Compare Bank & Credit Union Rates
Best savings rates in West Virginia
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in West Virginia
- 1.40%APY$140 a year on $10,000
Requirements
Product: Rates after the account is opened.
0.00% interest rate
Rate by balance
Rate by balance for Money Fund Balance APY Up to $10,000 0.00% $10,000 – $50,000Your amount 1.40% $50,000 – $100,000 1.90% $100,000 and up 2.40% Rate checked
More details - 1.25%APY$125 a year on $10,000
Requirements
Product: Variable rate as high as 1.25% APY.
Offer: Variable Rate as high as 1.25% APY.
Rate checked
More details - 1.25%APY$125 a year on $10,000
Rate checked
More details - Patriot Federal Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 1.10%–2.00% by balance
Credit union · 1 branch
1.20%APY$120 a year on $10,000Requirements
Product: Earn a higher dividend rate than in a standard savings account if you have a balance of at least $2,500. Tiered rate structure offers members with higher balances an increased dividend rate on deposits. Unlimited deposits and withdrawals, check writing capabilities.
Offer: Rates are variable and are subject to change at any time.
No monthly fee · Effective Sep 28, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 and up 1.10% $10,000 and upYour amount 1.20% $25,000 and up 1.40% $100,000 and up 1.70% $250,000 and up 2.00% Rate checked
More details - 1.15%APY$115 a year on $10,000with conditions
Requirements
Product: Requires linked FNB Kickback Checking or FNB Platinum Checking account. Limit of 1 account per Social Security Number. Free eStatements.
Offer: Qualifications met: at least 12 debit card purchases post and settle per statement cycle, enrolled in and agreed to receive eStatements, enrolled in and log into online banking, and maintain a valid email address on record.
Qualified rate · Balance cap $100,000 · No monthly fee · Effective Oct 9, 2025
Rate checked
More details - WEE Federal Credit UnionRegular SharesSavings · $100 min · 1.01%–1.26% by balance
Credit union · 1 branch
1.11%APY$111 a year on $10,000Requirements
Offer: Paid quarterly
1.00% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Regular Shares Balance APY $100 – $10,000 1.01%* $10,000 – $50,000Your amount 1.11%* $50,000 and up 1.26%* Rate checked
More details - 1.01%APY$101 a year on $10,000intro rate
Requirements
Product: A $25.00 deposit establishes membership and enables access to financial services. Withdrawals over $50,000.00 require up to 3 business days.
Offer: Applicable through October 2026 for balances of $100.00 or more.
Promotional rate · 1.00% interest rate
Rate checked
More details - WEPCO Federal Credit UnionMoney Market AccountsMoney Market Accounts · $2,500 min · 1.00%–2.02% by balance
Credit union · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: Minimum deposit of $2,500.00 required.
1.00% interest rate · Effective Jan 1, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY $2,500 – $50,000Your amount 1.00% $50,000 – $75,000 1.26% $75,000 – $125,000 1.51% $125,000 – $175,000 1.71% $175,000 – $250,000 1.81% $250,000 – $500,000 1.91% $500,000 and up 2.02% Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Packaged account with Premier Checking; both accounts must be opened and maintained. Paperless statements required via online banking enrollment to avoid statement processing fee.
Offer: Tier 2 rate applies to daily balance of $24,999.99 or less. Must be packaged with Premier Checking.
Qualified rate · 1.00% interest rate · Effective Aug 3, 2026
Rate by balance
Rate by balance for Premier Savings Balance APY Up to $25,000Your amount 1.00% $25,000 and up 2.02% Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Must be paired with a linked Kasasa Cash or Kasasa Cash Back checking account. Qualifying for Kasasa Cash or Kasasa Cash Back rewards automatically qualifies for the highest Kasasa Saver rate. Monthly qualification cycle requires at least 12 debit card purchases, enrollment in and agreement to receive e-statements, and enrollment/login to online banking. Limit one account per social security number. Variable rate. No recurring monthly maintenance fees.
Offer: When Kasasa Cash or Kasasa Cash Back qualifications are met during the Monthly Qualification Cycle.
Qualified rate · 1.00% interest rate · No monthly fee · Effective Apr 10, 2023
Rate by balance
Rate by balance for Free Kasasa Saver Balance APY Up to $50,000Your amount 1.00% $50,000 and up 0.40% Rate checked
More details - West Virginia Federal Credit UnionSuper Saver Savings AccountsSavings · $5,000 min · 0.00%–1.50% by balance
Credit union · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: Six withdrawals per calendar month without fee. Dividends calculated by the daily balance method and paid monthly.
Offer: Tier 1 rate tier. Dividends calculated by daily balance method (paid monthly). Six withdrawals per calendar month without fee.
0.00% interest rate · Effective Mar 18, 2026
Rate by balance
Rate by balance for Super Saver Savings Accounts Balance APY Up to $5,000 0.00% $5,000 – $10,000Tier 2 rate tier. 0.50% $10,000 – $25,000Your amountTier 3 rate tier. 1.00% $25,000 – $50,000Tier 4 rate tier. 1.25% $50,000 and upTier 5 rate tier. 1.50% Rate checked
More details - Element FCUHigher Rate Savings AccountSavings · $100 min · 0.25%–2.49% by balance
Credit union · 4 branches
1.00%APY$100 a year on $10,000Requirements
Product: No monthly maintenance fees. Minimum opening balance requirement = $100; ongoing minimum monthly balance requirement = $100.
Offer: Ongoing minimum monthly balance requirement = $100.
0.25% interest rate · No monthly fee
Rate by balance
Rate by balance for Higher Rate Savings Account Balance APY $100 – $1,000 0.25% $1,000 – $5,000 0.50% $5,000 – $50,000Your amount 1.00% $50,000 – $250,000 1.75% Over $250,000 2.49% Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Linked to Kasasa Cash or Kasasa Cash Back checking account. Rewards automatically transfer into Kasasa Saver. Free online, mobile, and telephone banking. No monthly fees. $50 minimum deposit to get started.
Offer: Applies to balances up to $49,999.99 when qualifications are met in linked Kasasa Cash or Kasasa Cash Back checking (at least 1 direct deposit/automatic debit, at least 12 debit card purchases, enroll and log in to online banking). (Page 47 states up to $50,000).
Qualified rate · Balance cap $49,999.99 · No monthly fee
Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 9 branches
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - West Virginia Central Federal Credit UnionPremium Savings (Share) AccountSavings · $2,000 min · 0.80%–1.50% by balance
Credit union · 3 branches
0.95%APY$95 a year on $10,000Requirements
Product: Dividends paid monthly based on tier amount on deposit. No restrictions on withdrawals. If balance falls below $2,000.00, dividend is paid at the Regular Share Rate.
Offer: Dividends paid monthly.
0.80% interest rate · Effective Feb 21, 2024
Rate by balance
Rate by balance for Premium Savings (Share) Account Balance APY $2,000 – $10,000 0.80% $10,000 – $25,000Your amount 0.95% $25,000 – $50,000 1.05% $50,000 – $100,000 1.20% $100,000 – $200,000 1.35% $200,000 and up 1.50% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in West Virginia
170 accounts at 82 banks and credit unions · checked Oct 16–22
- Typical
- 0.10%
- Top 10% from
- 1.25%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.20%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
West Virginia
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- CommunityAmerica Credit UnionCredit union · 1 branch
- First Peoples Community Federal Credit UnionCredit union · 2 branches
- WEPCO Federal Credit UnionCredit union · 2 branches