Compare Bank & Credit Union Rates
Best savings rates in Midland, MI
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Midland, MI
- Isabella BankMoney Market AccountMoney Market Account · $1,000 min · 0.10%–1.65% by balance
Bank · 2 branches
0.45%APY$45 a year on $10,000Requirements
Product: Tiered interest rates with direct check writing, free digital banking, and mobile banking. Rates are variable, set at the discretion of the bank, and may change at any time after the account is opened. Fees may reduce earnings.
0.10% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $2,500 0.10% $2,500 – $10,000 0.25% $10,000 – $25,000Your amount 0.45% $25,000 – $50,000 0.60% $50,000 – $100,000 0.90% $100,000 – $200,000 1.30% $200,000 and up 1.65% Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: Our Secondary Savings Account allows you to save for a specific purpose and keep those funds separate from your Prime Savings. Eligible for Member Saver Reward. Dividends on share accounts are prospective and declared by Dow Credit Union's Board of Directors.
0.35% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: The Prime Savings Account (also known as a Prime Share) is your gateway to becoming a member-owner of Dow Credit Union. By opening a Prime Savings Account, your $5 deposit represents one share and your ownership in the credit union. Eligible for Member Saver Reward. Dividends on share accounts are prospective and declared by Dow Credit Union's Board of Directors.
0.35% interest rate · Effective Oct 1, 2026
Rate checked
More details - Jolt Credit UnionMoney MarketMoney Market · $1,000 min · 0.20%–0.25% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,0000.20% interest rate · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $9,999 0.20% $10,000 and upYour amount 0.25% Rate checked
More details - Security Credit UnionMoney Market / IDI (Insured Daily Investment) AccountMoney Market / IDI (Insured Daily Investment) Account · $2,500 min · 0.25%–0.45% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Can be opened with a minimum deposit of $2,500. Penalty-free withdrawals with no minimum dollar amounts for deposits or withdrawals. Account service fee waived for accounts with average daily balance of $250 or more, open loan/credit card, open certificate, open checking share with at least three debit card transactions/checks cleared/ACH debits in month, or primary member under age 23; product page also states no account management fees.
Offer: Account service fee waived for accounts with average daily balance of $250 or more, open loan/credit card, open certificate, open checking share with at least three debit card transactions/checks cleared/ACH debits in month, or primary member under age 23.
$4.95 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market / IDI (Insured Daily Investment) Account Balance APY $2,500 – $25,000Your amount 0.25% $25,000 – $50,000 0.30% $50,000 – $100,000 0.35% $100,000 – $150,000 0.40% $150,000 and up 0.45% Rate checked
More details - Frankenmuth Credit UnionWealth BuilderSavings · $100 min · 0.16%–0.20% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: No interest will be paid on the Wealth Builder Consumer if the average daily balance is less than $100.
Offer: Investment $100-$9,999.
0.20% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for Wealth Builder Balance APY $100 – $9,999 0.20% $10,000 – $49,999Your amountInvestment $10,000-$49,999; APY range .16%-.20%. 0.20% $50,000 – $99,999Investment $50,000-$99,999; APY range .13%-.16%. 0.16% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Dividends are calculated by the daily balance method and credited on the last day of each quarter. Rates are variable and subject to change.
0.15% interest rate · Effective Oct 15, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Dividends are calculated by the daily balance method and credited on the last day of each quarter. Rates are variable and subject to change.
0.15% interest rate · Effective Oct 15, 2026
Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.07%–0.08% by balance
Bank · 1 branch
0.07%APY$7 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Platinum Tier Boost. Requires enrollment in Platinum Tier based on Average Eligible Balance of $500,000 or more.
Qualified rate · 0.07% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.07% $10,000 – $25,000Your amount 0.07% $25,000 – $50,000 0.07% $50,000 – $100,000 0.07% $100,000 – $250,000 0.08% $250,000 – $500,000 0.08% $500,000 – $1,000,000 0.08% $1,000,000 and up 0.08% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.05%–0.07% by balance
Bank · 1 branch
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Gold Tier Boost. Requires enrollment in Gold Tier based on Average Eligible Balance of $100,000 to $499,999.99.
Qualified rate · 0.06% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.06% $10,000 – $25,000Your amount 0.06% $25,000 – $50,000 0.06% $50,000 – $100,000 0.06% $100,000 – $250,000 0.07% $250,000 – $500,000 0.07% $500,000 – $1,000,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% $1,000,000 and upStandard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.01%–0.06% by balance
Bank · 4 branches
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Non-Relationship Promotional Rate; requires new money to Huntington (money not currently on deposit in any Huntington account except maturing consumer CDs). Rate applies to ZIP code 43215.
Qualified rate · 0.01% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.01% $5,000 – $2,000,001Your amountStandard Rate with qualifying, open Private Client Account. 0.06% $2,000,001 – $100,000,000,000requires new money to Huntington. Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.01% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.04%–0.05% by balance
Bank · 1 branch
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Silver Tier Boost. Requires enrollment in Silver Tier based on Average Eligible Balance of $25,000 to $99,999.99.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.04% $100,000 – $250,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $250,000 – $500,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $500,000 – $1,000,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $1,000,000 and upStandard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Avoid $9 quarterly service fee by maintaining a $200 minimum average balance. Unlimited withdrawals with no fees.
Offer: Interest rates are variable, set at the discretion of the bank, and may change at any time after the account is opened. Avoid $9 quarterly service fee by maintaining a $200 minimum average balance.
0.05% interest rate
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Linked Rewards Checking or Cash Back Checking account required. Monthly Qualification Cycle requirements apply for highest rate.
Offer: Qualifications not met in Rewards Checking/Cash Back Checking. Entire balance earns 0.05% dividend rate (0.05% APY).
Qualified rate · 0.05% interest rate · No monthly fee · Effective Oct 15, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: The minimum balance required to open this account is the purchase of a share in the credit union. Requires maintaining a minimum daily balance of $5.00 to obtain disclosed APY.
Offer: Tier 4: Daily balance more than $99.99, but less than $10,000.00.
0.05% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Midland, MI
47 accounts at 11 banks and credit unions · checked Oct 16–22
- Typical
- 0.07%
- Top 10% from
- 2.65%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.23%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Midland, MI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Dow Credit UnionCredit union · 1 branch
- Health Advantage Credit UnionCredit union · 1 branch
- Frankenmuth Credit UnionCredit union · 1 branch