Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Choose a location to see banks and credit unions with a branch near you.
Top credit card rates
Showing 136–150 of 2,143 nationwide · median 10.90% APR
- 8.25%APRas low as
Terms
Credit Union Grade A plus; Rate Structure: Base Rate - .50% (Base Rate 8.75% APR); VISA Credit Limit up to $15,000
Credit card score 89 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 8.25%APRas low as
Credit card score 89 · Carrot Score 75
Rate checked · Credit cards rates on its site
Rates and branches - 8.48%APRas low as
Terms
Rate shown is our lowest rate available for purchases, balance transfers, and cash advances. All loans and loan rates are considered on an individual basis and subject to credit approval. Extended credit lines up to $20,000.
Credit card score 89 · Carrot Score 94
Rate checked · Credit cards rates on its site
Rates and branches - 8.49%APRas low as · up to 16.99%
8.49% APR, up to 16.99%
Terms
APR for Purchases: 8.49% to 16.99% when you open your account, based on your creditworthiness. Credit line starting at $300. 1% cash back on all purchases, additional 1% cash back on gas and restaurants. 25-day grace period. Same rate for purchases and cash advances.
Credit card score 89 · Carrot Score 98
Rate checked · Credit cards rates on its site
Rates and branches - 8.49%APRas low as
Terms
Rate disclosed is quoted for A+ credit. No balance transfer fee.
Credit card score 89 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 8.49%APRas low as
Terms
Annual fee stated as $5 on page p19. Monthly payments are 3% of balance (minimum $30). 25-day grace period on all new purchases. Late fee of $25 applied after 10 days; over-limit fee is $10.
Credit card score 89 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 8.49%APRas low as
Terms
As low as rate. All credit cards offer a 10 day grace period.
Credit card score 89 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 8.49%APRas low as
Terms
All loan rates are based on individual creditworthiness.
Credit card score 89 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 8.49%APRas low as · up to 19.90%
8.49% APR, up to 19.90%
Terms
Rate depends on creditworthiness. Credit limits up to $30,000. No interest accrued on purchases if paid in full within 25 days of statement date.
Credit card score 89 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 8.50%APRas low as
Terms
APR as low as 8.50%; open-end credit. Rate based on term and applicant credit score.
Credit card score 89 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 8.50%APRas low as
Terms
Rate based on creditworthiness and term of loan. 25 day grace period on purchases. No cash advance fee.
Credit card score 89 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 8.50%APRas low as
Terms
Fixed rate. No annual fee. No cash advance or transaction fees. Rate based on creditworthiness.
Credit card score 89 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 8.50%APRas low as · up to 17.50%
8.50% APR, up to 17.50%
Terms
Fixed rates range from 8.50% APR to 17.50% APR based on creditworthiness.
Credit card score 89 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 8.50%APRas low as
Terms
Fixed rate for purchases, cash advances, and balance transfers. No cash advance fee.
Credit card score 89 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 8.59%APRas low as
Terms
Standard fixed rate as low as 8.59% APR. No annual fee, no balance transfer fee, no cash advance fee.
Credit card score 89 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge nationwide
2,143 banks and credit unions · checked Oct 15–22
- Typical
- 10.90%
- Top 10% up to
- 8.90%
- Banks, typical
- 13.99%
- Credit unions, typical
- 10.74%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank