Compare Bank & Credit Union Rates
Best savings rates in Minnesota
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 61–75 results in Minnesota
- Neighborhood National BankPrime Money MarketPrime Money Market · $5,000 min · 1.75%–3.10% by balance
Bank · 6 branches
1.75%APY$175 a year on $10,000Requirements
Product: Rate effective 10/14/2025. Subject to change. $5.00 monthly fee if balance below $5,000. Fee waived if enrolled in e-statements. $5,000 minimum deposit for advertised rate. Interest compounded monthly.
Offer: Balance >= $5,000. APY 1.75-1.76%.
Compounded monthly · $5 monthly fee · Effective Oct 14, 2025
Rate by balance
Rate by balance for Prime Money Market Balance APY $5,000 and upYour amount 1.75% $25,000 and upAPY 2.00-2.02%. 2.00% $50,000 and upAPY 2.71-2.75%. 2.71% $100,000 and upAPY 3.00%-3.04%. 3.00% $250,000 and upAPY 3.10%-3.14%. 3.10% Rate checked
More details - 1.75%APY$175 a year on $10,000with conditions
Requirements
Product: Accessible at 30,000 ATMs nationwide (checking account required). Variable rates. Dividends compounded daily and paid monthly.
Offer: Tier 1. No dividends paid. Dividends compounded daily and paid monthly. Variable rate.
Qualified rate · 0.00% interest rate · Compounded daily · Effective Oct 4, 2026
Rate by balance
Rate by balance for Premium Savings Balance APY Up to $499 0.00% $500 – $9,999Tier 2. Minimum amount to receive APY is $500. 1.50% $10,000 – $49,999Your amountTier 3. Minimum amount to receive APY is $10,000. 1.75% $50,000 – $99,999Tier 4. Minimum amount to receive APY is $50,000. 2.00% $100,000 and upTier 5. Minimum amount to receive APY is $100,000. 2.25% Rate checked
More details - 1.75%APY$175 a year on $10,000
Requirements
Product: Maximum deposit of $500 per month. Allowed 2 withdrawals per calendar year. Prize drawing entries for every $25 deposited per month (up to 4 entries per month).
Offer: Maximum deposit of $500 per month. Allowed 2 withdrawals per calendar year.
1.75% interest rate · Effective Mar 11, 2026
Rate checked
More details - TruStar Federal Credit UnionMoney Market CheckingMoney Market Checking · $0 min · 0.10%–3.25% by balance
Credit union · 6 branches
1.70%APY$170 a year on $10,000Requirements
Product: Average daily balance method is used to calculate dividends. Fees could reduce earnings. Rates and APYs are prospective rates the credit union anticipates paying for the applicable dividend period.
Effective Oct 16, 2026
Rate by balance
Rate by balance for Money Market Checking Balance APY Up to $9,999 0.10% $10,000 – $24,999Your amount 1.70% $25,000 – $49,999 1.90% $50,000 – $99,999 2.25% $100,000 – $199,999 2.75% $200,000 and up 3.25% Rate checked
More details - 1.60%APY$160 a year on $10,000
Requirements
Product: No minimum opening balance. $20 minimum monthly automatic deposit required. Limit of one withdrawal or transfer out per month.
Offer: $20 minimum monthly automatic deposit required; limit of one withdrawal or transfer out per month.
Effective Oct 16, 2026
Rate checked
More details - Associated BankAssociated Select Money MarketAssociated Select Money Market · $1,000 min
Bank · 24 branches
1.60%APY$160 a year on $10,000with conditionsRequirements
Product: Features tiered interest rates and enhanced rate tiers when combined with qualifying Associated Choice Checking relationship tiers (Platinum Choice, Emerald Choice, Emerald Private Choice). Monthly maintenance fee of $16 is waived with a minimum daily balance of $1,000.
Offer: Emerald Choice enhanced rate tier. Requires meeting and maintaining Emerald Choice benefit tier qualifications on an Associated Choice Checking account. $16 monthly maintenance fee waived with a minimum daily balance of $1,000.
Qualified rate · 1.58% interest rate · $16 monthly fee · Effective Oct 5, 2026
Rate checked
More details - Unity One Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.10%–1.60% by balance
Credit union · 1 branch
1.60%APY$160 a year on $10,000Requirements
Product: $2,500 minimum balance. Dividends are compounded and paid monthly. Withdrawal and transfer limits apply.
Offer: Withdrawal and Transfer Limits Apply
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.10% $2,500 – $5,000 0.40% $5,000 – $10,000 1.00% $10,000 and upYour amount 1.60% Rate checked
More details - 1.60%APY$160 a year on $10,000
Requirements
Product: Rate is variable and subject to change. No monthly service charge if balance falls below $10,000, but will not earn dividends if account falls below $10,000. $2 monthly fee applies for non e-statement accounts / if you opt-out or cancel E-Statement service. Maximum of six electronic withdrawals a month allowed per Federal Regulation D.
Offer: Rate is variable and subject to change. Must maintain $10,000 balance to earn dividends. $2 monthly fee waived for e-statement users.
$2 monthly fee
Rate checked
More details - Red Wing Credit UnionMoney Market AccountsMoney Market Accounts · $2,500 min · 1.51%–2.52% by balance
Credit union · 1 branch
1.51%APY$151 a year on $10,000Requirements
Product: Membership in Red Wing Credit Union required (open to citizens who live, work, worship, attend school, or transact business in Goodhue County, MN, select employer groups, or family members). $25 deposit into Share Savings required for membership.
1.50% interest rate · Effective Sep 25, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY $2,500 – $24,999Your amount 1.51% $25,000 – $49,999 1.76% $50,000 – $99,999 2.07% $100,000 – $249,999 2.22% $250,000 and up 2.52% Rate checked
More details - BankVistaMoney Market AccountMoney Market Account · $1,000 min · 0.25%–3.04% by balance
Bank · 3 branches
1.51%APY$151 a year on $10,000Requirements
Product: Avoid the $10 monthly service charge by maintaining a $1,000 average daily balance. Limit of 6 pre-authorized, automatic, telephone, check, draft, or debit transactions per month payable to third parties.
Offer: Avoid the $10 monthly service charge by maintaining a $1,000 average daily balance. Interest is compounded and paid monthly.
0.25% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $1,000 0.25% $1,000 – $10,000 0.45% $10,000 – $50,000Your amount 1.51% $50,000 – $100,000 2.27% $100,000 and up 3.04% Rate checked
More details - Drake BankMoney Market Investor SavingsMoney Market Investor Savings · $100 min · 1.51%–3.50% by balance
Bank · 1 branch
1.51%APY$151 a year on $10,000Requirements
Product: Investor Savings accounts require a $100 opening balance. $25 monthly fee applies if the $25,000 minimum daily balance is not met. Includes 6 free transfers or pre-authorized withdrawals per month (up to 3 by check). Unlimited in-person deposits/withdrawals. Interest is compounded and paid monthly based on daily collected balance.
Offer: $25 monthly fee waived with $25,000 minimum daily balance.
$25 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Investor Savings Balance APY Up to $25,000Your amount 1.51% $25,000 – $100,000 2.12% $100,000 – $250,000 2.28% $250,000 – $1,000,000 2.94% $1,000,000 – $5,000,000 3.30% $5,000,000 and up 3.50% Rate checked
More details - Bank MidwestPremier Money Market Savings AccountPremier Money Market Savings Account · $50 min · 1.00%–3.20% by balance
Bank · 6 branches
1.51%APY$151 a year on $10,000Requirements
Product: Tiered interest rate. If balance falls below $10,000 any day of the month, a $10 monthly service charge is assessed. Limited to 6 withdrawals and 6 checks per month.
Offer: Monthly fee of $10 assessed if balance falls below $10,000 any day of the month.
1.00% interest rate · $10 monthly fee · Effective Sep 29, 2026
Rate by balance
Rate by balance for Premier Money Market Savings Account Balance APY Up to $10,000 1.00% $10,000 – $25,000Your amount 1.51% $25,000 – $100,000 2.02% $100,000 – $250,000 2.68% $250,000 and up 3.20% Rate checked
More details - Genisys Credit UnionMoney Market Savings AccountMoney Market Savings Account · $2,500 min · 1.31%–2.38% by balance
Credit union · 3 branches
1.51%APY$151 a year on $10,000Requirements
Product: Also referred to as a high yield savings account, or HYSA. Minimum balance of $2,500 required to earn dividends.
Offer: Minimum balance of $2,500 required to earn dividends.
1.30% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Savings Account Balance APY $2,500 – $9,999 1.31% $10,000 – $24,999Your amount 1.51% $25,000 – $49,999 1.71% $50,000 – $74,999 1.76% $75,000 – $99,999 1.97% $100,000 – $249,999 2.17% $250,000 and up 2.38% Rate checked
More details - 1.50%APY$150 a year on $10,000
Requirements
Product: LaunchPad Booster Share savings account.
Effective Jul 8, 2026
Rate checked
More details - 1.50%APY$150 a year on $10,000
Requirements
Product: Membership is available to all Federated Insurance Companies employees and retirees, their spouses, children, grandchildren, parents, and siblings. A minimum $5 balance is required to maintain access to member benefits.
Offer: Begins earning dividends once a minimum balance of $25 is reached. Dividends are compounded daily and paid monthly.
1.50% interest rate · Compounded daily · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Minnesota
511 accounts at 189 banks and credit unions · checked Oct 16–22
- Typical
- 0.25%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.20%
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Minnesota
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Greater Community CUCredit union · 4 branches
- Altra Federal Credit UnionCredit union · 4 branches
- VisionBankBank · 1 branch