Credit union · NCUA insured
SUNY Fredonia Federal Credit Union Savings Rates
SUNY Fredonia Federal Credit Union’s best savings rate is 1.00% APY on $10,000, with its Share Savings Account. Rates checked October 16, 2026.
How SUNY Fredonia Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Jamestown, NY, where SUNY Fredonia Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
SUNY Fredonia Federal Credit Union
1.00%APY
- Minimum
- —
- Earns on $10,000 a year
- $100
Sub Share Account
Top rate
Northwest Bank
4.00%APY
- Minimum
- $1
- Earns on $10,000 a year
- $400
2nd-highest rate
Greater Chautauqua Federal Credit Union
3.39%APY
- Minimum
- $25
- Earns on $10,000 a year
- $339
SUNY Fredonia Federal Credit Union savings score
85
Savings score
Higher than 69% of U.S. banks and credit unions
- $1,000 balance$1,0001.00%
- $10,000 balance$10,0001.00%
- $100,000 balance$100,0001.00%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where SUNY Fredonia Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Savings Account
1.00%APY
Establishes membership in the Credit Union. Dividends paid monthly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 1.00% | $100 |
Sources (2)
All captured Oct 5, 2026
Sub Share Account
1.00%APY
Includes all the same benefits and rates as Share Savings Accounts. Dividends paid monthly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 1.00% | $100 |
Sources (2)
All captured Oct 5, 2026
Special-purpose accounts
IRA Share
1.60%APY
Available as Traditional and Roth IRAs. Dividends paid monthly. No setup fees.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 1.60% | $160 |
Sources (2)
All captured Oct 5, 2026
Holiday Club
1.00%APY
Establish anytime during the year. Funds available to withdraw at any time with no penalties.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 1.00% | $100 |
Sources (2)
All captured Oct 5, 2026
Pink & Blue Club
1.00%APY
Savings account opened for a new baby; credit union deposits $1.00 per pound of birth weight (eligible until six months of age) and provides a piggy bank. Includes all the same benefits and rates as share savings.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 1.00% | $100 |
Sources (2)
All captured Oct 5, 2026
Vacation Club
1.00%APY
Funds available to withdraw at any time with no penalties.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 1.00% | $100 |
Sources (2)
All captured Oct 5, 2026
Who can join SUNY Fredonia Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of the New York Medical Center in Irving, New York are eligible for membership.
- Individuals with Fredonia Faculty Student Association are eligible for membership.
- Employees of the SUNY Fredonia Research Foundation are eligible for membership.
- Employees of the Campus and Community Children’s Center are eligible for membership.
Military, government and schools
- Employees of Fredonia State University of New York are eligible for membership.
- Students attending Fredonia State University in Fredonia, New York are eligible for membership.
8 more ways to join
Military, government and schools
- Alumni of Fredonia State University of New York (individuals who previously attended or graduated) are eligible for membership.
Family and household
- Immediate family members of alumni of Fredonia State University of New York are eligible for membership.
- Immediate family members of students attending Fredonia State University in Fredonia, New York are eligible for membership.
- Immediate family members of employees of the New York Medical Center in Irving, New York are eligible for membership.
- Immediate family members of Fredonia State University of New York employees are eligible for membership.
- Immediate family members of individuals with the Fredonia Faculty Student Association are eligible for membership.
- Immediate family members of employees of the SUNY Fredonia Research Foundation are eligible for membership.
- Immediate family members of employees of the Campus and Community Children’s Center are eligible for membership.
Membership information collected October 5, 2026.