Compare Bank & Credit Union Rates
Best savings rates in Hopkinsville, KY
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Christian County, KY · Showing Christian County, KY: too few institutions in Hopkinsville, KY
- Fortera Credit UnionHigh-Yield SavingsSavings · $25 min · 2.00%–3.50% by balance
Credit union · 2 branches
2.00%APY$200 a year on $10,000Requirements
Product: Requires Fortera Credit Union membership. No monthly fee or minimum balance required to earn interest.
Offer: Tier for balances $0 - $24,999.99. Dividends compounded and credited monthly.
1.99% interest rate · No monthly fee · Effective Apr 1, 2026
Rate by balance
Rate by balance for High-Yield Savings Balance APY Up to $25,000Your amount 2.00% $25,000 – $50,000 2.25% $50,000 – $100,000 2.50% $100,000 – $250,000 3.00% $250,000 and up 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - Service One Credit UnionMoney MarketMoney Market · $2,500 min · 0.50%–1.25% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Offer: Rates may change after account is opened. A penalty may be imposed for early withdrawals.
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $25,000Your amount 0.50% $25,000 – $100,000 0.75% $100,000 – $250,000 1.00% $250,000 and up 1.25% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Eligibility: 18+ years old; live, work, worship, or attend school in service regions (counties in TN/KY, or other eligible counties in TN, KY, AL, AR), join affiliated partner, or immediate family member of a Fortera member; must have Share Savings Account. Tiered account; dividend rate applies to entire account balance once minimum daily balance reaches tier. $12 monthly service fee avoided by maintaining minimum balance each day during fee cycle.
Offer: Dividends compounded and credited monthly. Minimum balance must be maintained each day during fee cycle (1st to last day of month) to avoid $12 monthly service fee.
0.50% interest rate · $12 monthly fee · Effective Apr 1, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Navy Federal does not charge monthly maintenance fees on savings accounts.
Offer: Compounded and credited monthly. A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Rates on variable-rate accounts could change after account opening. Fees may reduce earnings.
0.25% interest rate · No monthly fee · Effective Oct 22, 2026
Rate checked
More details - Service One Credit UnionPremium Money MarketPremium Money Market · $0 min · 0.25%–4.00% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: In order to obtain the disclosed annual percentage yield, must maintain a minimum balance of $0.01. Dividends calculated by the daily balance method applying a daily periodic rate to the entire principal balance. Limit of six withdrawals or transfers per calendar month.
Offer: Rates may change after account is opened. Tiered variable interest rate. Minimum balance to obtain APY is $0.01. Daily balance method applies rate to entire principal balance.
Rate by balance
Rate by balance for Premium Money Market Balance APY Up to $100,000Your amount 0.25% $100,000 – $250,000 1.50% $250,000 – $400,000 3.00% $400,000 and up 4.00% Rate checked
More details - 0.11%APY$11 a year on $10,000
Requirements
Product: Foundation of membership (also referred to as Basic Savings). Rates may change after account is opened. A penalty may be imposed for early withdrawals.
0.11% interest rate · Effective Jul 1, 2024
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Primary membership savings account establishing credit union membership. Requires opening with $10 and a one-time $5 membership fee. Must be 18 years or older and meet service region or affiliate eligibility.
Offer: Requires minimum balance of $50 to earn stated APY. Dividends compounded monthly and credited quarterly.
0.10% interest rate · Compounded monthly · Effective Apr 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Standard rate for any balance without relationship rate qualification.
Qualified rate · 0.05% interest rate · Balance cap $99,999,999,999 · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Standard interest rate and APY across all balance levels without qualifying relationship product.
Qualified rate · 0.05% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Save for budget breakers such as vacation, wedding, or auto expenses. Rates are variable and may change after account is opened.
0.05% interest rate · Effective Jul 1, 2024
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Secondary savings account for emergency funds or specific savings goals. Must be 18 years or older and meet eligibility requirements.
Offer: Requires minimum balance of $50 to earn stated APY. Dividends compounded monthly and credited quarterly.
0.05% interest rate · Compounded monthly · Effective Apr 1, 2026
Rate checked
More details - U.S. BankU.S. Bank Elite Money MarketU.S. Bank Elite Money Market · $0 min · 0.01%–3.40% by balance
Bank · 1 branch
0.01%APY$1 a year on $10,0000.01% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for U.S. Bank Elite Money Market Balance APY Up to $10,000 0.01% $10,000 – $25,000Your amount 0.01% $25,000 – $50,000 3.40% $50,000 – $100,000 3.40% $100,000 – $500,000 3.40% $500,000 – $10,000,000,000 3.40% Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: $5 monthly maintenance fee can be waived by maintaining a minimum daily ledger balance of $300 or more, scheduling a recurring preauthorized internal transfer of $25 or more per statement cycle into the Truist One Savings Account, being under 18 years of age (primary owner), or having any related Truist personal checking account (excluding Truist Confidence Account). $5 withdrawal limit fee assessed for each withdrawal over 6 per statement cycle (max 6 fees).
Offer: $5 monthly maintenance fee waived with $300 minimum daily ledger balance, $25+ recurring monthly internal transfer, minor under 18 primary owner, or related Truist personal checking account (excl. Confidence Account). $5 fee per withdrawal over 6 per statement cycle.
0.01% interest rate · $5 monthly fee · Effective Sep 28, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Christian County, KY
17 accounts at 5 banks and credit unions · checked Oct 15–22
- Typical
- 0.10%
- Top 10% from
- 2.00%
- Banks, typical
- 0.03%
- Credit unions, typical
- 0.25%
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Clarksville, TN-KY metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Altra Federal Credit UnionCredit union · 2 branches
- Navy Federal Credit UnionCredit union · 3 branches
- Fortera Credit UnionCredit union · 7 branches