Compare Bank & Credit Union Rates
Best savings rates in Syracuse, NY
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Syracuse, NY
- 0.05%APY$5 a year on $10,000
Requirements
Product: Requires membership with The Summit FCU and maintaining payment of one share ($5.00 par value). Monthly Account Maintenance Fee of $5.95 applies, deducted from Primary Savings on the last day of the month, waived if monthly Combined Balance is $2,500 or greater, member is 22 or younger, member is 65 or older, or with qualifying direct deposit, 10 or more monthly debit POS transactions, or other exemptions.
Offer: Minimum opening deposit is $5.00 par value. Minimum average daily balance of $100.00 required to earn dividends (fee waived for members <18 years of age). Monthly Account Maintenance Fee of $5.95 waived with $2,500+ combined balance or other qualifying criteria.
0.05% interest rate · $5.95 monthly fee · Effective Aug 31, 2026
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More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Subject to monthly Account Maintenance Fee of $5.95 unless meeting fee waiver criteria.
Offer: Minimum average daily balance of $100 required to earn dividends (waived for members <18 years of age). Monthly Account Maintenance Fee of $5.95 applies unless waived.
0.05% interest rate · $5.95 monthly fee · Effective Aug 31, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000intro rate
Requirements
Product: Up to 9 customizable accounts available for all budgeting needs. Compounded and credited quarterly. Fees could reduce earnings. Dividend rates are prospective for the period ending 12/31/26.
Offer: Compounded and credited quarterly. Prospective dividend rate for the period ending 12/31/26.
Promotional rate · 0.05% interest rate · Effective Jan 1, 2024
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Links to Kasasa Cash or Kasasa Cash Back checking account. Must meet monthly qualification cycle requirements (at least 12 debit card purchases, at least 1 direct deposit/ACH payment/ACH credit/bill pay, and enrolled in eStatements) to earn higher tiered APY. Limit 1 account per Social Security Number.
Offer: Base rate applied to entire average daily balance if qualifications are not met during Monthly Qualification Cycle.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Oct 1, 2026
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More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Represents shared ownership of the credit union. No more than 6 preauthorized withdrawals or transfers per month. Rate can change after account is opened.
Offer: Minimum balance to earn dividends is $50 (based on average monthly balance). Dividends compounded and credited quarterly.
Effective Apr 2, 2026
Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Variable rate savings account. $8.00 monthly maintenance fee waived for the first 6 months for new accounts; thereafter waived by maintaining a minimum daily balance of $500 or more, owning a Bank of America Advantage Relationship Banking account, having an account owner under age 25, or being enrolled in BofA Rewards at Preferred Plus, Preferred Honors, or Premier tier. No Overdraft Item Fees. Paper check writing is not permitted. Online new account opening limit is $250,000.
Offer: Standard rate for balances less than $5,000. Variable rate. Applicable to Western North Carolina. $8.00 monthly fee with waiver options ($500 minimum daily balance, owner under 25, Advantage Relationship Banking, or qualifying BofA Rewards tier; fee waived first 6 months for new accounts).
0.04% interest rate · $8 monthly fee · Effective Oct 5, 2026
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More details - 0.03%APY$3 a year on $10,000
Requirements
Product: No monthly service charges or transaction fees Convenient access via branch, online banking, or by phone Online Banking + Mobile App + eStatements Federally insured by NCUA up to $250,000 per individual depositor
0.03% interest rate · No monthly fee · Effective Oct 9, 2026
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More details - 0.03%APY$3 a year on $10,000
Requirements
Product: Also referred to as Personal Statement Savings. Online opening requires age 18 or older. No monthly balance requirements. No monthly maintenance fee. Minimum balance to open is $25 online or $0 in branch. Interest paid on balances $25 or more quarterly, or monthly if set up with a portfolio statement.
Offer: Tier 1: Average daily balance $25 +. Accounts opened online.
0.03% interest rate · No monthly fee · Effective Dec 11, 2025
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More details - 0.03%APY$3 a year on $10,000
Requirements
Product: Online opening requires age 18 or older. No monthly balance requirements. No monthly maintenance fee. Minimum balance to open is $25 online or $0 in branch. Interest paid on balances $100 or more quarterly, or monthly through a portfolio statement.
Offer: Tier 1: Average daily balance $100 < $2,500 ($100 - $2,499.99). Accounts opened online.
0.03% interest rate · No monthly fee · Effective Dec 11, 2025
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More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Earn Premier relationship rates when you link the account to a qualifying checking account (Chase Premier Plus Checking, Chase Sapphire Checking, Chase Private Client Checking, J.P. Morgan Private Client Checking Plus, or J.P. Morgan Classic Checking) and make at least 5 customer-initiated transactions in a monthly statement period using your linked checking account. $25 monthly service fee waived with $15,000+ beginning day balance or linked qualifying checking account.
Offer: Relationship rate: requires linked qualifying checking account and at least 5 customer-initiated transactions in a monthly statement period. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account.
Qualified rate · 0.02% interest rate · $25 monthly fee · Effective Oct 2, 2026
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More details - 0.01%APY$1 a year on $10,000
Requirements
Product: $5 monthly service fee waived with ONE of: $300+ beginning day balance, $25+ repeating automatic transfers/Autosave from personal Chase checking, link to qualifying checking, link to Chase College Checking enrolled in Overdraft Protection, or account owner under age 25. Fee waived for first two statement periods on new/converted accounts.
Offer: $5 monthly service fee waived with $300+ daily balance, $25+ Autosave transfers, qualifying linked checking, linked Chase College Checking with Overdraft Protection, or owner under age 25.
0.01% interest rate · $5 monthly fee · Effective Oct 2, 2026
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More details - 0.01%APY$1 a year on $10,000
Requirements
Product: $5 monthly service fee waived with ONE of: $300+ beginning day balance, $25+ repeating automatic transfers/Autosave from personal Chase checking, link to qualifying checking, link to Chase College Checking enrolled in Overdraft Protection, or account owner under age 25. Fee waived for first two statement periods on new/converted accounts.
Offer: $5 monthly service fee waived with $300+ daily balance, $25+ Autosave transfers, qualifying linked checking, linked Chase College Checking with Overdraft Protection, or owner under age 25.
0.01% interest rate · $5 monthly fee · Effective Oct 2, 2026
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More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Earn Premier relationship rates when you link the account to a qualifying checking account (Chase Premier Plus Checking, Chase Sapphire Checking, Chase Private Client Checking, J.P. Morgan Private Client Checking Plus, or J.P. Morgan Classic Checking) and make at least 5 customer-initiated transactions in a monthly statement period using your linked checking account. $25 monthly service fee waived with $15,000+ beginning day balance or linked qualifying checking account.
Offer: Standard rate. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account.
Qualified rate · 0.01% interest rate · $25 monthly fee · Effective Oct 2, 2026
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More details - 0.01%APY$1 a year on $10,000
Requirements
Product: $5 monthly service fee waived with ONE of: $300+ beginning day balance, $25+ repeating automatic transfers/Autosave from personal Chase checking, link to qualifying checking, link to Chase College Checking enrolled in Overdraft Protection, or account owner under age 25. Fee waived for first two statement periods on new/converted accounts.
Offer: All balances. $5 monthly service fee waived with $300+ beginning day balance, $25+ Autosave/repeating automatic transfers, qualifying linked checking, linked Chase College Checking with Overdraft Protection, or owner under age 25.
0.01% interest rate · $5 monthly fee
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More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Designed to be held alongside a KeyBank personal checking account. Monthly maintenance fee of $4.00 is waived if the account holder owns a KeyBank consumer checking account (including KeyBank Hassle-Free Account). Variable rate applies to the entire balance.
Offer: Rate applies to entire balance. Monthly fee is waived for owners of a KeyBank consumer checking account (including KeyBank Hassle-Free Account).
0.01% interest rate · $4 monthly fee · Effective Sep 30, 2026
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Syracuse, NY
48 accounts at 19 banks and credit unions · checked Oct 6–22
- Typical
- 0.10%
- Top 10% from
- 1.05%
- Banks, typical
- 0.03%
- Credit unions, typical
- 0.35%
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Syracuse, NY metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- G.P.O. Federal Credit UnionCredit union · 1 branch
- AmeriCU Credit UnionCredit union · 9 branches
- Auburn Community Federal Credit UnionCredit union · 1 branch