Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 46–60 results in Grand Rapids, MI metro
- Ignite Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.70%–1.00% by balance
Credit union · 1 branch
0.70%APY$70 a year on $10,000Requirements
Offer: Minimum balance to earn stated APY is $0.01.
0.70% interest rate · Effective Jul 3, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $25,000Your amount 0.70% $25,000 – $50,000 0.80% $50,000 – $100,000 0.90% $100,000 and up 1.00% Rate checked
More details - Members First Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.55%–4.00% by balance
Credit union · 2 branches
0.55%APY$55 a year on $10,000Requirements
Product: Dividends are determined based on a tiered rate method; the interest rate paid on the entire balance in your money market account will be determined by the tier in which your current balance resides. Dividends are calculated by the daily balance method and credited on the last day of each month. Rates are variable and may change after the account is opened. No minimum balance, monthly service charge, or early withdrawal penalty.
Offer: Entire balance earns tier rate based on balance residing in tier.
No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $500 4.00% $500 – $1,000 1.75% $1,000 – $10,000Your amount 0.55% $10,000 – $25,000 1.01% $25,000 – $50,000 1.26% $50,000 – $100,000 1.51% $100,000 – $200,000 1.76% Over $200,000 2.02% Rate checked
More details - Preferred Credit UnionPreferred Money AccountSavings · $500 min · 0.45%–0.65% by balance
Credit union · 4 branches
0.55%APY$55 a year on $10,000Requirements
Product: Tiered savings account where interest is computed daily and paid monthly. No monthly service charges.
No monthly fee
Rate by balance
Rate by balance for Preferred Money Account Balance APY $500 – $2,500 0.45% $2,500 – $10,000 0.50% $10,000 – $25,000Your amount 0.55% $25,000 – $50,000 0.60% $50,000 and up 0.65% Rate checked
More details - North Central Area Credit UnionLiquid SaversSavings · $250 min · 0.10%–0.75% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Rates may change after the account is opened. Subject to change without notice. Unlimited free deposits and withdrawals totaling at least $250 per transaction.
Effective Oct 15, 2026
Rate by balance
Rate by balance for Liquid Savers Balance APY $250 – $1,000 0.10% $1,000 – $5,000 0.25% $5,000 – $10,000 0.35% $10,000 – $25,000Your amount 0.50% $25,000 – $50,000 0.60% $50,000 and up 0.75% Rate checked
More details - Community West Credit UnionNavigator SavingsSavings · $0 min · 0.50%–5.00% by balance
Credit union · 5 branches
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: Limit 1 per membership. Checking with a debit card required to open account. Not eligible for combination with business or youth savings accounts.
Qualified rate · 4.18% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Navigator Savings Balance APY Up to $500 4.25% $500 – $1,000 5.00% $1,000 – $2,500 2.50% $2,500 and upYour amount 0.50% Rate checked
More details - United Federal Credit UnionElevate Money MarketElevate Money Market · $1,000 min · 0.50%–1.00% by balance
Credit union · 2 branches
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: Tiered money market program for consumer accounts only; business accounts not eligible. Subject to membership qualifications. Bonus rate of 2.50% APY applies when meeting qualifying checking, debit/credit transactions, direct deposit/ACH, and e-statement criteria.
Offer: Standard tier rate.
Qualified rate · 0.50% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Elevate Money Market Balance APY $1,000 and upYour amount 0.50% $100,000 and up 0.75% $250,000 and up 1.00% Rate checked
More details - 0.50%APY$50 a year on $10,000with conditions
Requirements
Product: *Terms & Conditions: Amplify Money Market *APY = Annual Percentage Yield. Rates accurate as of 5/4/26. $0.01 minimum deposit required to earn the base dividend of 0.50% APY. An additional bonus dividend of 2.87% APY requires at least 1 cleared credit card transaction per month on a Select Credit Card or Select Rewards Credit Card account AND at least 1 cleared signature-based or PIN-based point of sale (POS) debit transaction per month (PIN-based ATM transactions not eligible) on a Benefits Checking or Connect Checking account – In order to satisfy the relationship bonus dividend requirements, credit card and debit card transactions must be from accounts within the same membership as the Amplify Money Market account and transactions must be posted by 5:00 PM EST on the last business day of the month. Please note that Honor posts transactions based on how they are received from merchants. Accounts meeting both of the qualifying requirements will earn a total dividend of 3.37% APY. Rates are variable and subject to change without notice. Insured by NCUA.
Offer: Base dividend 0.50% APY. $0.01 minimum deposit required.
Qualified rate · 0.50% interest rate · Effective Oct 5, 2026
Rate checked
More details - Isabella BankMoney Market AccountMoney Market Account · $1,000 min · 0.10%–1.65% by balance
Bank · 3 branches
0.45%APY$45 a year on $10,000Requirements
Product: Tiered interest rates with direct check writing, free digital banking, and mobile banking. Rates are variable, set at the discretion of the bank, and may change at any time after the account is opened. Fees may reduce earnings.
0.10% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $2,500 0.10% $2,500 – $10,000 0.25% $10,000 – $25,000Your amount 0.45% $25,000 – $50,000 0.60% $50,000 – $100,000 0.90% $100,000 – $200,000 1.30% $200,000 and up 1.65% Rate checked
More details - Community First Federal Credit UnionMONEY MARKET DRAFTMONEY MARKET DRAFT · $2,500 min · 0.20%–0.65% by balance
Credit union · 3 branches
0.45%APY$45 a year on $10,000Effective Oct 1, 2025
Rate by balance
Rate by balance for MONEY MARKET DRAFT Balance APY $2,500 and up 0.20% $10,000 and upYour amount 0.45% $25,000 and up 0.65% Rate checked
More details - United Federal Credit UnionBonus Builder Money MarketBonus Builder Money Market · $0 min · 0.00%–0.40% by balance
Credit union · 2 branches
0.40%APY$40 a year on $10,000with conditionsRequirements
Product: Only available as a consumer account. Bonus rate of 0.25% APY applies when the Tax Reported Owner is the Tax Reported Owner of an Ultra Checking account or Free Checking account with an average monthly balance of at least $1.00.
Offer: Standard tier rate.
Qualified rate · 0.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Bonus Builder Money Market Balance APY Any balance 0.00% $1,000 and upYour amountTier rate with bonus rate. Requires Tax Reported Owner to be the Tax Reported Owner of an Ultra Checking account or Free Checking account with an average monthly balance of at least $1.00. 0.40% Rate checked
More details - AAC Credit UnionMoney MarketMoney Market · $2,000 min · 0.30%–1.00% by balance
Credit union · 7 branches
0.40%APY$40 a year on $10,000Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,000 – $9,999 0.30% $10,000 – $24,999Your amount 0.40% $25,000 – $49,999 0.45% $50,000 – $99,999 0.60% $100,000 – $249,999 0.75% $250,000 and up 1.00% Rate checked
More details - Northwest Consumers Federal Credit UnionSpecial SharesSavings · $0 min · 0.10%–0.40% by balance
Credit union · 1 branch
0.40%APY$40 a year on $10,000Effective Nov 6, 2024
Rate by balance
Rate by balance for Special Shares Balance APY Any balance 0.10% $500 and up 0.20% $1,000 and up 0.35% $2,500 and upYour amount 0.40% Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: Up to six withdrawals per month. Rates on non-CD accounts may change after account is opened. All new accounts subject to Northpointe Bank approval.
0.00% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for Ultimate Savings Balance APY Up to $100 0.00% $100 – $5,000 0.25% $5,000 – $25,000Your amount 0.35% $25,000 – $3,000,000 2.55% Over $3,000,000 0.30% Rate checked
More details - Northpointe BankUltimate Money MarketUltimate Money Market · $100 min · 0.00%–2.55% by balance
Bank · 1 branch
0.35%APY$35 a year on $10,000Requirements
Product: Up to six withdrawals per month. Checks and bill pay available. ATM / Debit card available.
0.00% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Ultimate Money Market Balance APY Up to $2,500 0.00% $2,500 – $5,000 0.25% $5,000 – $25,000Your amount 0.35% $25,000 – $3,000,000 2.55% Over $3,000,000 0.35% Rate checked
More details - Farmers Insurance Federal Credit UnionMoney Market with Direct DepositMoney Market with Direct Deposit · $1,000 min · 0.30%–0.50% by balance
Credit union · 1 branch
0.35%APY$35 a year on $10,000with conditionsRequirements
Product: Requires direct deposit in the amount of $1,000.00 or more monthly into FIGFCU Checking Account (either High Yield or CashBack), or bi-monthly deposits of $500 each. If qualifying DDEP cannot be verified while active, first succeeding DDEP must be received within a maximum of 60 days from account opening. If DDEP is cancelled or falls below qualifying threshold, bonus rate is reduced by 0.25%. Check-writing abilities; unlimited in-person transactions; all withdrawals must be at least $250. Membership eligibility required.
Offer: Tier 1: Up to $9,999.99. Includes 0.25% direct deposit rate bonus.
Qualified rate · Effective Sep 18, 2025
Rate by balance
Rate by balance for Money Market with Direct Deposit Balance APY Up to $10,000 0.30% $10,000 – $25,000Your amount 0.35% $25,000 – $50,000 0.40% $50,000 – $100,000 0.45% $100,000 and up 0.50% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Grand Rapids, MI metro
173 accounts at 55 banks and credit unions · checked Oct 15–22
- Typical
- 0.15%
- Top 10% from
- 2.00%
- Banks, typical
- 0.07%
- Credit unions, typical
- 0.15%
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Grand Rapids, MI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Meijer Credit UnionCredit union · 3 branches
- North Central Area Credit UnionCredit union · 1 branch
- KCCUCredit union · 1 branch