Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in San Antonio, TX metro
- Nizari Credit UnionNizari Savings PlusSavings · $1,000 min · 3.04%–4.00% by balance
Credit union · 1 branch
4.00%APY$400 a year on $10,000Requirements
Product: Minimum balance of $1,000.00 is required to receive the dividend. Dividends are compounded and paid monthly. No dividend will be paid if account is closed before month end.
3.93% interest rate · Effective Aug 1, 2026
Rate by balance
Rate by balance for Nizari Savings Plus Balance APY $1,000 – $250,000Your amount 4.00% $250,000 – $500,000 3.51% $500,000 – $1,000,000 3.35% Over $1,000,000 3.04% Rate checked
More details - 4.00%APY$400 a year on $10,000
Balance cap $49,999 · Effective Oct 14, 2026
Rate checked
More details - 3.85%APY$385 a year on $10,000
Requirements
Product: Limited to individuals with a Texas residential address. If you are not a Texas resident, you will be presented with an offer for the Star Savings Account.
Offer: Daily balance up to and including $1,000,000 will earn the disclosed APY. Texas residency required.
3.78% interest rate · No monthly fee · Effective Sep 30, 2026
Rate checked
More details - 3.65%APY$365 a year on $10,000
Requirements
Product: Offered under Texas Capital at Work. If an account remains unfunded for 25 business days, the bank reserves the right to close that account.
Offer: Applies to all balances.
3.58% interest rate
Rate checked
More details - 3.40%APY$340 a year on $10,000
Requirements
Product: Six withdrawals and/or transfers per quarterly statement cycle at no charge, thereafter $3 per transaction. Min. $100 daily balance required to avoid $5 quarterly service fee.
Offer: Available for all eligible Personal Savings Accounts in the Houston and San Antonio markets. $5 quarterly service fee avoided by maintaining a minimum $100 daily balance.
3.36% interest rate · Effective Sep 29, 2026
Rate checked
More details - CommunityAmerica Credit UnionAdvantage Money MarketAdvantage Money Market · $1,000 min
Credit union · 1 branch
3.20%APY$320 a year on $10,000Requirements
Product: Variable rate. Compounded daily and credited monthly. Requires maintaining the minimum daily balance required to earn the APY.
Offer: Subject to a $10 monthly fee if balance falls below $1,000 at any time.
3.15% interest rate · Compounded daily · $10 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 3.15%APY$315 a year on $10,000with conditions
Requirements
Offer: Max Rate. Must have a Momentum Max or Momentum Max Plus checking account with a minimum average daily balance of $50,000. Must have $40,000 in monthly merchant volume is required to receive rate. Rate based on prior-month balance and merchant service volume.
Qualified rate · 3.11% interest rate · Effective Oct 6, 2026
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More details - 3.02%APY$302 a year on $10,000
Rate by balance
Rate by balance for Velocity Money Market Balance APY Up to $24,999Your amount 3.02% Over $24,999 3.85% Rate checked
More details - Soarion Credit UnionHigh Yield SavingsSavings · $1,000 min · 1.00%–3.00% by balance
Credit union · 7 branches
3.00%APY$300 a year on $10,000Requirements
Product: Membership required. Minimum $1,000 opening deposit required.
Offer: Minimum $1,000 daily balance required to avoid $10 monthly service fee. Up to 6 free withdrawals or transfers per monthly statement cycle ($10 each additional). Dividends compounded and credited monthly.
3.00% interest rate · $10 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for High Yield Savings Balance APY Up to $25,000Your amount 3.00% Over $25,000 1.00% Rate checked
More details - 2.70%APY$270 a year on $10,000
Requirements
Product: Must become a member of PenFed Credit Union. Account holders must agree to electronic delivery of account opening disclosures and monthly statements.
2.67% interest rate · No monthly fee · Effective Oct 9, 2026
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More details - 2.65%APY$265 a year on $10,000with conditions
Requirements
Offer: Enhanced Rate. Must have a Momentum Max or Momentum Max Plus checking account with a minimum average daily balance of $50,000 is required to receive rate.
Qualified rate · 2.62% interest rate · Effective Oct 6, 2026
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More details - Texas Capital BankStar Money Market AccountStar Money Market Account · $500 min · 2.29%–3.11% by balance
Bank · 1 branch
2.29%APY$229 a year on $10,000Requirements
Product: Rates are for personal accounts only and subject to change at any time without notice. Interest is compounded daily on the collected balance and paid monthly. Minimum balance requirement of $500 to obtain the APY. Monthly service charge may be assessed when minimum balance requirements are not met. $100 minimum opening deposit for Money Market accounts.
Offer: Interest compounded daily and paid monthly. Variable rate subject to change. Minimum balance requirement of $500 to obtain the APY.
2.26% interest rate · Compounded daily
Rate by balance
Rate by balance for Star Money Market Account Balance APY $500 – $25,000Your amount 2.29% $25,000 – $100,000 2.29% $100,000 – $250,000 2.29% $250,000 – $500,000 2.29% $500,000 – $1,000,000 2.99% $1,000,000 – $3,000,000 2.99% $3,000,000 – $25,000,000 2.99% $25,000,000 and up 3.11% Rate checked
More details - Texas Capital BankStar Reserve Money Market AccountStar Reserve Money Market Account · $500 min · 2.29%–3.11% by balance
Bank · 1 branch
2.29%APY$229 a year on $10,000Requirements
Product: Private Bank deposit rates. Interest on money market accounts is compounded daily on the collected balance and paid monthly. Rates are subject to change at any time without notice.
Offer: Interest compounded daily on the collected balance and paid monthly.
2.26% interest rate · Compounded daily
Rate by balance
Rate by balance for Star Reserve Money Market Account Balance APY $500 – $25,000Your amount 2.29% $25,000 – $100,000 2.29% $100,000 – $250,000 2.29% $250,000 – $500,000 2.29% $500,000 – $1,000,000 2.99% $1,000,000 – $3,000,000 2.99% $3,000,000 – $25,000,000 2.99% $25,000,000 and up 3.11% Rate checked
More details - Texas Capital BankFamily Office Star Money MarketFamily Office Star Money Market · $500 min · 2.29%–3.11% by balance
Bank · 1 branch
2.29%APY$229 a year on $10,000Requirements
Product: Private Bank deposit rates. Interest on money market accounts is compounded daily on the collected balance and paid monthly. Rates are subject to change at any time without notice.
Offer: Interest compounded daily on the collected balance and paid monthly.
2.26% interest rate · Compounded daily
Rate by balance
Rate by balance for Family Office Star Money Market Balance APY $500 – $25,000Your amount 2.29% $25,000 – $100,000 2.29% $100,000 – $250,000 2.29% $250,000 – $500,000 2.29% $500,000 – $1,000,000 2.99% $1,000,000 – $3,000,000 2.99% $3,000,000 – $25,000,000 2.99% $25,000,000 and up 3.11% Rate checked
More details - Nizari Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 2.27%–3.61% by balance
Credit union · 1 branch
2.27%APY$227 a year on $10,000Requirements
Product: No monthly fee with a minimum balance of $2,500; otherwise, $10 per month. Up to six withdrawals or transfers per month; $5 per transaction above six. Dividends are paid monthly; no dividend paid if account is closed before month end.
Offer: No monthly fee with a minimum balance of $2,500; otherwise, $10 per month. Up to six withdrawals or transfers per month; $5 per transaction above six. Dividends are paid monthly; no dividend paid if account is closed before month end.
2.25% interest rate · $10 monthly fee · Effective Mar 31, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $100,000Your amount 2.27% $100,000 – $500,000 2.32% $500,000 – $1,500,000 3.45% $1,500,000 – $2,500,000 3.45% $2,500,000 – $4,500,000 3.51% $4,500,000 – $13,000,000 3.56% Over $13,000,000 3.61% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in San Antonio, TX metro
133 accounts at 50 banks and credit unions · checked Oct 6–22
- Typical
- 0.25%
- Top 10% from
- 2.29%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.25%
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San Antonio, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Nizari Credit UnionCredit union · 1 branch
- PenFed Credit UnionCredit union · 4 branches
- CommunityAmerica Credit UnionCredit union · 1 branch