Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Amherst Town, MA metro
- Polish National Credit UnionPremium Money MarketPremium Money Market · $1,000 min · 0.10%–0.20% by balance
Credit union · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: Membership is open to individuals who live, work or attend school in Hampden, Hampshire, Berkshire and Franklin counties in Massachusetts and Hartford, Litchfield and Tolland counties in Connecticut.
Offer: The Dividend Rate is paid on the entire balance in your account.
0.10% interest rate · Effective Dec 8, 2025
Rate by balance
Rate by balance for Premium Money Market Balance APY $1,000 – $25,000Your amount 0.10% $25,000 – $75,000 0.15% $75,000 – $100,000 0.20% $100,000 and up 0.20% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Online exclusive account with a $500 minimum opening deposit.
Offer: If eDelivery qualification is not met (earns basic Goal Savings APY).
0.05% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: No minimum balance or minimum balance fees.
Offer: No minimum balance required.
0.05% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Accounts that do not maintain an average daily balance of $100.00 or more will be charged a flat monthly maintenance fee of $3.00. Fees are waived for accounts that receive a direct deposit each statement cycle.
Offer: Monthly maintenance fee of $3.00 charged if average daily balance is below $100.00; fee waived with direct deposit each statement cycle.
0.05% interest rate · $3 monthly fee · Effective Oct 15, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Requires linking to free MoneyMaking Checking. Automatic transfers of MoneyMaking Checking earnings. Limit one account per tax owner. If under 18, requires parent/legal guardian co-signer.
Offer: When MoneyMaking Checking qualifications are not met during monthly Qualification Cycle. Base interest rate paid on entire balance.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Oct 15, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000intro rate
Requirements
Product: No minimum weekly deposit required. Variable rate account; rate subject to change after opening.
Promotional rate · 0.05% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000intro rate
Requirements
Product: Variable rate account; rate subject to change after opening.
Promotional rate · 0.05% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - North Brookfield Savings BankTiered Money Market CheckingTiered Money Market Checking · $50 min · 0.00%–0.05% by balance
Bank · 2 branches
0.05%APY$5 a year on $10,000Requirements
Product: Variable rate account. No monthly service charges.
Offer: Minimum balance to earn APY is $25.00.
0.00% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Tiered Money Market Checking Balance APY Up to $25 0.00% Up to $10,000 0.01% $10,000 and upYour amount 0.05% Rate checked
More details - PeoplesBankElite Tiered Money MarketElite Tiered Money Market · $10 min · 0.05%–0.60% by balance
Bank · 3 branches
0.05%APY$5 a year on $10,0000.05% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Elite Tiered Money Market Balance APY $10 and upYour amount 0.05% $25,000 and up 0.10% $100,000 and up 0.30% $250,000 and up 0.60% Rate checked
More details - 0.05%APY$5 a year on $10,000
0.05% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: The Main Share Savings account establishes credit union member-ownership. Dividend rate and annual percentage yield may change at any time as determined by the Board of Directors.
Offer: A $5 minimum balance is required to open the account and must be maintained to earn the advertised annual percentage yield. Effective fees may reduce dividend earned.
0.05% interest rate · Effective Sep 16, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Notify bank if 65 years of age or older, or 18 years of age or younger; may be eligible for a waiver or reduction of certain account fees or charges.
Offer: Variable rate account; interest rate and APY may change at any time after account is opened.
No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000intro rate
Requirements
Offer: Variable rate account; interest rate and APY may change at any time after account is opened.
Promotional rate
Rate checked
More details - Polish National Credit UnionPerks Savings AccountSavings · $25 min · 0.05%–1.00% by balance
Credit union · 2 branches
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Must have a PNCU Perks Checking account to obtain disclosed rates; if not, interest is calculated using the Statement Savings account rate. Only one Perks Savings account allowed per Tax ID. Tiered interest rates apply. Interest compounds daily and credits monthly. Minimum opening deposit is $25.00. Membership required. Fees may reduce earnings.
Offer: Requires PNCU Perks Checking account. Minimum daily balance of $10.00 required each day to obtain APY. Dividend/interest rate is 0.98%.
Qualified rate · 0.98% interest rate · Effective Dec 8, 2025
Rate by balance
Rate by balance for Perks Savings Account Balance APY Up to $1,000 1.00% $1,000 – $2,000Dividend/interest rate is 0.49%. Disclosed APY is a blended range of 1.00% - 0.75%. 0.49%* $2,000 – $3,000Dividend/interest rate is 0.25%. Disclosed APY is a blended range of 0.75% - 0.58%. 0.25%* Over $3,000Your amountDividend/interest rate is 0.05% (stated as 0.10% on p14). Disclosed APY is a blended range of 0.58% - 0.05% (0.58%-0.10% on p14). 0.05%* Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Amherst Town, MA metro
63 accounts at 18 banks and credit unions · checked Oct 6–22
- Typical
- 0.05%
- Top 10% from
- 2.94%
- Banks, typical
- 0.08%
- Credit unions, typical
- 0.05%
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Amherst Town, MA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- UMassFiveCredit union · 4 branches
- Greenfield Savings BankBank · 4 branches