Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 46–60 results in Indianapolis, IN metro
- 0.40%APY$40 a year on $10,000
Requirements
Product: Additional savings accounts to set aside money for special purposes (e.g., vacation, Christmas). No minimum balance required to open and maintain; $0.01 minimum balance required to earn APY.
Offer: No minimum balance required to open and maintain other types of savings accounts; $0.01 minimum balance required to earn APY.
0.40% interest rate · Effective Sep 16, 2026
Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Requires $5 minimum balance to open and maintain. $0.01 minimum balance required to earn APY. Dividends compounded monthly and paid monthly.
Offer: $5 minimum balance required to open and maintain a membership savings account; $0.01 minimum balance required to earn APY.
0.40% interest rate · Compounded monthly · Effective Oct 7, 2026
Rate checked
More details - KEMBA Indianapolis Credit UnionSuper SaverSavings · $50 min · 0.20%–1.25% by balance
Credit union · 1 branch
0.40%APY$40 a year on $10,000Requirements
Offer: Requires a $50 min. daily balance to earn dividends.
0.20% interest rate
Rate by balance
Rate by balance for Super Saver Balance APY Up to $4,999 0.20% $5,000 – $9,999 0.30% $10,000 – $24,999Your amount 0.40% $25,000 – $49,999 0.50% $50,000 – $99,999 1.00% $100,000 and up 1.25% Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Recommended for savings balances less than $5,000. Interest compounded and paid quarterly. 3 free withdrawals per month ($1.00 per withdrawal thereafter).
Offer: Variable rate subject to change after opening. Displayed APY based on a $1,000 account balance.
0.40% interest rate · Effective Oct 1, 2026
Rate checked
More details - First Federal Savings & LoanHometown Money MarketHometown Money Market · $50 min · 0.00%–0.40% by balance
Bank · 1 branch
0.40%APY$40 a year on $10,000Requirements
Offer: Tier 1: No interest will be paid on balance less than $1,000.00. Per item fee of $10.00 for each withdrawal greater than 6 per month, excluding teller withdrawals.
0.00% interest rate
Rate by balance
Rate by balance for Hometown Money Market Balance APY Up to $1,000 0.00%* $1,000 – $250,000Your amountAPY ranges from 0.00% to 0.40%. 0.40%* Rate checked
More details - 0.36%APY$36 a year on $10,000with conditions
Requirements
Product: Requires a Rewards Checking Account. Monthly fee of $9 is reduced to $7 with eStatement, and waived by maintaining a $300 average daily ledger balance.
Offer: Earned on balance up to $50,000 when meeting monthly qualifications and maintaining a combined $25,000 balance in 4 or more eligible Lake City Bank accounts.
Qualified rate · $9 monthly fee · Effective Oct 4, 2026
Rate by balance
Rate by balance for Rewards Savings Balance APY Up to $50,000Your amount 0.36% $50,000 and up 0.16% Rate checked
More details - 0.35%APY$35 a year on $10,000intro rate
Requirements
Product: Recommended for balances of $5,000 or greater. Interest compounded and paid monthly on tiered balances.
Offer: Variable rate subject to change after opening. Displayed APY based on a $1,000 account balance.
Promotional rate · 0.25% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for Home Tiered Savings Balance APY Up to $5,000 0.25% $5,000 – $25,000Your amount 0.35% $25,000 – $50,000 0.45% $50,000 – $100,000 0.65% $100,000 and up 0.85% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.05%–2.50% by balance
Bank · 30 branches
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Standard APY for balances less than $5,000. Monthly maintenance fee waived for first 60 days or with a $5,000 minimum daily balance.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.30% $25,000 – $100,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 0.65% $100,000 – $250,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 1.70% $250,000 and upMonthly maintenance fee waived with a $5,000 minimum daily balance. 2.50% Rate checked
More details - Northwest BankAffinity Premier Money MarketAffinity Premier Money Market · $25 min · 0.25%–0.85% by balance
Bank · 1 branch
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: Must have Affinity Premier Checking account to qualify. Monthly service charge of $10 can be avoided with an Affinity Premier Checking or $2,500 average daily balance. Variable rate account; rates valid only for accounts opened online.
Offer: Must have Affinity Premier Checking account to qualify. You must maintain a minimum balance of $0.01 in the account each day to obtain the disclosed APY. Monthly fee of $10 can be avoided with an Affinity Premier Checking or $2,500 average daily balance.
Qualified rate · $10 monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Affinity Premier Money Market Balance APY Up to $5,000 0.25% $5,000 – $50,000Your amount 0.30% $50,000 – $100,000 0.35% $100,000 – $250,000 0.85% $250,000 – $5,000,000 0.85% $5,000,000 and up 0.85% Rate checked
More details - Indiana Members Credit UnionMembership SavingsSavings · $5 min · 0.05%–0.30% by balance
Credit union · 24 branches
0.30%APY$30 a year on $10,000Requirements
Product: Membership savings account required. Dividend rate is variable and may change after account is opened. Free eStatements.
0.05% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Membership Savings Balance APY Up to $999 0.05% $1,000 – $9,999 0.15% $10,000 and upYour amount 0.30% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - 0.26%APY$26 a year on $10,000with conditions
Requirements
Product: Requires a Rewards Checking Account. Monthly fee of $9 is reduced to $7 with eStatement, and waived by maintaining a $300 average daily ledger balance.
Offer: Earned on balance up to $50,000 when meeting monthly qualifications and maintaining a combined $10,000 balance in 3 or more eligible Lake City Bank accounts.
Qualified rate · Balance cap $50,000 · $9 monthly fee · Effective Oct 4, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: $1,000 minimum balance required to avoid paying a $10 monthly service charge. $0.01 minimum balance is required to earn the APY.
Offer: $1,000 minimum balance required to avoid paying a $10 monthly service charge. $0.01 minimum balance is required to earn the APY.
0.25% interest rate · $10 monthly fee · Effective Oct 7, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: There’s no service charge if you keep a balance of at least $50 and make 6 or fewer transactions per statement cycle.
0.25% interest rate · Effective Oct 9, 2026
Rate by balance
Rate by balance for Regular Savings Balance APY Up to $9,999 0.25% $10,000 – $24,999Your amount 0.25% $25,000 – $99,999 0.50% $100,000 and up 1.00% Rate checked
More details - GenFed Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.00%–0.65% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: No minimum to open Money Market account; no service fees. Minimum withdrawal amount is $500. Up to 6 withdrawals or transfers per month (with up to 3 being checks). Free printed counter checks.
Offer: Rate applies to balances below $2,000.00.
0.00% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,000 0.00% $2,000 – $20,000Your amount 0.25% $20,000 – $75,000 0.40% $75,000 and up 0.65% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Indianapolis, IN metro
148 accounts at 52 banks and credit unions · checked Oct 15–22
- Typical
- 0.15%
- Top 10% from
- 2.18%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.15%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Indianapolis, IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Elements FinancialCredit union · 5 branches
- FORUM Credit UnionCredit union · 16 branches
- Indiana Members Credit UnionCredit union · 24 branches