–3.00% by balance
Bank · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Balances below $10,000.00 will not earn interest. No monthly maintenance fee. Penalty for early withdrawal is seven days interest on amounts withdrawn or $50.00, whichever is greater, except one penalty-free withdrawal permitted during first five business days of each month if funds have been on deposit 6+ business days without withdrawals in prior 6 business days. Not available for public funds or individual retirement accounts. Online account opening not available.
0.00% interest rate · No monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Ultimate Savings Account Balance APY Up to $10,000 0.00% $10,000 – $25,000Your amount 0.20% $25,000 – $50,000 0.40% $50,000 – $100,000 1.00% $100,000 – $249,999 2.25% $250,000 and up 3.00% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: $5 monthly service charge if available balance falls below $100. $100 minimum deposit to open. Minimum $100.00 to earn interest. Unlimited deposits and transfers.
Offer: $5 monthly service charge waived if available balance remains at or above $100. $100.00 minimum to earn interest. Interest is compounded quarterly and credited quarterly.
0.15% interest rate · Compounded quarterly · $5 monthly fee
Rate by balance
Rate by balance for Personal Savings Balance APY $100 – $5,000 0.15% $5,000 and upYour amount 0.20% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: If balance falls below $1,000, no interest is earned for that day.
0.05% interest rate · Effective Oct 2, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $2,499 0.05% $2,500 – $9,999 0.10% $10,000 – $74,999Your amount 0.20% $75,000 and up 0.25% Rate checked
More details - Nicolet National BankMoney Market Account (MMA)Money Market Account (MMA) · $1,000 min · 0.10%–0.20% by balance
Bank · 7 branches
0.20%APY$20 a year on $10,000Requirements
Offer: $10 monthly service charge if available balance falls below $1,000.
0.10% interest rate · $10 monthly fee · Effective Sep 23, 2026
Rate by balance
Rate by balance for Money Market Account (MMA) Balance APY $1,000 – $4,999 0.10% $5,000 and upYour amount 0.20% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Iowa City, IA metro
68 accounts at 22 banks and credit unions · checked Oct 16–22
- Typical
- 0.15%
- Top 10% from
- 1.33%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.23%
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Iowa City, IA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Collins Community Credit UnionCredit union · 1 branch
- Corda Credit UnionCredit union · 1 branch