Best savings rates in Asheville, NC

Requirements

Product: No long-term commitment. No minimum transactions required.

Requirements

Product: Only available as a consumer account. Bonus rate of 0.25% APY applies when the Tax Reported Owner is the Tax Reported Owner of an Ultra Checking account or Free Checking account with an average monthly balance of at least $1.00.

Offer: Standard tier rate.

Requirements

Product: Gateway to membership; member must maintain $5 par value. All share accounts are variable rate.

Offer: No minimum balance to earn dividends.

Requirements

Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.

Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.

Requirements

Product: Membership in SECU requires opening a Share Account. Must maintain a $25 minimum balance to avoid monthly maintenance fee and maintain membership. A $1 monthly maintenance fee is charged if the account is below $25 on the statement date.

Offer: Dividends accrue when balance is greater than zero; $1 monthly fee if balance falls below $25 minimum balance on statement date.

Requirements

Product: Quarterly service charge is refunded within 3 business days when linked to Essential Checking account or Advantage Checking account or if the daily balance is at least $250; otherwise a $5 quarterly service charge is applied.

Requirements

Product: Must be a Civic member. Minimum opening deposit $5. Monthly service fee of $1 if balance falls below $5.

Offer: $1 fee each month balance is below $5. Minimum balance to earn APY is $1.

Requirements

Product: Must be a Civic member. Automated savings account with distribution to Select Savings Account in March or October. No maintenance fees.

Offer: No maintenance fees. Minimum deposit of $1 to open account and earn dividends.

Requirements

Product: One account per customer. No minimum balance required. Digital statements must be activated and either have an open Movement Rewards Checking Account or maintain a minimum daily balance of $15,000 to earn qualifying rates.

Offer: Entire balance earns 0.25% APY if monthly qualifications are not met during statement cycle.

Requirements

Product: Money market savings account with check writing flexibility. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($10.00 fee per excessive withdrawal over 6). $3.00 monthly paper statement fee avoided with eStatements.

Offer: Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period.

Requirements

Product: Membership eligibility required (affiliated military/veteran organizations and groups); requires opening a share/savings account with a $25.00 minimum deposit and paying a $2.00 one-time membership fee.

Offer: $1,000.00 minimum balance required.

Requirements

Product: Main account for every credit union member (Regular Membership Share). $5 deposit remains on hold throughout the length of membership.

Offer: $5 minimum balance to earn dividends. Dividends credited and compounded monthly.

Requirements

Product: Special designated savings account needs such as taxes, tuition, vacation, down payments; interest accrued daily and paid monthly.

Requirements

Product: Membership share account; interest accrued daily and paid monthly. Minimum opening deposit $5.00.

Requirements

Product: Dividends are calculated daily and paid quarterly. $10.00 fee for any withdrawals over 6 per quarter.