Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Columbia, MO metro
- 0.25%APY$25 a year on $10,000
Requirements
Product: There is a $1.00 share requirement for each member number that will be held in your regular share account for as long as the account is open. Dividends are credited and compounded quarterly. Rates are variable and determined by credit score and Board of Directors.
Offer: Last declared dividend rate: 0.25%. Dividends compounded quarterly. Rate subject to credit approval and credit score.
0.25% interest rate · Compounded quarterly · Effective Oct 5, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Dividends are credited and compounded quarterly. Rates are variable and determined by credit score and Board of Directors.
Offer: Last declared dividend rate: 0.25%. Dividends compounded quarterly. Rate subject to credit approval and credit score.
0.25% interest rate · Compounded quarterly · Effective Oct 5, 2026
Rate checked
More details - The Missouri BankMoney Market Demand Account Consumer (MMDA Consumer)Money Market Demand Account Consumer (MMDA Consumer) · $1,000 min
Bank · 1 branch
0.25%APY$25 a year on $10,000Requirements
Offer: A $10 monthly service fee applies if the account balance falls below the $1,000 daily minimum balance at any time during the statement cycle. Interest is paid monthly.
0.25% interest rate · $10 monthly fee
Rate checked
More details - The Missouri BankMoney Market Demand Account Gold (MMDA Gold)Money Market Demand Account Gold (MMDA Gold) · $1,000 min · 0.25%–1.11% by balance
Bank · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Current rate and APY are based on daily balance in account. No interest accrued if account balance falls below minimum at any time during the statement cycle.
Offer: A $10 monthly service fee applies if the account balance falls below the $1,000 daily minimum balance at any time during the statement cycle. Interest is paid monthly. No interest accrued if balance falls below minimum.
0.25% interest rate · $10 monthly fee · Effective Aug 22, 2025
Rate by balance
Rate by balance for Money Market Demand Account Gold (MMDA Gold) Balance APY $1,000 – $10,000Your amount 0.25% $10,000 – $25,000 0.35% $25,000 – $50,000 0.50% $50,000 – $100,000 0.55% $100,000 – $200,000 1.01% $200,000 – $1,000,000 1.01% $1,000,000 and up 1.11% Rate checked
More details - Columbia Credit UnionSMART MONEY MARKETSMART MONEY MARKET · $2,500 min · 0.25%–0.45% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Dividends paid on all balances above $2,500. No monthly fee with minimum balance of $1,000; otherwise $10 per month. $500.00 minimum on withdrawals. Up to six pre-authorized withdrawals or transfers per month.
Offer: No monthly fee with minimum balance of $1,000; otherwise $10 per month.
$10 monthly fee · Effective Jan 1, 2024
Rate by balance
Rate by balance for SMART MONEY MARKET Balance APY $2,500 and up 0.25% $10,000 and upYour amount 0.25% $20,000 and up 0.35% $50,000 and up 0.45% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Interest is paid monthly. ATM transactions and direct ACH deposits are permitted. Monthly statements provided.
Offer: $4.00 monthly service fee waived unless account balance falls below the $300 minimum at any time during the statement cycle.
0.25% interest rate · $4 monthly fee
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Passbook must be present for all transactions. No EFT activity permitted, including ACH deposits, ACH payments to third parties, internet banking transfers, or other electronic activity. Interest is earned quarterly. Annual statements provided.
Offer: No daily minimum balance. No monthly service charge ($5.00 fee applies for lost passbooks). Earns quarterly interest.
0.25% interest rate · No monthly fee
Rate checked
More details - 0.15%APY$15 a year on $10,000
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Primary Share Savings Account is required to maintain membership at CCU. Account cannot fall below $0.01. Dividends are paid quarterly on account balances over $100.00.
Offer: Dividends paid quarterly on balances over $100.00.
Effective Jan 1, 2024
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Sub-accounts in addition to Share Saving Accounts. Dividends are paid quarterly.
Offer: Dividends paid quarterly.
Effective Jan 1, 2024
Rate checked
More details - The Bank of MissouriHigh Performance SavingsSavings · $10,000 min · 0.10%–0.21% by balance
Bank · 2 branches
0.12%APY$12 a year on $10,000Requirements
Offer: Compounding semi-annually. Interest paid semi-annually.
0.10% interest rate · Effective Oct 4, 2026
Rate by balance
Rate by balance for High Performance Savings Balance APY Up to $10,000 0.10% $10,000 – $50,000Your amount 0.12% $50,000 – $100,000 0.15% $100,000 and up 0.21% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Set aside funds for special purposes. Earn quarterly returns. Open with just a penny.
Offer: No minimum account balance.
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Secures ownership in Academic Employees Credit Union, making member an owner. Insured by the NCUA.
Offer: Minimum account balance is $25.
Rate checked
More details - First Mid Bank & TrustMoney Market AccountMoney Market Account · $50 min · 0.05%–0.50% by balance
Bank · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: Interest earned on the full daily balance by tier. Interest rate and APY may change after account opening. $10 monthly maintenance fee if the daily minimum balance falls below $5,000 during a statement cycle. $2 paper statement fee per statement cycle, waived for age 50 or older or by signing up for eStatements.
Offer: Daily balances $0–$4,999.99. Variable rate. $10 monthly maintenance fee if daily minimum balance falls below $5,000 during a statement cycle. Fees could reduce earnings. Rates current as of the deposit-rates page date (full calendar date not stated).
0.05% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.20% $50,000 and up 0.50% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Quarterly service charge of $5 if daily balance falls below $100.
Offer: Compounding semi-annual. Interest paid semi-annually. Quarterly service charge of $5 if daily balance falls below $100.
0.10% interest rate · Effective Oct 4, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Columbia, MO metro
43 accounts at 19 banks and credit unions · checked Oct 16–22
- Typical
- 0.25%
- Top 10% from
- 1.86%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.15%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Columbia, MO metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Multipli Credit UnionCredit union · 5 branches
- UMB BankBank · 2 branches
- United Credit UnionCredit union · 1 branch