Compare Bank & Credit Union Rates
Best savings rates in New York
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 151–165 results in New York
- 1.01%APY$101 a year on $10,000
Requirements
Product: Open to employees of the Mamaroneck or Rye Neck school system and their immediate family members. Must fill out membership application and provide government photo identification.
Offer: Dividends are paid quarterly.
1.00% interest rate
Rate checked
More details - ONE Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.00%–1.26% by balance
Credit union · 3 branches
1.01%APY$101 a year on $10,000Requirements
Product: Minimum balance of $2,500.00 to earn dividends and avoid monthly fee. Up to 5 withdrawals permitted per month; $10.00 fee applies for each withdrawal in excess of 5 per month. $10.00 per month fee if balance falls below $2,500.00.
Offer: $10.00 fee per month applies when balance is below the $2,500.00 minimum balance requirement. Up to 5 withdrawals per month ($10.00 each for excess withdrawals).
0.00% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.00%* $2,500 – $20,000Your amount 1.01%* $20,000 – $75,000$10.00 monthly fee is waived when maintaining the $2,500.00 minimum balance. 1.11%* $75,000 and up$10.00 monthly fee is waived when maintaining the $2,500.00 minimum balance. 1.26%* Rate checked
More details - Mohawk Valley Federal Credit UnionMoney MarketMoney Market · $2,500 min · 1.01%–1.21% by balance
Credit union · 2 branches
1.01%APY$100 a year on $10,0001.00% interest rate · Effective Apr 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 and upYour amount 1.01% $25,000 and up 1.21% Rate checked
More details - Solutions Credit UnionMoney Market AccountsMoney Market Accounts · $2,500 min
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Minimum balance required to maintain a money market account is $2,500. Dividends are paid quarterly based on the daily average balance. No restrictions on deposits or withdrawals. If balance falls below minimum, account will be closed.
Offer: $2,500.00 minimum
1.00% interest rate
Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: Must be 18 years of age or older and an Oswego County Federal Credit Union member with accounts in good standing. Business and Trust accounts are not eligible.
Offer: Dividend earned if held for full 12-month term. Each $25 deposit (up to $250 per month) earns an entry into monthly (up to $100) and quarterly (up to $5,000) cash prize drawings (up to 10 entries per month).
Rate checked
More details - Visions Federal Credit UnionFlex Money MarketFlex Money Market · $5,000 min · 1.00%–2.00% by balance
Credit union · 33 branches
1.00%APY$100 a year on $10,0001.00% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for Flex Money Market Balance APY Up to $100,000Your amount 1.00% $100,000 – $250,000 1.25% $250,000 – $500,000 1.50% $500,000 – $1,000,000 1.75% $1,000,000 and up 2.00% Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: Maintenance fee applies only when account balance falls below $200 minimum balance any day during the month. Accounts with $0 balance for 30 days will be automatically closed.
Offer: Credit frequency: Quarterly. Daily collected balance method. The APY is paid on the full balance for that tier. Monthly maintenance fee of $5 waived with minimum balance of $200.
1.00% interest rate · $5 monthly fee · Effective Sep 21, 2026
Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: The dividend rate and annual percentage yield may change every quarter. The dividend rate for your account will be equal to the average of the past three months’ dividend rates on the 6-Month Term Certificate Account. The minimum balance required to open this account is $100. If the balance in this account drops below $100 on any day, the account will be closed and the remaining balance will be transferred to a Share Savings account.
Offer: The dividend rate and annual percentage yield may change every quarter. The dividend rate for your account will be equal to the average of the past three months’ dividend rates on the 6-Month Term Certificate Account. The minimum balance required to open this account is $100. If the balance in this account drops below $100 on any day, the account will be closed and the remaining balance will be transferred to a Share Savings account.
0.98% interest rate · Effective Oct 5, 2026
Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Offer: when paired with a 3-, 4-, 5-year certificate
Qualified rate · 1.00% interest rate · Effective Dec 1, 2020
Rate checked
More details - Broadview Federal Credit UnionMoney MarketMoney Market · $1 min · 0.10%–3.05% by balance
Credit union · 61 branches
1.00%APY$100 a year on $10,000Requirements
Product: Broadview membership is required. A $1 initial deposit is required to open an account. Rates are variable and may change after account is opened. Fees and other conditions may reduce earnings.
Offer: Rate is variable and may change after account is opened.
0.10% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.10% $2,500 – $10,000 0.75% $10,000 – $25,000Your amount 1.00% $25,000 – $50,000 1.50% $50,000 – $100,000 1.90% $100,000 – $250,000 2.25% $250,000 – $500,000 2.50% $500,000 – $1,000,000 2.75% $1,000,000 and up 3.05% Rate checked
More details - Broadview Federal Credit UnionHigh Yield SavingsSavings · $0 min · 0.10%–3.05% by balance
Credit union · 61 branches
1.00%APY$100 a year on $10,000with conditionsRequirements
Product: Features tiered rate structure: the more you save, the more you earn. Broadview membership required. Rate may be variable and subject to change.
Qualified rate · 0.10% interest rate · No monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for High Yield Savings Balance APY Up to $2,500 0.10% $2,500 – $10,000 0.75% $10,000 – $25,000Your amount 1.00% $25,000 – $50,000 1.50% $50,000 – $100,000 1.90% $100,000 – $250,000 2.25% $250,000 – $500,000 2.50% $500,000 – $1,000,000 2.75% $1,000,000 and up 3.05% Rate checked
More details - Palisades Credit UnionHigh-Yield SavingsSavings · $10,000 min · 0.04%–2.25% by balance
Credit union · 3 branches
1.00%APY$100 a year on $10,000Requirements
Product: Minimum $10,000 opening deposit required. A $25 monthly fee will be assessed if minimum balance is not maintained. A maximum of two withdrawals is allowed per statement cycle; additional withdrawals will be imposed a fee. Stated APY is variable and subject to change without notice.
Offer: A $25 monthly fee is assessed if minimum balance is not maintained. Maximum of two withdrawals per statement cycle.
0.04% interest rate · $25 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for High-Yield Savings Balance APY Up to $10,000 0.04% $10,000 and upYour amount 1.00% $150,000 and up 2.25% Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: Includes all the same benefits and rates as Share Savings Accounts. Dividends paid monthly.
1.00% interest rate
Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: Establishes membership in the Credit Union. Dividends paid monthly.
1.00% interest rate
Rate checked
More details - First Source Federal Credit UnionMoney MarketMoney Market · $0 min · 0.90%–1.80% by balance
Credit union · 6 branches
1.00%APY$100 a year on $10,000Requirements
Product: Variable rate account. Membership eligibility required. $0.01 minimum balance to earn dividends and deposit to open.
Offer: Variable rate. Monthly dividends.
0.90% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $5,000 0.90% $5,000 – $10,000 0.90% $10,000 – $25,000Your amount 1.00% $25,000 – $50,000 1.00% $50,000 – $100,000 1.30% $100,000 – $250,000 1.30% $250,000 – $500,000 1.40% $500,000 – $1,000,000 1.50% $1,000,000 and up 1.80% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in New York
717 accounts at 293 banks and credit unions · checked Oct 16–23
- Typical
- 0.20%
- Top 10% from
- 2.72%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.25%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
New York
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Ontario Shores FCUCredit union · 5 branches
- Quorum Federal Credit UnionCredit union · 1 branch
- SJP Federal Credit UnionCredit union · 1 branch