Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 181–195 results in Detroit, MI metro
- Community Choice Credit UnionChoice SavingsSavings · $100 min · 0.01%–0.50% by balance
Credit union · 17 branches
0.05%APY$5 a year on $10,000Requirements
Product: Dividends paid monthly based on the aggregate balance of Choice Savings Account and Choice Goals. Combined dividend is deposited into Choice Savings Account.
0.01% interest rate
Rate by balance
Rate by balance for Choice Savings Balance APY $100 – $10,000 0.01% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.10% $50,000 – $100,000 0.15% $100,000 – $250,000 0.25% $250,000 – $500,000 0.40% $500,000 and up 0.50% Rate checked
More details - 0.05%APY$5 a year on $10,000
- 0.05%APY$5 a year on $10,000
Requirements
Product: Establishes membership to THE LOCAL. Requires $1 lifetime membership deposit. No minimum balance requirement.
0.05% interest rate · No monthly fee · Effective Nov 3, 2025
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Open account with just $5 (one-time $0.25 membership fee). No monthly service charges. Includes side savings.
Offer: $300 minimum balance to receive dividends. Dividend paid annually.
No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Requires a linked free Kasasa Cash or Kasasa Cash Back checking account. Limit 1 account per Social Security Number / Individual Taxpayer Identification Number.
Offer: Base rate applies to entire balance if qualifications on linked Kasasa checking account are not met.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Feb 11, 2026
Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.04%–0.05% by balance
Bank · 55 branches
0.04%APY$4 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account.
Qualified rate · 0.04% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.04% $10,000 – $25,000Your amount 0.04% $25,000 – $50,000 0.04% $50,000 – $100,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.04% $250,000 – $500,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Variable rate savings account. $8.00 monthly maintenance fee waived for the first 6 months for new accounts; thereafter waived by maintaining a minimum daily balance of $500 or more, owning a Bank of America Advantage Relationship Banking account, having an account owner under age 25, or being enrolled in BofA Rewards at Preferred Plus, Preferred Honors, or Premier tier. No Overdraft Item Fees. Paper check writing is not permitted. Online new account opening limit is $250,000.
Offer: Standard rate for balances less than $5,000. Variable rate. Applicable to Western North Carolina. $8.00 monthly fee with waiver options ($500 minimum daily balance, owner under 25, Advantage Relationship Banking, or qualifying BofA Rewards tier; fee waived first 6 months for new accounts).
0.04% interest rate · $8 monthly fee · Effective Oct 5, 2026
Rate checked
More details - Parda Credit UnionRegular SavingsSavings · $25 min · 0.01%–0.05% by balance
Credit union · 2 branches
0.03%APY$3 a year on $10,000Requirements
Product: Deposit initial $1 (represents one share of ownership in credit union) and keep $1 minimum balance required to maintain membership. $25 balance required to earn stated dividends. Compounded monthly.
Offer: Compounded monthly; $25 required to earn stated dividends.
0.01% interest rate · Compounded monthly
Rate by balance
Rate by balance for Regular Savings Balance APY Up to $5,000 0.01% $5,000 – $20,000Your amount 0.03% $20,000 and up 0.05% Rate checked
More details - Citizens BankCitizens Private Client® Money MarketCitizens Private Client® Money Market · $0 min · 0.03%–3.50% by balance
Bank · 59 branches
0.03%APY$3 a year on $10,000Requirements
Product: Rates apply to new accounts and may not apply to existing accounts. Variable APY subject to change daily. Rates accurate for Rhode Island (ZIP 02903).
Offer: Preferred Rate; Preferred Rates require $25,000 not currently on deposit with Citizens.
Effective Sep 25, 2026
Rate by balance
Rate by balance for Citizens Private Client® Money Market Balance APY Up to $9,999 0.03% $10,000 – $24,999Your amount 0.03% $25,000 – $49,999 3.50% $50,000 – $99,999 3.50% $100,000 – $249,999 3.50% $250,000 – $499,999 3.50% $500,000 – $999,999 3.50% $1,000,000 – $2,999,999 3.50% $3,000,000 and up 3.50% Rate checked
More details - DFCU FinancialPremier Money MarketPremier Money Market · $0 min · 0.02%–3.70% by balance
Credit union · 19 branches
0.02%APY$2 a year on $10,000Requirements
Product: Paid and compounded monthly. Dividend rate may change after account is opened. NCUA insured. Excluded from Cash Back. Membership eligibility required.
Offer: Paid and compounded monthly.
0.02% interest rate · Compounded monthly · Effective Oct 20, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $49,999Your amount 0.02% $50,000 – $99,999 1.50% $100,000 – $249,999 2.85% $250,000 – $499,999 3.15% $500,000 – $999,999 3.25% $1,000,000 and up 3.70% Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: Designed to set aside funds for a dream vacation, school tuition and special life events. $1.00 or $5.00 minimum required to open depending on schedule.
Offer: Paid and compounded monthly. $5 minimum required to open.
Compounded monthly · Effective Oct 23, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: $5 minimum required to open. Must maintain an aggregate minimum average daily balance of $200 to avoid a monthly fee. Membership open to those who live, work, worship, or attend school in Michigan's Lower Peninsula.
Offer: Paid and compounded monthly. $5 minimum required to open.
Compounded monthly · Effective Oct 23, 2026
Rate checked
More details - DFCU FinancialInsured Money Market AccountInsured Money Market Account · $2,500 min · 0.02%–0.15% by balance
Credit union · 19 branches
0.02%APY$2 a year on $10,000Requirements
Product: $2,500 minimum deposit to open. Paid and compounded monthly. Dividend rate may change after account is opened. NCUA insured. Membership eligibility required.
Offer: Paid and compounded monthly.
0.02% interest rate · Compounded monthly · Effective Oct 20, 2026
Rate by balance
Rate by balance for Insured Money Market Account Balance APY Up to $2,499 0.02% $2,500 – $24,999Your amount 0.02% $25,000 – $49,999 0.02% $50,000 – $99,999 0.02% $100,000 – $249,999 0.05% $250,000 – $499,999 0.10% $500,000 and up 0.15% Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: Designed to set aside funds for a dream vacation, school tuition and special life events. $1.00 or $5.00 minimum required to open depending on schedule.
Offer: Paid and compounded monthly. $1.00 minimum to open.
0.02% interest rate · Compounded monthly · Effective Oct 20, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: $5 minimum required to open. Must maintain an aggregate minimum average daily balance of $200 to avoid a monthly fee. Membership open to those who live, work, worship, or attend school in Michigan's Lower Peninsula.
Offer: Paid and compounded monthly. An aggregate minimum average daily balance of $200 must be maintained to avoid a monthly fee.
0.02% interest rate · Compounded monthly · Effective Oct 20, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Detroit, MI metro
227 accounts at 80 banks and credit unions · checked Oct 16–23
- Typical
- 0.10%
- Top 10% from
- 1.44%
- Banks, typical
- 0.07%
- Credit unions, typical
- 0.10%
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Detroit, MI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Extra Credit UnionCredit union · 2 branches
- Chief Financial Credit UnionCredit union · 4 branches
- Christian Financial Credit UnionCredit union · 12 branches