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Compare Bank & Credit Union Rates

Best high-yield savings rates

Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.

Location

Top savings rates

Showing 121–135 results in Des Moines, IA metro

  1. Top Carrot, Carrot Score 91
    Marine Credit UnionShare Savings AccountSavings · $5 min

    Credit union · 1 branch

    0.10%APY$10 a year on $10,000
  2. Top Carrot, Carrot Score 89
    Financial Plus Credit UnionSpecial Purpose SavingsSavings · $1 min

    Credit union · 4 branches

    0.10%APY$10 a year on $10,000
  3. Top Carrot, Carrot Score 89
    Financial Plus Credit UnionShare SavingsSavings · $0 min · 0.00%–0.10% by balance

    Credit union · 4 branches

    0.10%APY$10 a year on $10,000
  4. Bank IowaRegular SavingsSavings · $10 min · 0.04%–0.07% by balance

    Bank · 5 branches

    0.07%APY$7 a year on $10,000
  5. U.S. BankU.S. Bank Smartly SavingsSavings · $25 min

    Bank · 13 branches

    0.05%APY$5 a year on $10,000with conditions
  6. U.S. BankBank Smartly SavingsSavings · $25 min

    Bank · 13 branches

    0.05%APY$5 a year on $10,000with conditions
  7. Premier Credit UnionSpecial SavingsSavings · $5,000 min

    Credit union · 4 branches

    0.05%APY$5 a year on $10,000
  8. Premier Credit UnionMembership SavingsSavings · $100 min

    Credit union · 4 branches

    0.05%APY$5 a year on $10,000
  9. Wells FargoWells Fargo Platinum SavingsSavings · $25 min · 0.05%–3.25% by balance

    Bank · 14 branches

    0.05%APY$5 a year on $10,000with conditions
  10. Greater Iowa Credit UnionGreater SavingsSavings · $0 min

    Credit union · 5 branches

    0.05%APY$5 a year on $10,000with conditions
  11. First Mid Bank & TrustSavings AccountSavings · $50 min

    Bank · 3 branches

    0.05%APY$5 a year on $10,000
  12. Top Carrot, Carrot Score 91
    IH Mississippi Valley Credit UnionSavingsBoosterSavings · $0 min

    Credit union · 1 branch

    0.05%APY$5 a year on $10,000with conditions
  13. BANKPersonal Statement SavingsSavings · $50 min

    Bank · 1 branch

    0.05%APY$5 a year on $10,000
  14. Top Carrot, Carrot Score 92
    Luana Savings BankEveryday SavingsSavings · $100 min

    Bank · 3 branches

    0.05%APY$5 a year on $10,000
  15. Farmers State BankFSB Savings AccountSavings · $100 min

    Bank · 1 branch

    0.05%APY$5 a year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.

What savings accounts pay in Des Moines, IA metro

165 accounts at 58 banks and credit unions · checked Oct 16–23

Typical
0.30%
Top 10% from
1.79%
Banks, typical
0.40%
Credit unions, typical
0.25%

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Des Moines, IA metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Collins Community Credit UnionCredit union · 2 branches
  2. Serve Credit UnionCredit union · 2 branches
  3. Advantage Credit UnionCredit union · 1 branch
See all ranked institutions

Savings rates by state

Best High-Yield Savings Rates of October 2026 | Carrot Rate