Compare Bank & Credit Union Rates
Best savings rates in Minnesota
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 166–180 results in Minnesota
- 0.65%APY$65 a year on $10,000
Requirements
Product: Interest calculated daily and credited each statement cycle. 6 free withdrawals per month or 18 free withdrawals per quarter; $1 fee per withdrawal in excess thereafter (unlimited via ATM or online banking transfers).
Offer: Ways to avoid $5 monthly fee: Maintain a $100 average daily balance, or consolidate checking and savings accounts to one monthly statement.
0.65% interest rate · $5 monthly fee · Effective Sep 24, 2026
Rate checked
More details - 0.60%APY$60 a year on $10,000
Requirements
Product: Rate may change after the account is opened. Interest compounded semi-annually.
0.60% interest rate · Effective Sep 30, 2026
Rate checked
More details - 0.60%APY$60 a year on $10,000
Requirements
Product: Must maintain $5 in Membership Share Account for membership eligibility. Offers typically higher rate of return than standard Regular Share Account.
Offer: Minimum daily balance to earn stated APY is $5,000. Tier applies to balances $5,000 - $24,999.
0.60% interest rate · Balance cap $24,999 · Effective Oct 1, 2026
Rate checked
More details - 0.60%APY$60 a year on $10,000
0.60% interest rate · Effective Oct 5, 2026
Rate checked
More details - Wings Credit UnionMoney Market SavingsMoney Market Savings · $2,500 min · 0.10%–1.60% by balance
Credit union · 25 branches
0.60%APY$60 a year on $10,000Requirements
Product: Membership required. Insured by NCUA. Minimum actual balance required to open is $2,500. Pay no monthly fees or minimum balance fee.
0.10% interest rate · No monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $2,500 0.10% $2,500 – $10,000 0.15% $10,000 – $25,000Your amount 0.60% $25,000 – $50,000 0.80% $50,000 – $100,000 1.00% $100,000 – $250,000 1.30% $250,000 and up 1.60% Rate checked
More details - Forward BankCharitable Money Market Account (CMMA)Charitable Money Market Account (CMMA) · $100 min · 0.60%–1.61% by balance
Bank · 1 branch
0.60%APY$60 a year on $10,000Requirements
Product: Rates could change after account is opened and are subject to change without advance notice. Monthly $5 fee is waived if average balance stays above $100.
Offer: Earn interest on balances over $100; monthly $5 fee is waived if average balance stays above $100. Rates may change after opening.
0.60% interest rate · $5 monthly fee
Rate by balance
Rate by balance for Charitable Money Market Account (CMMA) Balance APY $100 and upYour amount 0.60% $50,000 and up 0.95% $100,000 and up 1.11% $250,000 and up 1.46% $1,000,000 and up 1.61% Rate checked
More details - 0.60%APY$60 a year on $10,000
Requirements
Product: Variable rate.
Offer: Minimum balance to earn interest is $10. Monthly maintenance fee of $5 waived with minimum balance of $50/month. Unlimited free withdrawals per month.
0.60% interest rate · $5 monthly fee
Rate checked
More details - Brainerd BN Credit UnionMoney MarketMoney Market · $5 min · 0.15%–0.60% by balance
Credit union · 1 branch
0.60%APY$60 a year on $10,000Requirements
Product: Earns dividends quarterly. If balance drops below the minimum balance you earn the Universal Savings dividend rate.
0.15% interest rate
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,499 0.15% $2,500 and upYour amount 0.60% Rate checked
More details - TopLine Financial Credit UnionTopLine Money MarketTopLine Money Market · $0 min · 0.35%–1.10% by balance
Credit union · 11 branches
0.55%APY$55 a year on $10,000Requirements
Product: Maintain minimum balance of $1,000 to earn dividends; balances below the minimum required will not earn dividends and may incur a monthly fee. Free checks available upon request (up to 3 checks written per month).
Offer: Minimum balance of $0.01 is required to earn disclosed APY. Balances below minimum required will not earn dividends and may incur a monthly fee.
0.35% interest rate
Rate by balance
Rate by balance for TopLine Money Market Balance APY Up to $9,999 0.35% $10,000 – $24,999Your amount 0.55% $25,000 – $49,999 0.65% $50,000 – $99,999 0.75% $100,000 and up 1.10% Rate checked
More details - Merchants BankDiamond Money MarketDiamond Money Market · $5,000 min · 0.25%–3.20% by balance
Bank · 20 branches
0.55%APY$55 a year on $10,000Requirements
Product: $5,000 minimum daily balance required to avoid $10 monthly fee. 6 withdrawals allowed per month ($10 fee per withdrawal over 6).
$10 monthly fee · Effective Apr 16, 2026
Rate by balance
Rate by balance for Diamond Money Market Balance APY Up to $5,000 0.25% $5,000 – $25,000Your amount 0.55% $25,000 – $50,000 1.00% $50,000 – $100,000 1.30% $100,000 – $200,000 2.00% $200,000 – $1,000,000 2.25% Over $1,000,000 3.20% Rate checked
More details - Magnifi FinancialMoney MarketMoney Market · $2,500 min · 0.50%–1.15% by balance
Credit union · 25 branches
0.55%APY$55 a year on $10,000Requirements
Product: Opening deposit of $2,500.00 is required to open an account; that balance does not need to be maintained. No monthly fees or penalties. Can be used for overdraft protection on Magnifi Financial checking account.
Offer: Dividends compound monthly. Rates subject to change without notice.
0.50% interest rate · Effective Nov 1, 2025
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,499 0.50% $2,500 – $9,999 0.50% $10,000 – $24,999Your amount 0.55% $25,000 – $49,999 0.65% $50,000 – $99,999 0.85% $100,000 – $149,999 0.95% $150,000 and up 1.15% Rate checked
More details - 0.55%APY$55 a year on $10,000
Requirements
Offer: Accrued daily and paid/compounded quarterly. Avoid the $5 quarterly basic fee by maintaining a $50 minimum balance throughout the quarter. $20 early account closing fee if account closed within 3 months of opening.
0.55% interest rate · Compounded quarterly · Effective Apr 1, 2024
Rate checked
More details - Profinium Bank IncPro LISA Liquid Investment Savings AccountSavings · $5,000 min · 0.53%–1.03% by balance
Bank · 4 branches
0.53%APY$53 a year on $10,000Requirements
Product: $10.00 monthly service charge imposed if average monthly balance is lower than $5,000.00. The APY listed in each tier will be paid on the entire balance in the account.
Offer: Paid on entire balance in account. $10.00 monthly fee waived if average monthly balance is at least $5,000.00.
$10 monthly fee
Rate by balance
Rate by balance for Pro LISA Liquid Investment Savings Account Balance APY Up to $250,000Your amount 0.53% $250,000 – $500,000 0.73% $500,000 and up 1.03% Rate checked
More details - 0.51%APY$51 a year on $10,000
Requirements
Offer: Interest compounds monthly. ICS feature may be used to sweep balances to other banks.
Effective Oct 1, 2026
Rate by balance
Rate by balance for Jumbo Deposit Account Balance APY Up to $100,000Your amount 0.51% $100,000 – $230,000 1.53% $230,000 and up 2.77% Rate checked
More details - Bank ForwardMoney Market SavingsMoney Market Savings · $1,000 min · 0.50%–1.10% by balance
Bank · 2 branches
0.50%APY$50 a year on $10,000Requirements
Product: Tiered interest rates, interest paid monthly. No monthly service fee with $1000.00 minimum daily balance; $10.00 monthly service fee if minimum balance is not met daily. Variable rate subject to change after account opening.
0.50% interest rate · $10 monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY $1,000 – $25,000Your amount 0.50% $25,000 – $50,000 0.60% $50,000 – $100,000 0.70% $100,000 and up 1.10% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Minnesota
511 accounts at 189 banks and credit unions · checked Oct 16–23
- Typical
- 0.25%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.20%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Minnesota
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Greater Community CUCredit union · 4 branches
- Altra Federal Credit UnionCredit union · 4 branches
- VisionBankBank · 1 branch