Credit union · NCUA insured
Putnam School Employees Federal Credit Union
A $14.1M credit union headquartered in Eleanor, WV, with 1,892 members and 1 branch in West Virginia. Best rates: savings 1.01% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: no accounts of this kind found on its website. Auto loans: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all). Credit cards: no rates found on its website.
- Savings861.01%at $1,000Savings rates →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Putnam School Employees Federal Credit Union
Founded on November 9, 1972, Putnam School Employees Federal Credit Union was chartered to serve the employees of the Putnam County Board of Education.
The member-owned cooperative financial institution is headquartered in Eleanor, West Virginia.
- Headquarters
- 101 Roosevelt Blvd, Eleanor, WV 25070
- NCUA charter
- 21107
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Membership is open to employees of City of Hurricane.
- Membership is open to employees of City of Winfield.
- Membership is open to employees of Putnam County Commission.
- Membership is open to employees of Putnam County Schools.
- Membership is open to employees of Solid Waste Authority.
Family and household
- Membership is extended to all family members of employees of qualifying select employee groups.
Branches
1 branch in West Virginia
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West Virginia
1 branch
- Putnam Career And Tech CenterMain office101 Roosevelt Blvd, Eleanor, WV 25070Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 21.00% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.14% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 3.87% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $60 | $59 | — |
- CapitalNet worth ratio21.00%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.14%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets3.87%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$60Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Putnam School Employees Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.