Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
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Top credit card rates
Showing 121–135 of 2,143 nationwide · median 10.90% APR
- 7.99%APRas low as
Credit card score 93 · Carrot Score 92
Rate checked · Credit cards rates on its site
Rates and branches - 7.99%APRas low as
Terms
Standard ongoing rate based on creditworthiness. Limits up to $20,000.
Credit card score 93 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 7.99%APRas low as · up to 16.99%
7.99% APR, up to 16.99%
Terms
Actual APR is based on borrower's creditworthiness. Subject to approval. Membership required with at least $5.00 in Membership Savings.
Credit card score 93 · Carrot Score 95
Rate checked · Credit cards rates on its site
Rates and branches - 7.99%APRas low as
Terms
Repayment is 2% of the balance owed. 25-day grace period on all purchases.
Credit card score 93 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 7.99%APRas low as · up to 11.99%
7.99% APR, up to 11.99%
Terms
APR on purchases.
Credit card score 93 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 7.99%APRas low as
Terms
Credit limits from $5,000.00 to $20,000.00. Non-variable rate. No balance transfer fee, no cash advance fee.
Credit card score 93 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 7.99%APRas low as · up to 15.74%
7.99% APR, up to 15.74%
Terms
Fixed APR based on creditworthiness.
Credit card score 93 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 7.99%APRas low as · up to 14.99%
7.99% APR, up to 14.99%
Terms
Annual Percentage Rate (APR) for Purchases. Rates may vary depending upon term and credit worthiness. Method of computing balance: Average Daily Balance (including new purchases). No annual fee, transaction fee for purchases, or over-the-limit fee. Late payment fee $20.00.
Credit card score 93 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 7.99%APRas low as
Terms
Standard revolving rate based on creditworthiness. Rates starting at 7.99% APR. Standard rate will be between 7.99% and 18.00% APR.
Credit card score 89 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 8.00%APRas low as
Terms
Rates as low as 8.00%. Limits $500 to $3,000. Subject to credit qualifications.
Credit card score 92 · Carrot Score 94
Rate checked · Credit cards rates on its site
Rates and branches - 8.00%APRas low as
Terms
Credit score 730 or higher
Credit card score 92
Rate checked · Credit cards rates on its site
Rates and branches - 8.00%APRas low as
Terms
Present variable rate subject to change semi-annually at prime + 1.00%.
Credit card score 92 · Carrot Score 95
Rate checked · Credit cards rates on its site
Rates and branches - 8.00%APRas low as
Terms
Variable rate. Rate is as low as stated and based on an evaluation of applicant's credit.
Credit card score 92 · Carrot Score 75
Rate checked · Credit cards rates on its site
Rates and branches - 8.00%APRas low as
Terms
Grace period for repayment of purchases and Cash Advances is 25 days. Average daily balance is used to calculate finance charge. No Annual Fee, No Cash Advance Fee. Fee of $20.00 for excessive replacement cards.
Credit card score 92 · Carrot Score 95
Rate checked · Credit cards rates on its site
Rates and branches - 8.00%APRas low as
Credit card score 92 · Carrot Score 98
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge nationwide
2,143 banks and credit unions · checked Oct 15–22
- Typical
- 10.90%
- Top 10% up to
- 8.90%
- Banks, typical
- 13.99%
- Credit unions, typical
- 10.74%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank