Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 61–75 results in Houston, TX metro
- BRAZOS VALLEY SCHOOLS CREDIT UNIONMoney Market AccountMoney Market Account · $2,500 min · 0.00%–1.35% by balance
Credit union · 10 branches
1.20%APY$120 a year on $10,000Requirements
Product: Three free withdrawals allowed per month ($2.00 fee per withdrawal thereafter). A $5.00 monthly service charge applies if balance falls below $2,500.00. Rates are variable and subject to change monthly. Courtesy Pay limit is $1,000.
Offer: Minimum balance to avoid a $5.00 service fee is $2,500.00. Minimum balance to earn stated APY is $2,500.00.
0.00% interest rate · $5 monthly fee · Effective Sep 26, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.00% $2,500 – $50,000Your amount 1.20% $50,000 – $100,000 1.25% $100,000 – $250,000 1.30% $250,000 and up 1.35% Rate checked
More details - 1.06%APY$106 a year on $10,000
Requirements
Product: $15 monthly service charge if average daily balance falls below $2,500. Interest is compounded and credited monthly. Rates and APY may change at any time without notice.
Offer: $15 monthly service charge if average daily balance falls below $2,500. Interest compounded and credited monthly.
1.05% interest rate · $15 monthly fee
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $100,000Your amount 1.06% $100,000 – $250,000 1.16% $250,000 – $500,000 1.26% $500,000 and up 3.04% Rate checked
More details - Houston Highway Credit UnionMoney MarketMoney Market · $500 min · 0.01%–2.32% by balance
Credit union · 1 branch
1.05%APY$105 a year on $10,000Requirements
Product: Minimum opening deposit of $500.00. No account service fee. Interest is paid monthly, dividends are variable. Three balance tiers for higher dividend rate.
No monthly fee · Effective Nov 1, 2025
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.01% $2,500 – $25,000Your amount 1.05% $25,000 – $75,000 1.76% $75,000 and up 2.32% Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Your Share Savings gets upgraded to a High-Yield Savings when you open a High-Yield Checking account.
Offer: Requires opening a High-Yield Checking account and meeting eligibility requirements (enrollment in eDocuments, recurring direct deposit totaling $500+ per month to HYC, and 10+ POS debit card withdrawals of $1+ per month).
Qualified rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for High-Yield Savings Balance APY Up to $50,000Your amount 1.00% Over $50,000Requires opening a High-Yield Checking account and meeting eligibility requirements. 0.25% Rate checked
More details - Resource One Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.00%–1.21% by balance
Credit union · 3 branches
1.00%APY$100 a year on $10,000Requirements
Product: Limit one money market account per membership. Minimum opening deposit of $2,500. Minimum balance to earn dividends is $2,500 (paid monthly based on daily balance). $10 monthly maintenance fee waived if minimum daily balance is met.
Offer: Earns 0.00% dividends on balances below $2,500. Monthly maintenance fee of $10 applies unless minimum daily balance is met.
0.00% interest rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.00% $2,500 – $25,000Your amountMonthly maintenance fee of $10 waived if minimum daily balance is met. Dividends paid monthly based on daily balance. 1.00% $25,000 – $100,000Monthly maintenance fee of $10 waived if minimum daily balance is met. Dividends paid monthly based on daily balance. 1.11% $100,000 and upMonthly maintenance fee of $10 waived if minimum daily balance is met. Dividends paid monthly based on daily balance. 1.21% Rate checked
More details - Resource One Credit UnionExecutive Suite Money MarketExecutive Suite Money Market · $2,500 min · 0.00%–1.21% by balance
Credit union · 3 branches
1.00%APY$100 a year on $10,000Requirements
Product: Minimum balance to open is $2,500.00. The minimum balance to earn is $2,500.00. Fees could reduce earnings on the account.
Offer: Minimum balance to earn is $2,500.00.
0.00% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Executive Suite Money Market Balance APY Up to $2,500 0.00% $2,500 – $25,000Your amount 1.00% $25,000 – $100,000 1.11% $100,000 and up 1.21% Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: Interest compounds daily and is credited monthly. Variable Rate Accounts - rate on accounts may change after the account has opened. Fees may reduce earnings.
Offer: No monthly maintenance fee if balance stays at $100 and over. Account is limited to 6 debits per month ($1/each thereafter). Interest compounds daily and credits monthly.
1.00% interest rate · Effective Sep 23, 2026
Rate checked
More details - First Service Credit UnionMoney Market AccountMoney Market Account · $1 min · 0.10%–1.25% by balance
Credit union · 13 branches
1.00%APY$100 a year on $10,000Requirements
Product: No monthly service charge. Start account with $1.
Offer: Dividends are compounded and credited monthly.
0.10% interest rate · No monthly fee · Effective May 26, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.10% $2,500 – $25,000Your amount 1.00% $25,000 – $50,000 1.05% $50,000 – $100,000 1.10% $100,000 – $250,000 1.15% $250,000 – $500,000 1.20% $500,000 and up 1.25% Rate checked
More details - Community Resource Credit UnionFreedom Money MarketFreedom Money Market · $500 min · 0.50%–2.25% by balance
Credit union · 8 branches
1.00%APY$100 a year on $10,000Requirements
Product: CRCU membership required. $10 monthly service fee applies if average daily balance falls below $500.
Offer: $10 monthly service fee waived with $500 average daily balance.
0.50% interest rate · $10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Freedom Money Market Balance APY Up to $1,000 0.50% $1,000 – $5,000 1.00% $5,000 – $15,000Your amount 1.00% $15,000 – $25,000 1.00% $25,000 – $50,000 1.30% $50,000 – $100,000 1.60% $100,000 – $250,000 2.00% $250,000 and up 2.25% Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Requires a linked Kasasa Cash, Kasasa Cash Back, or Kasasa Eats checking account. Limit of one account per social security number. $50 minimum deposit to open. No monthly maintenance fees.
Offer: When qualifications are met in linked Kasasa checking account during Monthly Qualification Cycle (at least 1 direct deposit/ACH credit and at least 20 debit card purchases > $5.00).
Qualified rate · 1.00% interest rate · No monthly fee
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $25,000Your amount 1.00% $25,000 and upWhen qualifications are met in linked Kasasa checking account. 0.50% Rate checked
More details - First Eagle Federal Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 1.00%–1.31% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Write up to 3 checks per month directly from account; up to 6 withdrawals monthly. Earn rates on balances of $2,500+.
1.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $20,000Your amount 1.00% $20,000 – $50,000Split Rate 1.16% $50,000 and upSplit Rate 1.31% Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: Interest on all savings accounts will be compounded and credited monthly. The interest rate and annual percentage yield may change at any time without notice at bank discretion. $15 monthly service charge waived if average daily balance is $2,500 or more.
Offer: $15 monthly service charge if average daily balance falls below $2,500.
1.00% interest rate · $15 monthly fee
Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 111 branches
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: Regular Shares Savings Account required for all CCCU accounts. Free savings account that pays quarterly dividends. No minimum balance to keep. $5.00 minimum opening deposit for regular share account.
Offer: Balances up to $25,000
No monthly fee
Rate by balance
Rate by balance for Ultimate Savings Balance APY Up to $25,000Your amount 1.00% $25,000 and up 0.20% Rate checked
More details - Frost BankFrost Money Market AccountFrost Money Market Account · $50 min · 0.90%–2.85% by balance
Bank · 62 branches
0.90%APY$90 a year on $10,000Requirements
Product: $0 Monthly Service Charge if you maintain a $15,000 minimum daily balance or if you own a Frost Premium Account; otherwise $15 monthly service charge.
Offer: $0 Monthly Service Charge if you maintain a $15,000 minimum daily balance or own a Frost Premium Account.
0.90% interest rate · $15 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Frost Money Market Account Balance APY Up to $25,000Your amount 0.90% $25,000 – $50,000 1.00% $50,000 – $100,000 1.15% $100,000 – $250,000 2.15% $250,000 – $1,000,000 2.30% $1,000,000 – $2,500,000 2.35% $2,500,000 – $10,000,000 2.50% $10,000,000 – $20,000,000 2.65% $20,000,000 and up 2.85% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Houston, TX metro
298 accounts at 119 banks and credit unions · checked Oct 15–22
- Typical
- 0.24%
- Top 10% from
- 2.40%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.20%
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Houston, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Harris County Federal Credit UnionCredit union · 1 branch
- Nizari Credit UnionCredit union · 2 branches
- Cornerstone Capital BankBank · 1 branch