Credit union · NCUA insured
Academic Employees Credit Union Savings Rates
Academic Employees Credit Union’s best savings rate is 0.10% APY on $10,000, with its Share Savings. Rates checked October 16, 2026.
How Academic Employees Credit Union’s savings rates compare
Compared with banks and credit unions near Columbia, MO, where Academic Employees Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Academic Employees Credit Union
0.10%APY
- Minimum
- —
- Earns on $10,000 a year
- $10
Specialty Shares
Top rate
Commercial Trust Company
3.81%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $381
2nd-highest rate
UMB Bank
3.71%APY
- Minimum
- —
- Earns on $10,000 a year
- $371
Academic Employees Credit Union savings score
64
Savings score
Higher than 10% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.10%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Academic Employees Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Savings
0.10%APY
Secures ownership in Academic Employees Credit Union, making member an owner. Insured by the NCUA.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upMinimum account balance is $25.$25 and up | 0.10% | $10 | Minimum account balance is $25. |
Sources (2)
All captured Oct 16, 2026
Specialty Shares
0.10%APY
Set aside funds for special purposes. Earn quarterly returns. Open with just a penny.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum account balance.Any balance | 0.10% | $10 | No minimum account balance. |
Sources (2)
All captured Oct 16, 2026
Special-purpose accounts
Christmas Club
0.10%APY
Withdrawals are restricted to help save; funds are released/automatically transferred to share account on a designated date.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum account balance.Any balance | 0.10% | $10 | No minimum account balance. |
Sources (2)
All captured Oct 16, 2026
Who can join Academic Employees Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.