Compare Bank & Credit Union Rates
Best savings rates in Tennessee
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 91–105 results in Tennessee
- First South FinancialMoney MarketMoney Market · $0 min · 0.70%–2.64% by balance
Credit union · 14 branches
0.80%APY$80 a year on $10,000Requirements
Product: The minimum required to open the above accounts is the same as the minimum required to earn corresponding interest. Unlimited deposits and up to 6 transfers or withdrawals per month at no charge (per withdrawal charge starting with 7th withdrawal).
Effective Oct 15, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.70% $2,500 – $15,000Your amount 0.80% $15,000 – $25,000 0.90% $25,000 – $50,000 1.00% $50,000 – $100,000 1.10% $100,000 – $249,999 1.20% $250,000 – $499,999 2.14% $500,000 and up 2.64% Rate checked
More details - Carroll Bank & TrustTwin Oaks Flex Money Market Savings AccountTwin Oaks Flex Money Market Savings Account · $10,000 min · 0.00%–4.00% by balance
Bank · 10 branches
0.80%APY$80 a year on $10,000Requirements
Product: Variable rate account where rate moves with the Wall Street Journal Prime Rate (tiered interest rate may increase or decrease a minimum of 0.10% APY with each 0.25% change in WSJ Prime Rate). Three withdrawals allowed per statement cycle; more than three withdrawals will result in a $7.50 service charge. Inactive accounts over 12 months with balance less than $50.00 charged $5.00 per month.
Offer: Tier 1: Daily balance $0.00 to $9,999.99.
0.00% interest rate · Effective Sep 21, 2026
Rate by balance
Rate by balance for Twin Oaks Flex Money Market Savings Account Balance APY Up to $10,000 0.00% $10,000 – $50,000Your amount 0.80% $50,000 – $100,000 1.10% $100,000 – $250,000 1.55% $250,000 – $500,000 2.90% $500,000 and up 4.00% Rate checked
More details - Northeast Community Credit UnionMoney MarketMoney Market · $0 min · 0.75%–1.30% by balance
Credit union · 4 branches
0.80%APY$80 a year on $10,000Requirements
Product: Minimum daily balance of $2,500 required to avoid monthly service fee. Rates subject to change. Up to six checks per statement period without a fee.
Offer: Balance tier: Below $10,000
Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.75% $10,000 – $25,000Your amount 0.80% $25,000 – $50,000 0.90% $50,000 – $100,000 1.00% $100,000 – $200,000 1.20% $200,000 and up 1.30% Rate checked
More details - Elizabethton Federal Savings BankHigh Yield SavingsSavings · $0 min · 0.10%–2.02% by balance
Bank · 5 branches
0.80%APY$80 a year on $10,000Requirements
Product: Tiered interest-bearing account compounded daily with unlimited withdrawal and deposit transactions and quarterly statements.
Offer: Tier 1
0.10% interest rate · Compounded daily
Rate by balance
Rate by balance for High Yield Savings Balance APY Up to $10,000 0.10% $10,000 – $100,000Your amountTier 2 0.80% $100,000 – $200,000Tier 3 1.01% $200,000 and upTier 4 2.02% Rate checked
More details - Skyline Credit UnionMoney Market Investment AccountMoney Market Investment Account · up to $10,000
Credit union · 1 branch
0.80%APY$80 a year on $10,000Requirements
Offer: Tier 2 – As of the last dividend declaration date, balance under $10,000.00
0.80% interest rate · Effective May 1, 2026
Rate checked
More details - First Community BankCommunity Money MarketCommunity Money Market · $0 min · 0.75%–1.00% by balance
Bank · 2 branches
0.75%APY$75 a year on $10,0000.75% interest rate
Rate by balance
Rate by balance for Community Money Market Balance APY Any balance 0.75% $10,000 and upYour amount 0.75% $25,000 and up 0.75% $50,000 and up 0.75% $100,000 and up 1.00% $250,000 and up 1.00% $500,000 and up 1.00% $1,000,000 and up 1.00% Rate checked
More details - First Bank & Trust CompanyMoney Market AccountMoney Market Account · $2,500 min · 0.10%–1.11% by balance
Bank · 6 branches
0.75%APY$75 a year on $10,000Requirements
Product: Open an account with $2,500. Pay no fees regardless of balance. Interest rates will be paid on the entire balance based on the applicable rate tier. Earn competitive interest on balances of $1,500 or greater.
Offer: Average daily balance range $1,500.00 - $2,499.99.
0.10% interest rate · No monthly fee · Effective May 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,500 – $2,500 0.10% $2,500 – $10,000 0.50% $10,000 – $25,000Your amount 0.75% $25,000 – $100,000 0.80% $100,000 – $500,000 1.00% $500,000 and up 1.11% Rate checked
More details - Centennial BankMoney Market AccountMoney Market Account · $2,500 min · 0.60%–3.75% by balance
Bank · 15 branches
0.75%APY$75 a year on $10,000Requirements
Product: Avoid $10 monthly minimum balance fee by maintaining a $2,500 minimum daily balance. Account subject to loss of earnings for the statement cycle if minimum balance is not maintained. 6 free withdrawals per month ($5 per withdrawal thereafter). Earnings are paid monthly based on average balance.
Offer: Avoid $10 monthly minimum balance fee with $2,500 minimum daily balance; earnings paid monthly based on average balance and subject to loss if minimum balance is not maintained.
0.60% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $10,000 0.60% $10,000 – $25,000Your amount 0.75% $25,000 – $50,000 0.85% $50,000 – $100,000 1.75% $100,000 – $250,000 3.60% $250,000 and up 3.75% Rate checked
More details - 0.75%APY$75 a year on $10,000with conditions
Requirements
Product: Must have a linked Kasasa Cash or Kasasa Cash Back checking account. Limit 1 Kasasa Saver account per Social Security number. Valid email address required. To qualify for reward rates, the linked Kasasa checking account must meet monthly qualifications: at least 1 ACH credit/debit transaction, at least 12 debit card purchases post and settle, and enrollment in e-statements.
Offer: Qualifying rate tier for balances up to $20,000 when monthly qualifications are met in linked Kasasa Cash or Kasasa Cash Back account.
Qualified rate · No monthly fee · Effective Dec 13, 2023
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $20,000Your amount 0.75% $20,000 and up 0.30%* Rate checked
More details - 0.75%APY$75 a year on $10,000with conditions
Requirements
Product: Linked Kasasa Cash or Kasasa Cash Back checking account required. Limit 1 account per Social Security Number. No recurring monthly maintenance charges or fees to open or close.
Offer: When qualifications are met in linked Kasasa Cash or Kasasa Cash Back account (at least 1 bill pay/ACH, at least 12 debit card purchases, enrolled in online banking and e-statements).
Qualified rate · 0.75% interest rate · No monthly fee · Effective Apr 23, 2019
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $25,000Your amount 0.75% Over $25,000APY ranges from 0.75% to 0.35% depending on balance. 0.35% Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: Rates subject to change at any time. APY based on assumption that minimum balances and other requirements are met. Dividends compounded monthly.
Offer: Tier: Under $25,000. Dividends compounded monthly.
0.75% interest rate · Compounded monthly · Balance cap $25,000 · Effective Dec 1, 2025
Rate checked
More details - Old Hickory Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.70%–0.80% by balance
Credit union · 7 branches
0.70%APY$70 a year on $10,000Requirements
Product: Tiered dividend rates based on account balance. Dividends are compounded and paid monthly. Minimum balance of $25 required to establish membership.
0.70% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $50,000Your amount 0.70% $50,000 – $100,000 0.70% $100,000 – $200,000 0.80% Over $200,000 0.80% Rate checked
More details - FirstBankMoney Market TieredMoney Market Tiered · $2,500 min · 0.00%–0.75% by balance
Bank · 67 branches
0.65%APY$65 a year on $10,000Requirements
Product: Tiered interest rate account. $10 minimum balance fee imposed every month the daily balance falls below $2,500.00. Six free withdrawals or transfers per statement cycle ($2 per transaction over 6). Applicant must be 18 years of age or older.
Offer: Tier 1: Daily balances of $0.00 to $2,499.99 earn 0.00% interest rate and 0.00% APY. Monthly fee of $10 applies if daily balance falls below $2,500.00.
0.00% interest rate · $10 monthly fee · Effective Sep 23, 2026
Rate by balance
Rate by balance for Money Market Tiered Balance APY Up to $2,500 0.00% $2,500 – $10,000 0.65% $10,000 – $100,000Your amount$10 fee waived if daily balance remains at or above $2,500.00. 0.65% $100,000 – $250,000$10 fee waived if daily balance remains at or above $2,500.00. 0.70% $250,000 and up$10 fee waived if daily balance remains at or above $2,500.00. 0.75% Rate checked
More details - First Community BankCommunity SavingsSavings · $10,000 min · 0.60%–1.51% by balance
Bank · 2 branches
0.60%APY$60 a year on $10,000Requirements
Product: Interest is compounded and credited quarterly. Standard $12 quarterly maintenance fee waived with a $100 minimum daily balance. Limited to 6 transfers/withdrawals per statement cycle.
0.60% interest rate · Effective Sep 17, 2025
Rate by balance
Rate by balance for Community Savings Balance APY $10,000 and upYour amount 0.60% $25,000 and up 0.75% $50,000 and up 1.51% $100,000 and up 1.51% $250,000 and up 1.51% $500,000 and up 1.51% $1,000,000 and up 1.51% Rate checked
More details - SouthEast BankPremium Money Market Savings AccountPremium Money Market Savings Account · $2,500 min · 0.60%–3.75% by balance
Bank · 14 branches
0.60%APY$60 a year on $10,000Requirements
Product: Interest is calculated based on the account's total daily balance and is credited monthly. Withdrawals limited to six (6) items per month. There will be no fee imposed for excessive withdrawals, though excessive withdrawals may result in conversion to a transaction account. Monthly service fee of $12 is waived with a minimum daily balance of $2,500.
Offer: Monthly service fee of $12 is waived with a minimum daily balance of $2,500.
$12 monthly fee · Effective Sep 24, 2026
Rate by balance
Rate by balance for Premium Money Market Savings Account Balance APY Up to $100,000Your amount 0.60% $100,000 – $250,000 1.25% $250,000 – $500,000 2.50% $500,000 – $1,000,000 3.00% $1,000,000 – $5,000,000 3.50% $5,000,000 and up 3.75% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Tennessee
385 accounts at 153 banks and credit unions · checked Oct 15–22
- Typical
- 0.20%
- Top 10% from
- 2.00%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.20%
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Tennessee
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Knoxville TVA Employees Credit UnionCredit union · 24 branches
- LGWFCUCredit union · 1 branch
- Bowater Credit UnionCredit union · 5 branches