Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Coeur d'Alene, ID metro
- 0.25%APY$25 a year on $10,000
0.25% interest rate · Effective Sep 28, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Contributions may be eligible for a State of Idaho tax deduction. Contribute up to $10,000 for single or $20,000 for married couples filing jointly per calendar year. Five free withdrawals by check per month.
Offer: Monthly service fee is $5 if balance is less than $100.
0.25% interest rate · $5 monthly fee
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Designed to save for a specific purpose.
0.20% interest rate · No monthly fee
Rate by balance
Rate by balance for Choice Savings Account Balance APY Up to $1,499 0.20% $1,500 and upYour amount 0.25% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: ICCU debit card purchases are rounded up to next whole dollar and deposited into savings.
0.25% interest rate · No monthly fee
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: STCU membership required. One First5 Savings Account per person. Variable dividend rate subject to change.
Offer: Applies to the first $500. No minimum balance required to earn the APY.
No monthly fee · Effective Jul 1, 2026
Rate by balance
Rate by balance for First5 Savings Balance APY Up to $500 5.10% $500 and upYour amount 0.25% Rate checked
More details - Numerica Credit UnionBonus Money MarketBonus Money Market · $25 min · 0.20%–0.40% by balance
Credit union · 4 branches
0.20%APY$20 a year on $10,000with conditionsRequirements
Product: Limit one Bonus Money Market account per person. Minimum opening deposit $25. A monthly fee is charged for paper statements (avoidable by enrolling in eStatements).
Offer: Qualifying rate: requires opening a Bonus Checking account on the same account number and meeting the Bonus Checking qualifiers during each monthly qualification cycle. Paper statement fee applies unless enrolled in eStatements.
Qualified rate · Effective Oct 19, 2026
Rate by balance
Rate by balance for Bonus Money Market Balance APY Up to $50,000Your amount 0.20% $50,000 – $100,000 0.30% $100,000 – $250,000 0.35% $250,000 and up 0.40% Rate checked
More details - Washington Trust BankPreferred Money MarketPreferred Money Market · $500 min · 0.15%–0.75% by balance
Bank · 3 branches
0.20%APY$20 a year on $10,000Requirements
Product: Tiered rates. Monthly service charge of $10 waived if the $3,000 average ledger balance requirement is met. Rate may change after account is opened. Eligible to receive single wallet style WTB Custom checks when ordered with bulk shipping at no cost.
Offer: Monthly service charge of $10 waived if $3,000 average ledger balance is maintained.
0.15% interest rate · $10 monthly fee · Effective Oct 4, 2026
Rate by balance
Rate by balance for Preferred Money Market Balance APY $1 and up 0.15% $5,000 and up 0.15% $10,000 and upYour amount 0.20% $15,000 and up 0.20% $25,000 and up 0.25% $50,000 and up 0.35% $100,000 and up 0.75% $500,000 and up 0.75% $1,000,000 and up 0.75% Rate checked
More details - Washington Trust BankSignature Money MarketSignature Money Market · $10,000 min · 0.15%–2.02% by balance
Bank · 3 branches
0.20%APY$20 a year on $10,000Requirements
Product: Tiered rates. Monthly service charge of $15 waived if the $20,000 average ledger balance requirement is met. Rate may change after account is opened. Eligible to receive single wallet style WTB Custom checks when ordered with bulk shipping at no cost.
Offer: Monthly service charge of $15 waived if $20,000 average ledger balance is maintained.
0.15% interest rate · $15 monthly fee · Effective Oct 4, 2026
Rate by balance
Rate by balance for Signature Money Market Balance APY $1 and up 0.15% $10,000 and upYour amount 0.20% $20,000 and up 0.25% $50,000 and up 0.35% $100,000 and up 0.75% $500,000 and up 2.02% $1,000,000 and up 2.02% $3,000,000 and up 2.02% $5,000,000 and up 2.02% Rate checked
More details - Responders Emergency Services Credit UnionSavings (Share) AccountSavings · $5 min · 0.00%–0.15% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Minimum balance required to open is $5.00 ($5.00 for under 18 years of age). Dividends earned on average daily balance and paid monthly. Can be used for overdraft protection.
Offer: Dividends paid monthly
0.00% interest rate · Effective Sep 24, 2026
Rate by balance
Rate by balance for Savings (Share) Account Balance APY Up to $100 0.00% $100 – $10,000 0.10% $10,000 and upYour amount 0.15% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Flexible savings account in addition to Share Savings account.
0.00% interest rate · No monthly fee
Rate by balance
Rate by balance for Secondary Savings Account Balance APY Up to $299 0.00% $300 and upYour amount 0.15% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Required to become a member of ICCU. Limit one share savings account per membership.
0.00% interest rate · No monthly fee
Rate by balance
Rate by balance for Share Savings Account Balance APY Up to $299 0.00% $300 and upYour amount 0.15% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: STCU membership required to open account. Dividends calculated on daily balance. Rate is variable and subject to change.
Offer: No minimum balance required to earn the APY.
No monthly fee · Effective Jul 1, 2026
Rate checked
More details - Numerica Credit UnionPeak Money MarketPeak Money Market · $25 min · 0.05%–0.20% by balance
Credit union · 4 branches
0.10%APY$10 a year on $10,000Requirements
Product: Minimum opening deposit $25. Minimum balance $0. Monthly service fees None. A monthly fee is charged for paper statements (avoidable by enrolling in eStatements).
Offer: Paper statement fee applies unless enrolled in eStatements.
No monthly fee · Effective Oct 19, 2026
Rate by balance
Rate by balance for Peak Money Market Balance APY Up to $5,000 0.05% $5,000 – $10,000 0.05% $10,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.10% $50,000 – $75,000 0.15% $75,000 – $100,000 0.15% $100,000 and up 0.20% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: $5 monthly service charge waived if a $200 minimum daily balance is maintained in the month, or for clients under 24 years of age. $10 fee for excess withdrawals over 6 per month.
0.05% interest rate · $5 monthly fee · Effective Sep 28, 2026
Rate by balance
Rate by balance for Regular Savings Balance APY Up to $10,000 0.05% $10,000 – $50,000Your amount 0.10% $50,000 and up 0.25% Rate checked
More details - 0.08%APY$8 a year on $10,000
Requirements
Product: Membership is open to anyone who lives, works, worships, or attends school in the areas served. No monthly maintenance fee. Minimum balance of $50 required to earn dividends. Dividends calculated daily and credited quarterly.
0.08% interest rate · No monthly fee · Effective Oct 14, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Coeur d'Alene, ID metro
62 accounts at 18 banks and credit unions · checked Oct 15–22
- Typical
- 0.05%
- Top 10% from
- 1.93%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.15%
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Coeur d'Alene, ID metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- ICCUCredit union · 4 branches
- Responders Emergency Services Credit UnionCredit union · 1 branch
- Goldenwest Credit UnionCredit union · 1 branch