Compare Bank & Credit Union Rates
Best savings rates in Arizona
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 121–135 results in Arizona
- Arrowhead Credit UnionArrowhead SavingsSavings · $1 min · 0.00%–0.15% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: $1 minimum opening deposit and $1 balance to maintain. Dividend paid when average daily balance for the month is $100 or more. No monthly fee.
No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Arrowhead Savings Balance APY Up to $100 0.00% $100 – $1,000 0.05% $1,000 – $2,000 0.05% $2,000 – $5,000 0.10% $5,000 and upYour amount 0.15% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Membership required ($5 minimum deposit to open and maintain account). Variable rates.
Offer: No monthly maintenance fee. Earns dividends.
No monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Flexible savings account in addition to Share Savings account.
0.00% interest rate · No monthly fee
Rate by balance
Rate by balance for Secondary Savings Account Balance APY Up to $299 0.00% $300 and upYour amount 0.15% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Required to become a member of ICCU. Limit one share savings account per membership.
0.00% interest rate · No monthly fee
Rate by balance
Rate by balance for Share Savings Account Balance APY Up to $299 0.00% $300 and upYour amount 0.15% Rate checked
More details - Sierra Pacific Federal Credit UnionRegular SharesSavings · $0 min · 0.10%–0.14% by balance
Credit union · 1 branch
0.14%APY$14 a year on $10,0000.10% interest rate · Effective Jul 30, 2024
Rate by balance
Rate by balance for Regular Shares Balance APY Up to $10,000 0.10% $10,000 and upYour amount 0.14% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: The interest rate and annual percentage yield may change after account opening. Rates current as of 10/20/2026 9:15 AM (mst).
0.10% interest rate · Effective Oct 20, 2026
Rate by balance
Rate by balance for PREMIER Savings Balance APY Up to $25,000Your amount 0.10% $25,000 – $50,000 0.50% $50,000 – $75,000 0.80% $75,000 – $100,000 1.00% $100,000 and up 1.51% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Primary account holder must meet membership eligibility and credit qualification requirements. Required to become a member.
Offer: Minimum daily balance requirement of $25 to obtain stated APY; dividends paid monthly.
0.10% interest rate · No monthly fee · Effective Oct 22, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: Dividends paid monthly on full balance; no minimum balance requirement.
0.10% interest rate · No monthly fee · Effective Oct 22, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: A $5 minimum balance must be maintained in this account at all times to remain eligible for credit union services and benefits. Single service account requires a monthly average daily balance of $2,500 or more to remain fee free.
0.10% interest rate · Effective Sep 1, 2026
Rate checked
More details - Flagstar BankFlagstar Performance SavingsSavings · $1 min · 0.10%–3.20% by balance
Bank · 12 branches
0.10%APY$10 a year on $10,000Requirements
Product: Personal accounts only. Initial minimum opening deposit to earn higher rate is $25,000. Account must be funded within 90 days of approval date. Early closure fee may apply if closed within 180 days. $15 monthly service charge waived with at least a $10,000 average daily collected balance or with a Flagstar personal checking relationship.
Offer: Tier 1 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or if owner of a Flagstar personal checking account with balance of at least $0.01.
$15 monthly fee
Rate by balance
Rate by balance for Flagstar Performance Savings Balance APY Up to $10,000 0.10% $10,000 – $25,000Your amountTier 2 balance rate. 0.10% $25,000 – $50,000Tier 3 balance rate. 3.20% $50,000 – $100,000Tier 4 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or with personal checking relationship. 3.20% $100,000 – $500,000Tier 5 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or with personal checking relationship. 3.20% $500,000 and upTier 6 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or with personal checking relationship. 3.20% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Establishes membership at AERO Financial. Dividends calculated daily and paid quarterly. Can be used for overdraft protection and loan collateral. NCUA insured up to $250,000.
Offer: Compounded quarterly. Dividend rate 0.10%, APY 0.10% on deposits of $5 or greater. Rates may change at any time.
0.10% interest rate · Compounded quarterly · Effective Oct 1, 2026
Rate checked
More details - Parkway Bank & Trust CompanyPersonal Preferred Money MarketPersonal Preferred Money Market · $2,500 min · 0.10%–0.44% by balance
Bank · 4 branches
0.10%APY$10 a year on $10,000Requirements
Product: Avoid $15 monthly service fee by maintaining a $2,500 minimum average daily balance. $2,500 minimum deposit to open. Direct check writing with up to 6 pre-authorized/telephone/online transfers or checks per month ($15 fee per excess transaction).
Offer: PPMM Tier 1. Avoid $15 monthly service fee with $2,500 minimum average daily balance.
0.10% interest rate · $15 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Personal Preferred Money Market Balance APY $2,500 – $15,000Your amount 0.10% $15,000 – $50,000PPMM Tier 2. 0.18% $50,000 – $100,000PPMM Tier 3. 0.20% $100,000 – $300,000PPMM Tier 4. 0.31% $300,000 – $1,000,000PPMM Tier 5. 0.32% $1,000,000 – $2,000,000PPMM Tier 6. 0.34% $2,000,000 and upPPMM Tier 7. 0.44% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Monthly service fee ($5.00) can be avoided by satisfying one of the following: monthly electronic transfers of at least $10 from personal checking account with BOK Financial, maintain monthly average collected balance of $250, or link to a Premier Checking account (accounts are not automatically linked). 0.05% bonus interest rate available when linked with Select Checking or Premier Checking (bonus interest rate is not automatically applied and must be requested).
Offer: Applicable to Arizona (AZ), Colorado (CO), Kansas City / Missouri (KC), and standard deposit rates schedule. Monthly fee of $5.00 waived with $250 monthly average collected balance, monthly electronic transfer of at least $10 from BOK Financial personal checking, or link to Premier Checking.
0.10% interest rate · $5 monthly fee · Effective Oct 15, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Establishes membership with the credit union. Share savings must remain at a minimum balance of $25.00 during membership. Variable rate account; dividend rate may change after the account is opened.
Offer: Dividends are paid on the entire balance once the tier minimum is met.
0.10% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Variable-rate savings account. Monthly fee is $3 (waived with $100 minimum balance; free for minors up to age 18).
Offer: Minimum balance to earn interest is $100. Monthly fee of $3 is waived on balances of $100 or more.
0.10% interest rate · $3 monthly fee · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Arizona
214 accounts at 79 banks and credit unions · checked Oct 15–22
- Typical
- 0.20%
- Top 10% from
- 2.02%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.25%
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Arizona
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 7 branches
- AERO FinancialCredit union · 7 branches
- ICCUCredit union · 2 branches