Compare Bank & Credit Union Rates
Best savings rates in Smyrna, DE
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Kent County, DE · Showing Kent County, DE: too few institutions in Smyrna, DE
- Artisans' BankPremier Money Market AccountPremier Money Market Account · $5,000 min · 0.00%–2.50% by balance
Bank · 2 branches
2.50%APY$250 a year on $10,000Requirements
Product: Account requires an opening deposit of $5,000.00 and a minimum balance of $5,000.00 to earn interest. Avoid $15 monthly service charge with minimum daily balance of $5,000.00.
Offer: Tier applies for balances under $5,000.
0.00% interest rate · $15 monthly fee · Effective Sep 17, 2026
Rate by balance
Rate by balance for Premier Money Market Account Balance APY Up to $5,000 0.00% $5,000 – $10,000 2.50% $10,000 – $25,000Your amount 2.50% $25,000 – $50,000 2.50% $50,000 – $75,000 2.50% $75,000 – $100,000 2.50% $100,000 and up 2.50% Rate checked
More details - WSFS BankPlatinum Money MarketPlatinum Money Market · $0 min · 0.05%–4.00% by balance
Bank · 6 branches
2.25%APY$225 a year on $10,000Requirements
Product: Personal accounts only. Restricted to Private Banking clients and individuals residing in Pennsylvania, Delaware, or New Jersey. Limit of six preauthorized withdrawals or transfers per month or statement cycle.
Offer: Personal accounts only. Restricted to Private Banking clients residing in PA, DE, or NJ.
0.05% interest rate · Effective Oct 21, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY Up to $10,000 0.05% $10,000 – $100,000Your amount 2.25% $100,000 – $500,000 3.75% $500,000 and up 4.00% Rate checked
More details - Dover Federal Credit UnionHigh-Yield SavingsSavings · $0 min · 0.50%–2.00% by balance
Credit union · 6 branches
2.00%APY$200 a year on $10,000Requirements
Product: No balance requirements. No monthly maintenance fees. No monthly withdrawal limits. Limit 1 High Yield Savings account per social security number. Balances greater than $49,999.99 are subject to a blended rate.
1.98% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for High-Yield Savings Balance APY Up to $50,000Your amount 2.00% $50,000 – $100,000 1.50% $100,000 – $250,000 1.25% $250,000 and up 0.50% Rate checked
More details - WSFS BankHigh-Yield Money Market AccountHigh-Yield Money Market Account · $100 min · 0.03%–3.75% by balance
Bank · 6 branches
1.50%APY$150 a year on $10,000intro rateRequirements
Product: Personal accounts only. Minimum opening deposit is $100. $15 monthly maintenance fee waived by maintaining a minimum daily balance of $10,000 per statement period (fee waiver requirement waived for the first three months of account opening). Limit of 6 preauthorized withdrawals/transfers per month or statement cycle. Available to residents in PA, DE, or NJ.
Offer: Promotional tier with promo code MM2026. Personal accounts only. Available in PA, DE, NJ.
Promotional rate · $15 monthly fee · Effective Oct 22, 2026
Rate by balance
Rate by balance for High-Yield Money Market Account Balance APY Up to $10,000 0.03% $10,000 – $25,000Your amount 1.50% $25,000 and upPromotional rate requires bringing at least $25,000 in new money and using promo code MM2026 when opening online or mentioning offer code at a banking office. Eligibility restricted to individuals residing in Pennsylvania, Delaware, or New Jersey. 3.75% $50,000 – $100,000Standard High-Yield Money Market rate tier. No promo code required. 2.00% $100,000 and upStandard High-Yield Money Market rate tier. No promo code required. 3.00% Rate checked
More details - 1.50%APY$150 a year on $10,000
Requirements
Product: Personal Accounts only. Fees assessed to accounts may reduce earnings. APY is subject to change at any time.
Offer: Personal Accounts only. Fees may reduce earnings. APY is subject to change at any time.
Effective Oct 3, 2026
Rate by balance
Rate by balance for Featured Savings Balance APY Up to $10,000 0.03% $10,000 – $25,000Your amount 1.50% $25,000 – $50,000 1.75% $50,000 – $100,000 2.00% $100,000 and up 3.00% Rate checked
More details - Tidemark Federal Credit UnionHigh Yield Money MarketHigh Yield Money Market · $1,000 min · 1.10%–1.51% by balance
Credit union · 1 branch
1.20%APY$120 a year on $10,000Requirements
Product: Tiered dividends; minimum $1,000 balance to earn dividends. There is no limit or fee for withdrawals. Dividends are compounded and paid monthly.
Offer: Balance Range $1,000 to < $10,000.
1.10% interest rate · Effective Sep 23, 2026
Rate by balance
Rate by balance for High Yield Money Market Balance APY $1,000 – $10,000 1.10% $10,000 – $50,000Your amount 1.20% $50,000 – $100,000 1.30% $100,000 – $250,000 1.41% $250,000 and up 1.51% Rate checked
More details - Dover Federal Credit UnionMoney MarketMoney Market · $1,000 min · 1.00%–2.00% by balance
Credit union · 6 branches
1.00%APY$100 a year on $10,0001.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $10,000 1.00% $10,000 – $50,000Your amount 1.00% $50,000 – $100,000 1.00% $100,000 – $250,000 1.50% $250,000 and up 2.00% Rate checked
More details - Delaware State Police Federal Credit UnionMoney MarketMoney Market · $5,000 min · 0.75%–1.35% by balance
Credit union · 1 branch
0.75%APY$75 a year on $10,0000.75% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $5,000 – $24,999Your amount 0.75% $25,000 and up 1.35% Rate checked
More details - 0.75%APY$75 a year on $10,000with conditions
Requirements
Product: A linked Kasasa Cash or Kasasa Cash Back account is required. Applications not accepted outside branch network/market area. Limit 1 account per SSN.
Offer: When qualifications are met in linked Kasasa Cash or Kasasa Cash Back account during Monthly Qualification Cycle: at least 12 debit card purchases, enrolled in e-Statements, and enrolled in and log into online banking at least once.
Qualified rate · 0.75% interest rate · No monthly fee · Effective Oct 3, 2026
Rate checked
More details - 0.55%APY$55 a year on $10,000with conditions
Requirements
Product: Available to military customers. Requires a Military Advanced Checking account with a minimum automatic funds transfer of $25.00 to keep active. Variable rate subject to change. Limit one account per individual. Reverts to regular savings if requirements are not maintained. 3 free withdrawals per quarter, then $1.50 per withdrawal. $6.50 fee per cycle if daily balance falls below $100.00.
Offer: Tier One: Balances up to $25,000. $5 minimum deposit to open. Variable rate.
Qualified rate · 0.55% interest rate
Rate by balance
Rate by balance for Military Smart Savers Plan Balance APY Up to $25,000Your amount 0.55% $25,001 – $50,000 0.65% $50,000 and up 0.75% Rate checked
More details - Del-One Federal Credit UnionMoney Market AccountMoney Market Account · $5,000 min · 0.50%–2.50% by balance
Credit union · 6 branches
0.50%APY$50 a year on $10,000Requirements
Product: $5,000 minimum deposit. $5 monthly low balance fee waived with a $5,000 minimum balance. Direct check writing, unlimited in-person withdrawals, and 6 free transactions per month.
Offer: $5 monthly low balance fee waived with $5,000 minimum balance.
0.50% interest rate · $5 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY $5,000 – $25,000Your amount 0.50% $25,000 – $50,000 1.00% $50,000 – $100,000 1.25% $100,000 – $250,000 1.50% $250,000 and up 2.50% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Tiered-rate savings account. $6.50 fee per quarterly cycle if daily balance falls below $100 on any day of cycle (waived with balance above $100 or Direct Deposit relationship). Unlimited withdrawals if daily balance stays at or above $500; if daily balance falls below $500, 3 free withdrawals per cycle, then $1.50 per additional withdrawal. $2 paper statement fee (waived with e-statements). $15 inactivity fee after 3 months inactivity. Minimum to open through mail is $200.
Offer: Tier One: Balances less than $5,000.00. Minimum balance to earn interest and obtain APY is $25. $5 minimum balance to open ($200 by mail).
0.30% interest rate
Rate by balance
Rate by balance for Savings Account Balance APY Up to $5,000 0.30% $5,000 – $50,000Your amount 0.50% $50,000 and up 0.70% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Applications are not accepted outside of County Bank's market area / branch network. Minimum daily balance of $1,000.00 to avoid $6.00 monthly service charge. If daily balance falls below $1,000.00, rate and APY may change.
Offer: Minimum daily balance to avoid $6.00 monthly service charge is $1,000.00.
0.15% interest rate · $6 monthly fee · Effective Oct 3, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Prize-linked savings account. Limited to 1 WINcentive account per person. Must be a member in good standing and a resident of Delaware, Virginia, New Jersey (18+), or Maryland. Business and trust accounts are not eligible. Earn 1 entry into prize drawings for every $25 saved per month (max entries by saving $100/month). One penalty-free withdrawal permitted during anniversary month. Early withdrawals during 12-month period: 1st withdrawal = $10, 2nd withdrawal = $25, 3rd withdrawal = account closure required (no penalty; all entries forfeited). If account closed, member is ineligible to reopen for 90 days.
Offer: Account pays 0.10% APY. Minimum opening deposit of $5. Minimum deposit of $25 needed to be entered in drawings. Early withdrawal fees: 1st withdrawal = $10, 2nd withdrawal = $25, 3rd withdrawal requires account closure. One penalty-free withdrawal during anniversary month.
0.10% interest rate
Rate checked
More details - Del-One Federal Credit UnionRegular Share Savings AccountSavings · $100 min
Credit union · 6 branches
0.10%APY$10 a year on $10,000Requirements
Product: Establishes Del-One FCU membership. Deposits can be made via payroll deduction, direct deposit, in person, or by mail. Unlimited deposits and withdrawals in branch. Monthly service fee of $5.00 waived if monthly aggregate share balance is greater than $250, member maintains an active positive Del-One loan balance, completes a transaction during the month, or account holder is age 18 or under.
Offer: Competitive dividends on balances of $100 or more. Monthly fee of $5.00 waived with aggregate share balance > $250, current positive loan balance, transaction completed during month, or age 18 and under.
0.10% interest rate · $5 monthly fee
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Kent County, DE
48 accounts at 15 banks and credit unions · checked Oct 6–22
- Typical
- 0.07%
- Top 10% from
- 1.29%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.10%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Dover, DE metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- WSFS BankBank · 6 branches