Compare Bank & Credit Union Rates
Best savings rates in New York
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 316–330 results in New York
- 0.25%APY$25 a year on $10,000
Requirements
Product: Membership required for eligibility. Minimum balance requirement $5.00. Dividend on average daily balances of $100. Rates approved monthly and subject to change without notice.
Offer: Dividend on average daily balances of $100. Minimum balance requirement $5.00.
Effective Sep 21, 2026
Rate checked
More details - Oswego Teachers Employees Federal Credit UnionMiscellaneous and TravelSavings · $0 min
Credit union · 1 branch
0.25%APY$25 a year on $10,0000.25% interest rate
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Day-of-deposit, day-of-withdrawal savings account. Minimum share balance to be a member of the Credit Union is $5.00.
0.25% interest rate
Rate checked
More details - First Heritage Federal Credit UnionMoney MarketMoney Market · $2,500 min · 0.25%–1.26% by balance
Credit union · 6 branches
0.25%APY$25 a year on $10,000Requirements
Product: Membership eligibility required. Member forfeits dividends if account is closed before dividends accrue.
0.25% interest rate · Effective Sep 23, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $49,999Your amount 0.25% $50,000 – $99,999 0.65% $100,000 – $249,999 1.00% $250,000 and up 1.26% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: A $5.00 minimum deposit is required to establish and maintain your membership. Must maintain a minimum balance of $25.00 each day to obtain the disclosed APY. No monthly service fees.
Offer: Must maintain a minimum balance of $25.00 in your account each day to obtain the disclosed annual percentage yield for that day. Prime share savings minimum balance is $5.00. No monthly service fees.
0.25% interest rate · No monthly fee · Effective Jun 7, 2018
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Other share accounts (vacation, taxes etc.) can be opened and closed at any time. Dividends earned on balances greater than $25.
Offer: Must maintain a minimum balance of $25.00 in your account each day to obtain the disclosed annual percentage yield for that day. Covers Vacation Clubs / other share accounts.
0.25% interest rate · Effective Jun 7, 2018
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Provides convenient access to savings with telephone banking, mobile banking, online banking and a Ridgewood ATM card. Fees charged on some accounts may reduce earnings. Rates and terms subject to change without notice.
0.25% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Encourages savings by limiting withdrawals to in-person visits. Customers can make as many in-person deposits and withdrawals as they'd like. Automatic savings feature available to set up automated deposits. Fees charged on some accounts may reduce earnings. Rates and terms subject to change without notice.
0.25% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000intro rate
Requirements
Product: Variable rate account; rates may change after account opening. Dividends are compounded and credited monthly; accounts must remain open through the end of the dividend period to receive accrued dividends.
Offer: Dividends compounded and credited monthly; account must remain open through month-end to receive dividends.
Promotional rate · Effective Oct 1, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Requires membership eligibility and a $5 minimum deposit at account opening. Variable rate account; rates subject to change without notice. Fees can reduce earnings.
Offer: Minimum balance to earn dividends is $0.01. $5 minimum deposit required at account opening.
0.25% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Allows saving for specific goals with automatic deposit options. Withdrawals allowed at any time. Variable rate account; rates subject to change without notice. Membership eligibility required. Fees can reduce earnings.
Offer: Minimum balance to earn dividends is $0.01.
0.25% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: A deposit of one share ($5.00) is required for membership. Dividends are declared and paid quarterly by the Board of Directors on the average daily balance. Inactive accounts (no deposit or withdrawal for 24+ months) are charged a $15.00 quarterly fee.
Offer: Dividends earned on average daily balance and paid quarterly; APY assumes dividends remain on deposit for one year.
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: $5.00 monthly maintenance service charge if daily balance falls below $300.00 during a statement cycle. Maximum 6 covered transactions per statement cycle.
0.25% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: $5.00 monthly maintenance service charge if daily balance falls below $500.00 during a statement cycle. Transfers by preauthorized, automatic, or computer order are not permitted.
0.25% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000with conditions
Requirements
Product: Open through eBranch. Available to individual members (Business Accounts are not eligible). No minimum deposit or balance required. No monthly fee. Funds can be transferred to/from Power Checking (transfers to other accounts not permissible). Funds may not be used for overdraft protection. Accounts closed before end of month forgo interest. Member Service-assisted transactions incur a fee.
Offer: One-Star Award: Maintain a Power Checking Account.
Qualified rate · 0.25% interest rate · No monthly fee · Effective Apr 15, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in New York
717 accounts at 293 banks and credit unions · checked Oct 16–23
- Typical
- 0.20%
- Top 10% from
- 2.72%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.25%
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New York
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Ontario Shores FCUCredit union · 5 branches
- Quorum Federal Credit UnionCredit union · 1 branch
- SJP Federal Credit UnionCredit union · 1 branch