Compare Bank & Credit Union Rates
Best savings rates in California
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 121–135 results in California
- 1.55%APY$155 a year on $10,000with conditions
Requirements
Product: Must set up and maintain automatic deposit/transfer of at least $100/month from an SCCCU Checking Account. If no automatic deposit after 60 days, account will close and funds transferred to a regular Savings Account. Earns a 1.50% bonus to the regular Savings Account rate.
Offer: Minimum balance $100 required to earn stated APY.
Qualified rate · 1.54% interest rate · Effective Oct 15, 2026
Rate checked
More details - 1.51%APY$151 a year on $10,000with conditions
Requirements
Product: Open through eBranch. Available to individual members (Business Accounts are not eligible). No minimum deposit or balance required. No monthly fee. Funds can be transferred to/from Power Checking (transfers to other accounts not permissible). Funds may not be used for overdraft protection. Accounts closed before end of month forgo interest. Member Service-assisted transactions incur a fee.
Offer: Three-Star Award: Meet requirements for preceding level (maintain Power Checking Account, use VISA Debit Card for at least 4 purchases/month) and sign up for eDocs.
Qualified rate · 1.50% interest rate · No monthly fee · Effective Apr 15, 2026
Rate checked
More details - Shell Western States FCUMoney Market AccountMoney Market Account · $500 min · 1.51%–2.02% by balance
Credit union · 1 branch
1.51%APY$151 a year on $10,000Requirements
Product: Membership is open to everyone living, working, worshipping, or attending school in Contra Costa County. Federal regulations limit pre-authorized/automatic transfers or withdrawals to third parties/other accounts to 6 per month ($5 excessive transaction fee applies if exceeded). Unlimited in-person withdrawals. Rates are variable and subject to change.
1.50% interest rate · Effective Apr 1, 2025
Rate by balance
Rate by balance for Money Market Account Balance APY $500 – $50,000Your amount 1.51% $50,000 – $100,000 1.76% Over $100,000 2.02% Rate checked
More details - Monterra Credit UnionDigital SavingsSavings · $0 min · 0.50%–4.00% by balance
Credit union · 7 branches
1.50%APY$150 a year on $10,000Requirements
Product: Limited to one account per membership. Requires eStatements upon opening. $0 opening minimum deposit and $0 monthly fee.
3.93% interest rate · No monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Digital Savings Balance APY Up to $5,000 4.00% $5,000 – $10,000 3.00% $10,000 – $20,000Your amount 1.50% $20,000 and up 0.50% Rate checked
More details - FedEx Employees Credit AssociationMoney Market CheckingMoney Market Checking · $5,000 min · 1.45%–1.75% by balance
Credit union · 1 branch
1.50%APY$150 a year on $10,000Requirements
Product: Minimum opening deposit of $5,000 is required and must be maintained to receive dividends. If account balance falls below $2,500, a $10 fee will be assessed monthly.
Offer: Minimum opening deposit of $5,000 required and must be maintained to receive dividends. $10 monthly fee assessed if balance falls below $2,500.
$10 monthly fee · Effective Oct 13, 2024
Rate by balance
Rate by balance for Money Market Checking Balance APY $5,000 – $10,000 1.45% $10,000 – $25,000Your amount 1.50% $25,000 – $50,000 1.55% $50,000 – $100,000 1.60% $100,000 and up 1.75% Rate checked
More details - FedEx Employees Credit AssociationMoney MarketMoney Market · $5,000 min · 1.45%–1.75% by balance
Credit union · 1 branch
1.50%APY$150 a year on $10,000Effective Oct 13, 2024
Rate by balance
Rate by balance for Money Market Balance APY $5,000 – $10,000 1.45% $10,000 – $25,000Your amount 1.50% $25,000 – $50,000 1.55% $50,000 – $100,000 1.60% $100,000 and up 1.75% Rate checked
More details - 1.50%APY$150 a year on $10,000with conditions
Requirements
Product: Requires a MyRewards Checking account. If MyRewards Checking is closed, account converts to standard Money Market offering. Higher APY requires meeting MyRewards Checking requirements including avoiding the $10 service fee. Avoid $5 monthly participation fee by meeting at least one participation option.
Offer: Applies to entire balance when MyRewards Checking monthly service fee is assessed / requirements are not met.
Qualified rate · 1.49% interest rate · No monthly fee · Effective Oct 14, 2026
Rate checked
More details - 1.41%APY$141 a year on $10,000
Requirements
Product: Dividends are compounded quarterly and calculated using the average daily balance method. Requires a $5.00 minimum balance to keep open.
1.40% interest rate · Compounded quarterly · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - Long Beach Firemen's Credit UnionRegular Share AccountSavings · $50 min · 1.41%–2.63% by balance
Credit union · 1 branch
1.41%APY$141 a year on $10,000Requirements
Product: Minimum balance requirement of $50.00 establishes credit union membership and must remain in the account at all times. Dividends are compounded quarterly and calculated using the average daily balance method.
1.40% interest rate · Compounded quarterly · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Regular Share Account Balance APY Up to $25,000Your amount 1.41% $25,000 – $50,000 1.46% $50,000 – $75,000 1.56% $75,000 – $100,000 1.66% $100,000 and up 2.63% Rate checked
More details - Huntington Beach Credit UnionMoney Market Share AccountMoney Market Share Account · $2,500 min · 1.35%–2.85% by balance
Credit union · 1 branch
1.35%APY$135 a year on $10,000Requirements
Product: Limit of six preauthorized, automatic, or telephone transfers per calendar month (and no more than three by check/draft to a third party). Excess transfer requests may be refused, reversed, or incur fees, and the account may be reclassified or closed. Mastermoney debit card services are not available on this account.
1.34% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Share Account Balance APY $2,500 – $25,000Your amount 1.35% $25,001 – $100,000 1.85% $100,001 and up 2.85% Rate checked
More details - USC Credit UnionValue+ Money MarketValue+ Money Market · $10,000 min · 0.10%–2.00% by balance
Credit union · 4 branches
1.30%APY$130 a year on $10,000Requirements
Product: Waive the monthly fee by maintaining a daily balance of $10,000 or more.
0.10% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Value+ Money Market Balance APY Up to $10,000 0.10% $10,000 – $24,999Your amount 1.30% $25,000 – $49,999 1.30% $50,000 – $99,999 1.80% $100,000 – $249,999 2.00% $250,000 – $499,999 2.00% $500,000 – $999,999 2.00% $1,000,000 and up 2.00% Rate checked
More details - 1.26%APY$126 a year on $10,000
Requirements
Product: Santa Cruz Community Credit Union membership required. Federally insured by NCUA up to $250,000. Minimum balance required to earn stated APY. Prospective dividend rate and prospective APY may change monthly as determined by the Board of Directors. Dividends paid from current and available earnings after required transfers to reserves at the end of the dividend period.
Offer: Minimum balance of $2,500 required to earn stated APY. Opening balance range $2,500 to $9,999. Rate sheet p50 effective October 16, 2026; printable deposit rate sheet p61 effective September 14, 2026.
1.25% interest rate · Effective Oct 16, 2026
Rate checked
More details - 1.26%APY$126 a year on $10,000
Requirements
Offer: Tier I
1.25% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 and upYour amount 1.26% $20,000 and upTier II 1.77% $50,000 and upTier III 2.02% Rate checked
More details - SESLOC Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.00%–2.02% by balance
Credit union · 6 branches
1.26%APY$126 a year on $10,000Requirements
Product: Earn dividends when you maintain $2,500 minimum daily balance. Tiered rate structure. No service fee even if balance falls below the minimum daily balance to earn dividends.
Offer: Average Daily Balance tier $0.00 – $2,499.99. Rates are variable and may vary after opening.
0.00% interest rate · No monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.00% $2,500 – $50,000Your amount 1.26% $50,000 – $100,000 1.76% $100,000 – $250,000 1.76% $250,000 – $500,000 2.02% $500,000 and up 2.02% Rate checked
More details - 1.26%APY$126 a year on $10,000
Requirements
Product: Requires a minimum balance of $2,500. Additional deposits must be at least $100, while withdrawals require a minimum amount of $250. No monthly service fees.
1.25% interest rate · No monthly fee · Effective Mar 1, 2025
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in California
790 accounts at 288 banks and credit unions · checked Oct 16–22
- Typical
- 0.20%
- Top 10% from
- 2.41%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.20%
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California
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 1 branch
- Skyla Credit UnionCredit union · 1 branch
- F&A Credit UnionCredit union · 2 branches