Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 61–75 results in Birmingham, AL metro
- 0.25%APY$25 a year on $10,000
Requirements
Product: Establishes credit union membership. Dividends computed on average daily balances and posted at month end.
0.25% interest rate · No monthly fee
Rate checked
More details - 0.25%APY$25 a year on $10,000
No monthly fee
Rate checked
More details - AlaTrust Credit UnionShare AccountSavings · $101 min · 0.20%–0.40% by balance
Credit union · 3 branches
0.25%APY$25 a year on $10,000Requirements
Product: Designed for ages 25+. Holds membership at AlaTrust and pays dividends calculated on daily balances, credited and compounded quarterly. Electronic or automatic withdrawals and transfers are limited to 6 per month with unlimited free in-branch, AlaTrust ATM, or CO-OP ATM withdrawals.
Compounded quarterly · Effective Jun 30, 2026
Rate by balance
Rate by balance for Share Account Balance APY $101 – $9,999 0.20% $10,000 – $39,999Your amount 0.25% $40,000 – $75,000 0.30% $75,001 – $100,000 0.35% $100,000 and up 0.40% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Money market savings account with check writing flexibility. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($10.00 fee per excessive withdrawal over 6). $3.00 monthly paper statement fee avoided with eStatements.
Offer: Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period.
$10 monthly fee · Effective Sep 14, 2026
Rate checked
More details - Guardian Credit UnionPrimary Share AccountSavings · $100 min · 0.10%–0.20% by balance
Credit union · 2 branches
0.20%APY$20 a year on $10,000Requirements
Product: Primary Share Account establishes membership in the credit union. No monthly service fees. Dividends earned quarterly on average daily balances above $100. Online opening minimum is $1.
Offer: Average daily balance $100 - $2,999; dividends paid quarterly.
0.10% interest rate · No monthly fee
Rate by balance
Rate by balance for Primary Share Account Balance APY $100 – $2,999 0.10% $3,000 and upYour amount 0.20% Rate checked
More details - Alabama Central CURegular SavingsSavings · $100 min · 0.10%–0.20% by balance
Credit union · 2 branches
0.20%APY$20 a year on $10,000Requirements
Product: Both Regular Share and Daily Share Accounts available. Establishes membership with Alabama Central.
Offer: Earn dividends on daily balance of $100 or more; compounded and credited monthly. 6 free withdrawals per month, $2 fee for withdrawals in excess thereafter.
0.10% interest rate
Rate by balance
Rate by balance for Regular Savings Balance APY $100 – $2,500 0.10% Over $2,500Your amountDaily Share Account. 6 free withdrawals per month, $2 fee for excess withdrawals. 0.20% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Variable rate account. Dividends compounded and credited quarterly based on average daily balance method. Minimum initial deposit and minimum balance is $1 (par value of 1 share). $100 minimum average daily balance to earn dividends. No monthly fee.
Offer: Tier 6: $0.00 – $99.99. Prospective dividend rate 0.00%.
0.00% interest rate · No monthly fee
Rate by balance
Rate by balance for Share Savings Balance APY Up to $100 0.00% $100 – $10,000Prospective dividend rate 0.10%. 0.10% $10,000 – $40,000Your amountProspective dividend rate 0.20%. 0.20% $40,000 – $75,000Prospective dividend rate 0.25%. 0.25% $75,000 – $100,000Prospective dividend rate 0.30%. 0.30% $100,000 and upProspective dividend rate 0.50%. 0.50% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: A service charge applies if the average daily balance falls below $25 during the statement cycle.
Offer: Service charge imposed if average daily balance for the cycle falls below $25.
0.20% interest rate · Effective Mar 1, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Rates subject to change without notice after account is opened.
0.15% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: A service charge of $5.00 is imposed every quarter if the daily balance falls below $100.00 any day of the quarter. 6 free withdrawals per quarter ($2.00 fee per withdrawal over 6).
Effective Sep 24, 2026
Rate by balance
Rate by balance for United Savings Balance APY Up to $2,499 0.05% $2,500 and upYour amount 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Variable-rate account; rates may change after the account is opened. Rates apply when qualifications are met.
Offer: When qualifications not met.
0.10% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Also referred to as Regular Share. Basic share account required for membership with ASE Credit Union. Pays dividends quarterly.
Offer: Requires minimum balance of $5; interest compounded and paid quarterly.
0.10% interest rate
Rate checked
More details - First Horizon BankMoney Market SavingsMoney Market Savings · $50 min · 0.10%–0.15% by balance
Bank · 7 branches
0.10%APY$10 a year on $10,000Requirements
Product: $50 minimum opening deposit. The monthly service charge is refunded within 3 business days when the primary or joint account holder has an active Elite Checking account, or if the total combined balance in consumer deposit accounts is at least $5,000. Otherwise, a $9 monthly service charge applies. Tiered interest at money market rates based on daily balance compounded and credited monthly.
Offer: Monthly service charge refunded within 3 business days when linked to an active Elite Checking account or with $5,000+ total combined balance in consumer deposit accounts. Otherwise $9/month.
$9 monthly fee · Effective Sep 28, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $24,999Your amount 0.10% $25,000 – $49,999 0.10% $50,000 – $99,999 0.15% $100,000 – $249,999 0.15% $250,000 and up 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Dividends calculated by monthly average daily balance method of $100 or more and paid and compounded quarterly. $5.00 minimum opening deposit.
Offer: Dividends paid quarterly.
Compounded quarterly · Effective Aug 1, 2026
Rate by balance
Rate by balance for Savings Balance APY $100 – $2,500 0.05% $2,500 – $25,000Your amount 0.10% $25,000 – $75,000 0.25% $75,000 and up 0.30% Rate checked
More details - Avadian Credit UnionU Name It SavingsSavings · $100 min · 0.05%–0.30% by balance
Credit union · 12 branches
0.10%APY$10 a year on $10,000Requirements
Product: Goal-oriented savings account. $5.00 minimum opening deposit.
Offer: Dividends paid quarterly.
Effective Aug 1, 2026
Rate by balance
Rate by balance for U Name It Savings Balance APY $100 – $2,500 0.05% $2,500 – $25,000Your amount 0.10% $25,000 – $75,000 0.25% $75,000 and up 0.30% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Birmingham, AL metro
121 accounts at 40 banks and credit unions · checked Oct 15–22
- Typical
- 0.25%
- Top 10% from
- 2.25%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.35%
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Birmingham, AL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- ASE Credit UnionCredit union · 1 branch
- AOD Federal Credit UnionCredit union · 1 branch
- AmFirstCredit union · 17 branches