Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 of 433 results in Pennsylvania
- 6.00%APY$600 a year on $10,000with conditions
Requirements
Product: Linked savings account for Digital Checking. Variable rate.
Offer: If qualifying criteria not met.
Qualified rate · Effective Nov 1, 2026
Rate by balance
Rate by balance for Digital Checking: Savings Balance APY Any balance 0.01% Up to $10,000Your amountIf qualifying criteria met. 6.00% Over $10,000 0.10% Rate checked
More details - 6.00%APY$600 a year on $10,000with conditions
Requirements
Product: Linked savings account for Checking Plus. Variable rate.
Offer: If qualifying criteria not met.
Qualified rate · Effective Nov 1, 2026
Rate by balance
Rate by balance for Checking Plus: Savings Balance APY Any balance 0.01% Up to $10,000Your amountIf qualifying criteria met. 6.00% Over $10,000 0.10% Rate checked
More details - Trumark Credit UnionHigh Yield SavingsSavings · $0 min · 0.10%–3.50% by balance
Credit union · 25 branches
3.50%APY$350 a year on $10,000with conditionsRequirements
Product: Earn 3.50% APY on balances up to $100,000 when meeting Momentum Checking qualification requirements.
Offer: 3.50% APY applies to balances up to $100,000 when Momentum Checking qualifications are met.
Qualified rate · 3.44% interest rate · Effective Sep 18, 2026
Rate by balance
Rate by balance for High Yield Savings Balance APY Up to $100,000Your amount 3.50% Over $100,000 0.10% Rate checked
More details - Sun Federal Credit UnionKasasa SaverSavings · $0 min · 0.25%–3.50% by balance
Credit union · 4 branches
3.50%APY$350 a year on $10,000with conditionsRequirements
Product: Pair Kasasa Saver with Kasasa Checking; rewards move into savings automatically. A reward checking account is required to have a reward savings account. When qualifications are not met in monthly cycle, non-qualifying APY of 0.05% is paid. No minimum balance required to earn rewards. No recurring monthly maintenance charges or fees to open or close.
Offer: Tier 1: $0 – $75,000.00. Qualifying rate when monthly qualifications met on linked checking account.
Qualified rate · 3.45% interest rate · No monthly fee · Effective Oct 30, 2026
Rate by part of balance
Rate by balance for Kasasa Saver Balance APY Up to $75,000 3.50% Over $75,000 0.25% Each rate is paid on the part of the balance in its range.
Rate checked
More details - 3.50%APY$350 a year on $10,000with conditions
Requirements
Product: No minimum balance to open. One High Yield Savings per member. Base rate applies up to $50,000; to earn 3.50% APY, must pair with an active FreePlus Checking account meeting monthly requirements (direct deposit of $500+, 10 posted debit transactions, estatements, and log into online banking at least once per month).
Offer: Requires active FreePlus Checking account with direct deposit of $500+, 10 posted debit card transactions, monthly estatements, and online banking login at least 1x per month. Rate applies on balances up to $50,000.
Qualified rate · Balance cap $50,000 · Effective Oct 30, 2026
Rate checked
More details - Philadelphia Federal Credit UnionHigher Yield SavingsSavings · $50 min · 1.30%–3.50% by balance
Credit union · 14 branches
3.50%APY$350 a year on $10,000Requirements
Product: Tiered rate structure rewards bigger balances. No monthly fees or minimum balance requirements.
Offer: Tier 1: $50 minimum daily balance required to obtain stated rate and yield.
1.29% interest rate · No monthly fee
Rate by balance
Rate by balance for Higher Yield Savings Balance APY $50 and up 1.30% $2,000 and up 1.30% $10,000 and upYour amount 3.50% $25,000 and up 3.50% Rate checked
More details - Citadel Credit UnionHigh Yield Savings AccountSavings · $5,000 min · 1.45%–3.45% by balance
Credit union · 25 branches
3.45%APY$345 a year on $10,000with conditionsRequirements
Product: Federally insured by NCUA. Daily balance of at least $5,000 required to obtain disclosed APY. 3 free withdrawals or transfers per calendar quarter, then $25 fee per additional withdrawal/transfer. $5 monthly inactivity fee after 1 year of no activity across Citadel accounts (waived if total deposits >= $500 or primary owner under 13).
Offer: With Tier 5 Ultimate Growth Checking
Qualified rate · 1.45% interest rate
Rate by balance
Rate by balance for High Yield Savings Account Balance APY $5,000 – $9,999 1.45% $10,000 and upYour amount 3.45% Rate checked
More details - Citadel Credit UnionHigh Yield Savings AccountSavings · $5,000 min · 1.40%–3.40% by balance
Credit union · 25 branches
3.40%APY$340 a year on $10,000with conditionsRequirements
Product: Federally insured by NCUA. Daily balance of at least $5,000 required to obtain disclosed APY. 3 free withdrawals or transfers per calendar quarter, then $25 fee per additional withdrawal/transfer. $5 monthly inactivity fee after 1 year of no activity across Citadel accounts (waived if total deposits >= $500 or primary owner under 13).
Offer: With Tier 4 Ultimate Growth Checking
Qualified rate · 1.40% interest rate
Rate by balance
Rate by balance for High Yield Savings Account Balance APY $5,000 – $9,999 1.40% $10,000 and upYour amount 3.40% Rate checked
More details - Clearview Federal Credit UnionRelationship Money MarketRelationship Money Market · $0 min · 2.25%–3.40% by balance
Credit union · 26 branches
3.40%APY$340 a year on $10,000with conditionsRequirements
Product: To qualify for relationship rates, pair with an active Absolute Checking account and either maintain $5,000+ in qualifying direct deposits monthly, make 8 qualifying debit card transactions monthly, or make 8 qualifying Clearview credit card transactions during the monthly cycle date. $10 monthly service fee waived by maintaining an average daily balance of at least $5,000 or $20,000 in combined deposits.
Offer: Tier 1 balance tier ($0.01 - $1,999,999.99). Minimum balance to earn stated APY is $0.01. $10 monthly service fee applies if average daily balance falls below $5,000 unless maintaining $20,000 in combined deposits.
Qualified rate · 3.35% interest rate · $10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Relationship Money Market Balance APY Up to $2,000,000Your amount 3.40% $2,000,000 and up 2.25% Rate checked
More details - Citadel Credit UnionHigh Yield Savings AccountSavings · $5,000 min · 1.35%–3.35% by balance
Credit union · 25 branches
3.35%APY$335 a year on $10,000with conditionsRequirements
Product: Federally insured by NCUA. Daily balance of at least $5,000 required to obtain disclosed APY. 3 free withdrawals or transfers per calendar quarter, then $25 fee per additional withdrawal/transfer. $5 monthly inactivity fee after 1 year of no activity across Citadel accounts (waived if total deposits >= $500 or primary owner under 13).
Offer: With Tier 3 Ultimate Growth Checking
Qualified rate · 1.35% interest rate
Rate by balance
Rate by balance for High Yield Savings Account Balance APY $5,000 – $9,999 1.35% $10,000 and upYour amount 3.35% Rate checked
More details - Citadel Credit UnionHigh Yield Savings AccountSavings · $5,000 min · 1.32%–3.32% by balance
Credit union · 25 branches
3.32%APY$332 a year on $10,000with conditionsRequirements
Product: Federally insured by NCUA. Daily balance of at least $5,000 required to obtain disclosed APY. 3 free withdrawals or transfers per calendar quarter, then $25 fee per additional withdrawal/transfer. $5 monthly inactivity fee after 1 year of no activity across Citadel accounts (waived if total deposits >= $500 or primary owner under 13).
Offer: With Tier 2 Ultimate Growth Checking
Qualified rate · 1.32% interest rate
Rate by balance
Rate by balance for High Yield Savings Account Balance APY $5,000 – $9,999 1.32% $10,000 and upYour amount 3.32% Rate checked
More details - Citadel Credit UnionHigh Yield Savings AccountSavings · $5,000 min · 1.30%–3.30% by balance
Credit union · 25 branches
3.30%APY$330 a year on $10,000with conditionsRequirements
Product: Federally insured by NCUA. Daily balance of at least $5,000 required to obtain disclosed APY. 3 free withdrawals or transfers per calendar quarter, then $25 fee per additional withdrawal/transfer. $5 monthly inactivity fee after 1 year of no activity across Citadel accounts (waived if total deposits >= $500 or primary owner under 13).
Qualified rate · 1.30% interest rate
Rate by balance
Rate by balance for High Yield Savings Account Balance APY $5,000 – $9,999 1.30% $10,000 and upYour amount 3.30% Rate checked
More details - Sun East Federal Credit UnionGrow Money Market Account – New Money OnlyGrow Money Market Account – New Money Only · $2,500 min
Credit union · 6 branches
3.30%APY$330 a year on $10,000intro rateRequirements
Product: Limited-time consumer money market; credit union membership required. Opening and dividend-earning deposit is $2,500 new money with no maximum. New money means funds from another institution and not on deposit at Sun East within the prior 6 months. $10 monthly service/maintenance fee if the daily or average daily balance falls below $2,500 in a statement cycle.
Offer: New money only; limited-time offer. Dividend rate 3.15% and APY 3.30% for $2,500 to no max. Fee waived if minimum daily/average daily balance of $2,500 is maintained; otherwise $10 monthly fee. Failure to maintain minimum deposit could reduce earnings. Membership required.
Promotional rate · 3.15% interest rate · $10 monthly fee · Effective Sep 21, 2026
Rate checked
More details - Finanta Credit UnionMoney MarketMoney Market · $250 min · 3.04%–4.21% by balance
Credit union · 1 branch
3.30%APY$330 a year on $10,000Requirements
Product: Must be a Finanta Credit Union member. Dividends credited monthly.
Offer: No interest if balance goes below minimum
3.00% interest rate · No monthly fee
Rate by balance
Rate by balance for Money Market Balance APY $250 – $10,000 3.04% $10,000 – $25,000Your amountBumps down to lower rates if below balance minimum 3.30% $25,000 – $50,000Bumps down to lower rates if below balance minimum 3.82% $50,000 – $100,000Bumps down to lower rates if below balance minimum 4.07% $100,000 – $250,000Bumps down to lower rates if below balance minimum 4.21% $250,000 – $500,000Bumps down to lower rates if below balance minimum 4.21% $500,000 and upBumps down to lower rates if below balance minimum 4.21% Rate checked
More details - 3.25%APY$325 a year on $10,000with conditions
Requirements
Offer: With active iSAVE Free Checking
Qualified rate · 3.20% interest rate · Effective Sep 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Pennsylvania
434 accounts at 202 banks and credit unions · checked Nov 6–7
- Typical
- 0.25%
- Top 10% from
- 2.17%
- Credit unions, typical
- 0.25%
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Pennsylvania
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Freedom Credit UnionCredit union · 4 branches
- APCI Federal Credit UnionCredit union · 1 branch
- Corner PostCredit union · 1 branch