Bank · FDIC insured
Davis Trust Savings Rates
Davis Trust’s best savings rate is 0.50% APY on $10,000, with its Money Market (Hi-Fi) Account. Rates checked October 22, 2026.
How Davis Trust’s savings rates compare
Compared with banks and credit unions near Elkins, WV, where Davis Trust has the most branches. $10,000, best rate first.
This bank’s best
Davis Trust
0.50%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $50
Money Market (Hi-Fi) Account
Top rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
2nd-highest rate
Highlands Bank
1.00%APY
- Requires
- Monthly account activity
- Minimum
- $5
- Earns on $10,000 a year
- $100
Davis Trust savings score
79
Savings score
Higher than 48% of U.S. banks and credit unions
- $1,000 balance$1,0000.50%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0000.50%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Davis Trust ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
ICS SAV
4.33%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100,000 and up | 4.33% | — |
Sources (1)
- davistrust.com/about-us/bank-rates-fees · captured Oct 9, 2026
ICS DDA
4.18%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $245,000 and up | 4.18% | — |
Sources (1)
- davistrust.com/about-us/bank-rates-fees · captured Oct 9, 2026
Money Market (Hi-Fi) Account
0.50%APY
Fees may reduce earnings. The interest rate may change after this account is opened.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 and upInterest rate may change after account is opened. Fees may reduce earnings.$1,000 and up | 0.50% | $50 | Interest rate may change after account is opened. Fees may reduce earnings. |
Sources (1)
- davistrust.com/about-us/bank-rates-fees · captured Oct 4, 2026
Statement Savings
0.25%APY
Three free withdrawals per month; $1.00 excessive withdrawal fee for each additional withdrawal. Account is limited to six transactions per month. $10.00 per month dormant account fee (no activity for 6 months) charged if balance is below $100.00. Interest rate and APY may change after opening.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRate table lists $100.00 to open / no minimum to obtain APY; product description states minimum deposit of $50.00 to open.Any balance | 0.25% | $25 | Rate table lists $100.00 to open / no minimum to obtain APY; product description states minimum deposit of $50.00 to open. |
Sources (2)
All captured Oct 9, 2026
Special-purpose accounts
Christmas Club
2.50%APY
Accounts mature in September. Total savings based on 50 deposits of chosen amount ($1.00 to $40.00 weekly). Interest accrues on daily balance and is paid at maturity providing all 50 payments have been made. Early closure prior to maturity incurs a $10.00 fee and forfeiture of accrued interest.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balancePaid at maturity providing all 50 payments have been made.Any balance | 2.50% | $250 | Paid at maturity providing all 50 payments have been made. |
Sources (2)
All captured Oct 9, 2026
Individual Retirement Accounts (IRA)
1.10%APY · 1 term
Fixed term / variable rate Traditional or Roth IRA accounts. Rate is set on the 36-month Certificate of Deposit rate that is updated weekly and credited quarterly. Penalty for early withdrawal may apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months12 Month Maturity IRA Variable Rate | 1.10% | $110 |
Sources (2)
All captured Oct 9, 2026
Health Savings Account
0.30%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.30% | $30 |
Sources (1)
- davistrust.com/about-us/bank-rates-fees · captured Oct 9, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.