Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Galesburg, IL metro
- IH Mississippi Valley Credit UnionMega Money MarketMega Money Market · $2,500 min · 0.75%–3.00% by balance
Credit union · 1 branch
2.00%APY$200 a year on $10,000with conditionsRequirements
Product: Retail accounts only, no commercial or institutional funds permitted. Member savings account required to establish membership. $18 monthly fee if balance drops below $2,500. Limit of 6 transactions per month.
Offer: Qualifying rate. Must meet average daily balance requirements ($5 increase over previous month's balance, excluding dividends) and eStatements at a valid email address.
Qualified rate · $18 monthly fee · Effective Jan 1, 2026
Rate by balance
Rate by balance for Mega Money Market Balance APY Up to $15,000Your amount 2.00% $15,000 – $50,000 3.00% $50,000 – $100,000Tier 4. $2,500 minimum balance required to earn dividends. No commercial or institutional funds permitted. 0.75% $100,000 – $250,000Tier 3. $2,500 minimum balance required to earn dividends. No commercial or institutional funds permitted. 0.85% $250,000 – $500,000Tier 2. $2,500 minimum balance required to earn dividends. No commercial or institutional funds permitted. 1.05% $500,000 and upTier 1. $2,500 minimum balance required to earn dividends. No commercial or institutional funds permitted. 1.05% Rate checked
More details - IH Mississippi Valley Credit UnionSavingsBoosterSavings · $0 min · 2.00%–4.00% by balance
Credit union · 1 branch
2.00%APY$200 a year on $10,000with conditionsRequirements
Product: Retail accounts only, no commercial or institutional funds permitted. Member savings account required to establish membership. Must meet average daily balance requirements ($5 increase over previous month's balance, excluding dividends) and eStatements at a valid email address to earn qualifying rate, otherwise non-qualifying rate applies. Unlimited withdrawals.
Offer: Qualifying rate on balance tier $0 - $15,000.00 with $5 average daily balance increase over previous month (excluding dividends) and eStatements.
Qualified rate · 1.98% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for SavingsBooster Balance APY Up to $15,000Your amount 2.00% $15,000 – $50,000 3.00% $50,000 – $100,000 3.50% Over $100,000 4.00% Rate checked
More details - United Equity Credit UnionFree Kasasa SaverSavings · $25 min · 0.25%–2.00% by balance
Credit union · 1 branch
2.00%APY$200 a year on $10,000with conditionsRequirements
Product: Links to free Kasasa Cash or Kasasa Cash Back checking with automatic transfers. No monthly maintenance fees.
Offer: When qualifications in Kasasa Cash or Kasasa Cash Back are met (at least 1 direct deposit, ACH payment, or bill pay transaction; at least 12 debit card purchases; enrolled in and agree to receive free e-statements during Monthly Qualification Cycle).
Qualified rate · 1.98% interest rate · No monthly fee · Effective Jan 6, 2026
Rate by balance
Rate by balance for Free Kasasa Saver Balance APY Up to $25,000Your amount 2.00% $25,000 and upWhen qualifications in Kasasa Cash or Kasasa Cash Back are met; 0.25% Rate checked
More details - United Equity Credit UnionMoney Market AccountMoney Market Account · $2,500 min
Credit union · 1 branch
1.21%APY$121 a year on $10,000Requirements
Offer: Earn dividends by maintaining a $2,500 minimum daily average balance.
1.20% interest rate
Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - Bank of FarmingtonPremiere Money MarketPremiere Money Market · $1,000 min · 0.80%–1.51% by balance
Bank · 1 branch
0.90%APY$90 a year on $10,000Requirements
Product: APY may change after account opening. Fees could reduce the earnings on this account.
Offer: APY may change after account opening. Fees could reduce the earnings on this account.
Effective Oct 1, 2026
Rate by balance
Rate by balance for Premiere Money Market Balance APY $1,000 – $10,000 0.80% $10,000 – $25,000Your amount 0.90% $25,000 – $50,000 1.11% $50,000 – $100,000 1.21% $100,000 – $150,000 1.31% $150,000 – $250,000 1.41% $250,000 and up 1.51% Rate checked
More details - 0.85%APY$85 a year on $10,000
Requirements
Product: Minimum balance of $1,500.00 to open. If the account drops below $1,500.00 during the statement cycle, a $5.00 fee will be assessed. If the daily balance drops below $1,500.00, interest is paid at the passbook rate until the balance returns to $1,500.00.
Offer: Interest rate and annual percentage yield may change after account opening. Calculated using the average daily balance method.
0.85% interest rate · $5 monthly fee · Effective Sep 22, 2026
Rate checked
More details - IH Mississippi Valley Credit UnionMega Money MarketMega Money Market · $2,500 min · 0.05%–4.00% by balance
Credit union · 1 branch
0.70%APY$70 a year on $10,000with conditionsRequirements
Product: Retail accounts only, no commercial or institutional funds permitted. Member savings account required to establish membership. $18 monthly fee if balance drops below $2,500. Limit of 6 transactions per month.
Offer: Non-qualifying rate if qualifying requirements are not met.
Qualified rate · $18 monthly fee · Effective Jan 1, 2026
Rate by balance
Rate by balance for Mega Money Market Balance APY Any balance 0.05% $2,500 – $10,000Tier 6. No commercial or institutional funds permitted. 0.25% $10,000 – $50,000Your amountTier 5. $2,500 minimum balance required to earn dividends. No commercial or institutional funds permitted. 0.70% $50,000 – $100,000Qualifying rate. Must meet average daily balance requirements ($5 increase over previous month's balance, excluding dividends) and eStatements at a valid email address. 3.50% Over $100,000Qualifying rate. Must meet average daily balance requirements ($5 increase over previous month's balance, excluding dividends) and eStatements at a valid email address. 4.00% Rate checked
More details - 0.70%APY$70 a year on $10,000
Requirements
Product: Requires a minimum balance of $10.00 to open. Interest is compounded daily, paid quarterly, and paid only on days when account balance is $10.00 or more. If minimum balance is not maintained, a $5.00 service fee will be charged; if this brings balance to zero for at least 30 days, account may be closed unless a deposit is received.
Offer: Interest rate and APY may change after account opening.
0.70% interest rate · Compounded daily · Effective Sep 22, 2026
Rate checked
More details - 0.70%APY$70 a year on $10,000
Requirements
Product: Rates are variable and subject to change after account is opened. Fees charged on all accounts may reduce the earnings on the accounts.
Offer: Rates are variable and subject to change after account is opened. Fees charged on all accounts may reduce the earnings on the accounts.
0.70% interest rate · Effective May 15, 2025
Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Account will not earn interest if under $1,000; interest compounded quarterly; monthly service fee waived if balance is greater than $100; APY may change after account opening.
Offer: Account will not earn interest if under $1,000; monthly service fee of $5 is waived if balance is greater than $100; APY may change after account opening.
Compounded quarterly · $5 monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Rates are variable and subject to change after account is opened. Fees charged on all accounts may reduce earnings.
Offer: Rates are variable and subject to change after account is opened. Minimum balance to obtain APY is N/A.
0.40% interest rate · Effective May 15, 2025
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Earns interest regardless of balance; interest compounded quarterly; no annual fee; monthly service fee waived if balance is greater than $100; APY may change after account opening.
Offer: Earns interest regardless of balance; monthly service fee of $5 is waived if balance is greater than $100; APY may change after account opening.
Compounded quarterly · $5 monthly fee
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - Connexus Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.00%–3.01% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Minimum opening deposit of $1,000. Must maintain a minimum daily balance of $1,000 to earn dividends/APY. Up to 4 fee-free withdrawals or transfers per month.
0.00% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $1,000 0.00% $1,000 – $20,000Your amount 0.25% $20,000 – $100,000 1.95% $100,000 – $250,000 2.05% $250,000 – $500,000 2.25% $500,000 – $1,000,000 2.50% $1,000,000 and up 3.01% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Galesburg, IL metro
29 accounts at 10 banks and credit unions · checked Sep 25–Oct 22
- Typical
- 0.25%
- Top 10% from
- 1.37%
- Banks, typical
- 0.30%
- Credit unions, typical
- 0.20%
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Galesburg, IL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- IH Mississippi Valley Credit UnionCredit union · 1 branch
- United Equity Credit UnionCredit union · 1 branch