Credit union · NCUA insured
Butte Community Federal Credit Union Savings Rates
Butte Community Federal Credit Union’s best savings rate is 0.05% APY on $10,000, with its Basic Share Savings Account. Rates checked October 22, 2026.
How Butte Community Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Butte, MT, where Butte Community Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Butte Community Federal Credit Union
0.05%APY
- Requires
- None
- Minimum
- $25
- Earns on $10,000 a year
- $5
Basic Share Savings Account
Top rate
Mile High FCU
3.50%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $350
2nd-highest rate
Horizon Credit Union
3.03%APY
- Requires
- Monthly account activity
- Minimum
- $5
- Earns on $10,000 a year
- $303
Butte Community Federal Credit Union savings score
61
Savings score
Higher than 3% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.05%
- QualifiedQualified0.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Butte Community Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Basic Share Savings Account
0.05%APY
Must become a member by depositing a minimum of $25.00 into Basic Share Savings Account. Monthly dividends paid on the average daily balance.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Over $0 | 0.05% | $5 |
Sources (3)
All captured Sep 16, 2026
Special-purpose accounts
IRA Savings Account
0.10%APY
Offers Traditional (I) IRA's and Roth (N) IRA's. Monthly dividends paid. Reviewed throughout the year by Board of Directors.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $10,000 | 0.10% | $10 |
| $10,000 – $20,000 | 0.15% | — |
| $20,000 – $30,000 | 0.20% | — |
| Over $30,000 | 0.25% | — |
Christmas Club
0.15%APY
Members may start anytime after the first week of November. Funds required to be kept on deposit throughout the year until disbursed by the credit union (checks sent on 1st business day of November). Any withdrawal automatically closes the account until next November. Annual dividends paid.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.15% | $15 |
Coverdell Educational Savings Account
0.10%APY
Sole purpose is to pay child's education costs. Monthly dividends are paid on this account. Earnings are tax-free if used for qualified education expense.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Over $0 | 0.10% | $10 |
Misc. Savings (Vacation, Insurance, Misc. and Escrow)
0.05%APY
Monthly dividends are paid on this account. Used for vacation, insurance, escrow, or miscellaneous savings.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Over $0 | 0.05% | $5 |
Who can join Butte Community Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is available to individuals in Silver Bow, Beaverhead, Madison, Powell, Deer Lodge, and Jefferson Counties.
Family and household
- Membership is available to relatives of members.
Membership information collected October 4, 2026.