Compare Bank & Credit Union Rates
Best savings rates in Amherst, NY
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 61–75 results in Erie County, NY · Showing Erie County, NY: too few institutions in Amherst, NY
- 0.10%APY$10 a year on $10,000
Requirements
Product: Track progress for all goals. Create and track multiple accounts. Save for individual goals. Broadview membership required. Rate may be variable and subject to change.
0.10% interest rate · No monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Broadview membership is required. 24/7 access to all money, schedule transfers to build savings. Rate may be variable and subject to change after account opening.
0.10% interest rate · No monthly fee · Effective Oct 2, 2026
Rate checked
More details - EmpireONE Federal Credit UnionMONEY MARKETMONEY MARKET · $2,500 min · 0.05%–0.20% by balance
Credit union · 2 branches
0.10%APY$10 a year on $10,000Effective Mar 31, 2024
Rate by balance
Rate by balance for MONEY MARKET Balance APY $2,500 and up 0.05% $10,000 and upYour amount 0.10% $25,000 and up 0.15% $50,000 and up 0.20% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Automatic payroll deduction can be set up to reach savings goals.
Offer: Dividends compounded monthly using daily balance method.
0.10% interest rate · Compounded monthly · Effective Feb 1, 2025
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Balances of $25 or more earn dividends paid monthly.
Offer: Dividends compounded monthly using daily balance method.
0.10% interest rate · Compounded monthly · Effective Feb 1, 2025
Rate checked
More details - Boulevard Federal Credit UnionShare Savings / Regular SavingsSavings · $100 min
Credit union · 1 branch
0.08%APY$8 a year on $10,000Requirements
Product: Earns quarterly dividends on average daily balances of $100 or greater. Open with as little as $5. Key to membership.
Offer: Quarterly dividends earned on average daily balances of $100 or greater.
Effective Jan 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Requires membership with The Summit FCU and maintaining payment of one share ($5.00 par value). Monthly Account Maintenance Fee of $5.95 applies, deducted from Primary Savings on the last day of the month, waived if monthly Combined Balance is $2,500 or greater, member is 22 or younger, member is 65 or older, or with qualifying direct deposit, 10 or more monthly debit POS transactions, or other exemptions.
Offer: Minimum opening deposit is $5.00 par value. Minimum average daily balance of $100.00 required to earn dividends (fee waived for members <18 years of age). Monthly Account Maintenance Fee of $5.95 waived with $2,500+ combined balance or other qualifying criteria.
0.05% interest rate · $5.95 monthly fee · Effective Aug 31, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Subject to monthly Account Maintenance Fee of $5.95 unless meeting fee waiver criteria.
Offer: Minimum average daily balance of $100 required to earn dividends (waived for members <18 years of age). Monthly Account Maintenance Fee of $5.95 applies unless waived.
0.05% interest rate · $5.95 monthly fee · Effective Aug 31, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must maintain an active Kasasa Cash or Kasasa Cash Back checking account to have a Kasasa Saver account. Requires enrollment in online banking and eStatements.
Offer: Base rate applied to all balances if monthly qualifications are not met in linked Kasasa checking account.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Oct 16, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must maintain an open/eligible U.S. HSBC Premier checking account linked to the savings account. Not available to business customers.
Offer: Standard APY.
Qualified rate
Rate checked
More details - 0.05%APY$5 a year on $10,000
Effective Mar 31, 2024
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Opening minimum deposit of $25 to establish credit union membership.
Offer: Earns dividends on balances of $500 or more.
Effective Mar 31, 2024
Rate checked
More details - North Towns FCUShare Savings AccountSavings · $5 min · 0.00%–0.15% by balance
Credit union · 2 branches
0.05%APY$5 a year on $10,000Requirements
Product: Open with a deposit of $5.00 plus a $1.00 new account fee. Minimum $5.00 per member in share account required to keep open. Dividends paid quarterly on the average daily balance. Dividends earned with minimum balance of $100.00.
0.00% interest rate · Effective Sep 1, 2019
Rate by balance
Rate by balance for Share Savings Account Balance APY Up to $100 0.00% $100 – $25,000Your amount 0.05% $25,000 – $100,000,000 0.15% Rate checked
More details - 0.05%APY$5 a year on $10,000
0.05% interest rate
Rate checked
More details - 0.05%APY$5 a year on $10,000
0.05% interest rate · No monthly fee
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Erie County, NY
99 accounts at 47 banks and credit unions · checked Oct 6–22
- Typical
- 0.20%
- Top 10% from
- 1.72%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.33%
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Buffalo, NY metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Ontario Shores FCUCredit union · 4 branches
- SJP Federal Credit UnionCredit union · 1 branch
- Niagara's ChoiceCredit union · 5 branches