Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Athens, GA metro
- 0.45%APY$45 a year on $10,000
Requirements
Product: $1,000 minimum average daily balance to avoid a $10 monthly maintenance fee. Interest compounded daily on the collected balance. Rates may change after account is opened.
Offer: $1,000 minimum average daily balance to avoid a $10 monthly maintenance fee. Interest compounded daily on the collected balance.
Compounded daily · $10 monthly fee · Effective Jan 15, 2026
Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: No more than 6 pre-authorized, automatic, or internet transfers/withdrawals per month.
Offer: A $3.00 monthly fee is charged if savings account drops below the minimum average daily balance of $100. This service fee will be waived if you have one of the following Account Qualifiers: Direct Deposit, Prestige Account, Advantage Checking Account, Certificate Account, IRA Account, Current Loan Balance (less than 60 days delinquent), You Are Age 18 and Under or Age 55 or Above. Minimum balance of $100 required to obtain stated APY.
0.35% interest rate · $3 monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: An initial deposit of $5 is required to maintain your stake in the credit union, along with a one-time membership fee ($5) and USA Patriot Act recovery fee ($5). Members must maintain a $5 balance to remain a member-owner. A minimum balance of $100 is required to earn dividends, which are paid monthly on the average daily balance.
Offer: Tier I.
0.15% interest rate · Effective Sep 28, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: A service charge of $5.00 is imposed every quarter if the daily balance falls below $100.00 any day of the quarter. 6 free withdrawals per quarter ($2.00 fee per withdrawal over 6).
Effective Sep 24, 2026
Rate by balance
Rate by balance for United Savings Balance APY Up to $2,499 0.05% $2,500 and upYour amount 0.15% Rate checked
More details - 0.15%APY$15 a year on $10,000
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Exclusively available online. No monthly service charge. Interest compounded daily and credited monthly.
Offer: Minimum opening balance of $50 in new funds to First Citizens, maximum of $1,000,000, required to receive advertised APY. Variable rate subject to change. First two withdrawals or transfers per month are free, then $3 each.
Compounded daily · Balance cap $1,000,000 · No monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Interest compounded daily on the collected balance. $100 minimum average daily balance to avoid $6 monthly maintenance fee.
Offer: $100 minimum average daily balance to avoid $6 monthly maintenance fee. Interest compounded daily on the collected balance.
Compounded daily · $6 monthly fee · Effective Jan 15, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must be a member with Prime Share account. Dividends compounded and credited quarterly. Minimum opening deposit is $5.00. No monthly maintenance fee to avoid service charge stated. Two free withdrawals per month, then $5.00 fee per withdrawal.
Offer: Deposits of $0.01 to $99.99.
0.10% interest rate
Rate checked
More details - Georgia United Credit UnionMoney MarketMoney Market · $1,000 min · 0.10%–0.50% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Minimum opening deposit $1,000. Maintain $1,000 daily balance for no monthly fee. Dividends compounded monthly. Rates may change every Dividend Period.
Offer: Balance tier: $0.01 - $9,999.99
0.10% interest rate · Compounded monthly · No monthly fee
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.10% $10,000 – $25,000Your amount 0.10% $25,000 – $100,000 0.15% $100,000 and up 0.50% Rate checked
More details - Georgia United Credit UnionSterling Fund Money MarketSterling Fund Money Market · $1,000 min · 0.10%–0.50% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Minimum deposit to open is $1,000. Must maintain a minimum balance of $1,000.00 to avoid $5.00 monthly fee. Dividends compounded and credited monthly. 3 free withdrawals per month, $2.00 fee per withdrawal thereafter.
Offer: Must maintain a minimum balance of $1,000.00 in the account to avoid $5.00 monthly service fee.
0.10% interest rate · $5 monthly fee
Rate by balance
Rate by balance for Sterling Fund Money Market Balance APY Up to $10,000 0.10% $10,000 – $25,000Your amount 0.10% $25,000 – $100,000 0.15% $100,000 and up 0.50% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Primary savings account required for membership. $5 one-time nonrefundable membership fee required. $5.00 minimum balance required to avoid service fee; otherwise $5.00 fee per month (or $5.00 fee per quarter). Dividends compounded and credited quarterly. Two free withdrawals per month, then $5.00 fee per withdrawal.
Offer: Deposits of $0.01 - $99.99. Minimum balance to avoid service fees is $5.00.
0.10% interest rate · $5 monthly fee
Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.01%–0.06% by balance
Bank · 1 branch
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Non-Relationship Promotional Rate; requires new money to Huntington (money not currently on deposit in any Huntington account except maturing consumer CDs). Rate applies to ZIP code 43215.
Qualified rate · 0.01% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.01% $5,000 – $2,000,001Your amountStandard Rate with qualifying, open Private Client Account. 0.06% $2,000,001 – $100,000,000,000requires new money to Huntington. Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.01% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Wells Fargo Platinum Savings Balance APY Any balanceYour amount 0.05% $25,000 and upPromotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). $12 monthly fee avoided with $3,500 minimum daily balance. 3.25% Rate checked
More details - First Citizens BankMoney Market AccountMoney Market Account · $500 min · 0.05%–0.15% by balance
Bank · 3 branches
0.05%APY$5 a year on $10,000Requirements
Product: Interest rates for money market savings accounts may vary depending on your area.
Offer: Maintain a $1,000 daily balance to avoid a $10 maintenance fee.
$10 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $999 0.05% $1,000 – $9,999 0.05% $10,000 – $24,999Your amount 0.05% $25,000 – $49,999 0.07% $50,000 – $99,999 0.07% $100,000 – $499,999 0.10% $500,000 and up 0.15% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: To qualify for American Rewards rates and receive reimbursements on your ATM fees, you must perform the following during the monthly qualification cycle: 1) Have at least seven ACH debits and/or direct deposits post and settle and be enrolled and receive eStatement notice OR have at least 12 debit card purchases post and settle, have at least 1 direct deposit or automatic payment (ACH) post and settle, and be enrolled and receive eStatement notice
Offer: Qualifications not met
Qualified rate · Effective Nov 12, 2025
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Athens, GA metro
46 accounts at 13 banks and credit unions · checked Oct 6–22
- Typical
- 0.10%
- Top 10% from
- 3.08%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.68%
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Athens, GA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Peach State Federal Credit UnionCredit union · 2 branches
- MyGeorgia Credit UnionCredit union · 1 branch
- American Pride BankBank · 1 branch