Best high-yield savings rates

Requirements

Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).

Offer: Standard interest rate and APY across all balance levels without qualifying relationship product.

Requirements

Product: Share savings account. Covered under Membership Savings & Other Savings tiers. Minimum average daily balance to earn stated APY is $0.01. Dividends compounded and credited monthly. Rate applies to full balance once tier range is met.

Requirements

Product: Basic membership account representing one share of ownership in the credit union. Required for membership. Opening balance of $25 required to keep account open. Early closure fee if closed within 90 days of opening $10.00. Dividends paid quarterly.

Offer: Rate is for all regular share accounts. Dividends calculated daily, paid quarterly. Fees could reduce earnings.

Requirements

Product: Must be 18 and over. No monthly service fees.

Offer: Minimum monthly balance to earn dividends is $250.

Requirements

Product: Must be 18 and over. Includes Excess Share Insurance on balances up to $250,000 in addition to NCUA insurance. No monthly service fees.

Offer: Minimum monthly balance to earn dividends is $250.

Requirements

Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).

Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.

Requirements

Product: Can open as many secondary savings accounts as wished without the $5 minimum opening balance.

Offer: Interest accrues daily, dividends paid monthly.

Requirements

Product: Required to establish Clearwater Credit Union membership and voting rights. $5 monthly minimum balance requirement.

Offer: Interest accrues daily, dividends paid monthly.

Requirements

Product: Linked Kasasa Cash, Kasasa Cash Back, or Kasasa Tunes account required. Limit 1 account per SSN. Membership restrictions apply.

Offer: Base rate earned on entire daily balance when qualifications are not met.

Requirements

Product: Must become a member by depositing a minimum of $25.00 into Basic Share Savings Account. Monthly dividends paid on the average daily balance.

Requirements

Product: Interest compounded quarterly, credited quarterly. $5 minimum balance maintains membership.

Offer: Fixed rate. Interest compounded and credited quarterly. No minimum balance to earn APY.

Requirements

Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).

Offer: Relationship rate; requires linking to a Prime Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.