Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Bloomington, IL metro
- First State BankFirst Class Money MarketFirst Class Money Market · $2,500 min · 1.00%–2.27% by balance
Bank · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Avoid $10 monthly service fee by maintaining a $1,000 minimum average balance. Interest compounded daily, paid monthly. Interest rate subject to change every Wednesday / every other Wednesday. Rates are variable and may change after account is opened. Fees may reduce earnings. A $50 fee will be charged if the account is closed within 90 days.
Offer: Minimum balance to earn APY: $0.00 to $2,499.99. $2,500.00 Minimum To Open. Avoid $10 monthly service fee by maintaining a $1,000 minimum average balance.
1.00% interest rate · Compounded daily · $10 monthly fee
Rate by balance
Rate by balance for First Class Money Market Balance APY Up to $2,500 1.00% $2,500 – $10,000 1.00% $10,000 – $25,000Your amount 1.00% $25,000 – $100,000 1.26% $100,000 and up 2.27% Rate checked
More details - First Security BankMoney Market AccountsMoney Market Accounts · $2,500 min · 0.75%–1.25% by balance
Bank · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: Minimum average daily balance of $1,500 to avoid a $10 service fee. Minimum average daily balance to earn interest $2,500. Transactions limited to 6 per statement period.
Offer: MM Tier 4. Minimum average daily balance of $1,500 to avoid a $10 service fee.
0.75% interest rate · $10 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY $2,500 and upYour amount 0.75% $25,000 and upMM Tier 3. 0.80% $50,000 and upMM Tier 2. 0.85% $100,000 and upMM Tier 1. 1.25% Rate checked
More details - Bloomington Municipal Credit UnionRegular Share Savings AccountSavings · $10 min
Credit union · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: Initial account required to become a member; allows up to two other share savings accounts for special savings purposes (college, taxes, vacation, etc.).
Rate checked
More details - IAA Credit UnionMoney MarketMoney Market · $1,000 min · 0.45%–1.61% by balance
Credit union · 2 branches
0.60%APY$60 a year on $10,0000.45% interest rate · No monthly fee · Effective Oct 9, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $5,000 0.45% $5,000 – $15,000Your amount 0.60% $15,000 – $25,000 1.11% $25,000 – $50,000 1.36% $50,000 and up 1.61% Rate checked
More details - 0.60%APY$60 a year on $10,000with conditions
Requirements
Product: Rates are available to Power Plus Checking customers.
Offer: Available to Power Plus Checking customers.
Qualified rate · 0.20% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Premier Money Market Savings Balance APY Up to $1,000 0.20% $1,000 – $10,000 0.40% $10,000 – $50,000Your amount 0.60% $50,000 – $250,000 0.80% $250,000 and up 1.00% Rate checked
More details - Heartland Bank and Trust CompanyCapital Money MarketCapital Money Market · $10,000 min · 0.01%–2.27% by balance
Bank · 9 branches
0.50%APY$50 a year on $10,0000.01% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Capital Money Market Balance APY Up to $10,000 0.01% $10,000 – $50,000Your amount 0.50% $50,000 – $100,000 1.51% $100,000 – $500,000 2.02% $500,000 and up 2.27% Rate checked
More details - 0.50%APY$50 a year on $10,000with conditions
Requirements
Product: Membership open to anyone living or working in McLean, Logan, DeWitt, Stephenson, Livingston, LaSalle, and Winnebago Counties. Requires an It'sMyCU checking account. $20 membership fee required in savings account.
Offer: Earns 10% APY on balances up to $1,000. Checking account required.
Qualified rate
Rate by balance
Rate by balance for Easy Saver Balance APY Up to $1,000 10.00% $1,001 and upYour amountEarns 0.5% APY on balances over $1,000. 0.50% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Dividend paid monthly on the average daily balance. Rate may change after the account is opened. Requires a $20 minimum balance to establish credit union membership.
Offer: Dividend paid monthly on the average daily balance. Rate may change after the account is opened.
0.50% interest rate · Effective Jul 31, 2026
Rate checked
More details - State Bank of GraymontTiered Money Market AccountTiered Money Market Account · $2,500 min · 0.50%–1.87% by balance
Bank · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Minimum opening balance of $2,500. Interest credited monthly. $10 service charge if daily balance falls below $2,500 any day during the calendar month; $20 service charge if daily balance falls below $1,000 any day during the calendar month. Limited to six withdrawals or transfers per calendar month.
Offer: Minimum daily balance to earn APY is $0.01 to $24,999.99.
0.50% interest rate · Effective Sep 15, 2026
Rate by balance
Rate by balance for Tiered Money Market Account Balance APY Up to $25,000Your amount 0.50% $25,000 – $50,000 0.80% $50,000 – $75,000 1.31% $75,000 and up 1.87% Rate checked
More details - Citizens Bank of ChatsworthSmart SavingsSavings · $1,000 min · 0.10%–0.50% by balance
Bank · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: No service charge. Interest rate may change after account is opened; fees can reduce earnings.
Offer: APY for balance $1,000–$4,999.99. No service charge.
No monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for Smart Savings Balance APY $1,000 – $5,000 0.10% $5,000 – $10,000 0.25% $10,000 and upYour amount 0.50% Rate checked
More details - 0.43%APY$43 a year on $10,000with conditions
Requirements
Product: Requires an active INB checking account. Variable APY as of 10/16/2026.
Offer: Tier 2 basic rate automatically applies if direct deposit requirement into active INB checking account is not met monthly. Rate adjusts automatically in next cycle once qualified again.
Qualified rate · No monthly fee · Effective Oct 16, 2026
Rate checked
More details - U of I Community Credit UnionIllini Draft Money Market AccountIllini Draft Money Market Account · $0 min · 0.20%–0.75% by balance
Credit union · 2 branches
0.40%APY$40 a year on $10,000Requirements
Product: There is no service charge for balances that fall under $2,500. NCUA insured. Access funds by check or electronic transfer.
0.20% interest rate
Rate by balance
Rate by balance for Illini Draft Money Market Account Balance APY Up to $2,500 0.20% $2,500 – $25,000Your amount 0.40% $25,000 and up 0.75% Rate checked
More details - U of I Community Credit UnionJumbo Money Market AccountJumbo Money Market Account · $0 min · 0.40%–1.50% by balance
Credit union · 2 branches
0.40%APY$40 a year on $10,000Requirements
Product: Higher rate paid only on the portion of the balance above $50,000. NCUA insured.
0.40% interest rate
Rate by balance
Rate by balance for Jumbo Money Market Account Balance APY Up to $50,000Your amount 0.40% $50,000 and up 1.50% Rate checked
More details - Flanagan State BankMoney Market Investment AccountMoney Market Investment Account · $2,500 min · 0.22%–0.65% by balance
Bank · 3 branches
0.35%APY$35 a year on $10,000Requirements
Product: No monthly service fee with a $1,000 minimum balance. Six transactions per month allowed; additional withdrawals may incur fees or result in account conversion to checking.
Offer: Minimum Balance to Obtain APY is Less than $10,000.00. Interest frequency monthly. Variable rate.
0.22% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for Money Market Investment Account Balance APY Up to $10,000 0.22% $10,000 – $25,000Your amount 0.35% $25,000 – $50,000 0.50% $50,000 and up 0.65% Rate checked
More details - 0.30%APY$30 a year on $10,000
0.20% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $1,000 0.20% $1,000 – $10,000 0.20% $10,000 – $50,000Your amount 0.30% $50,000 – $250,000 0.40% $250,000 and up 0.50% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Bloomington, IL metro
71 accounts at 25 banks and credit unions · checked Oct 6–22
- Typical
- 0.20%
- Top 10% from
- 2.40%
- Banks, typical
- 0.09%
- Credit unions, typical
- 1.41%
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Bloomington, IL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Bloomington Municipal Credit UnionCredit union · 1 branch
- State Farm Federal Credit UnionCredit union · 1 branch
- U of I Community Credit UnionCredit union · 2 branches