Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Choose a location to see banks and credit unions with a branch near you.
Top credit card rates
Showing 811–825 of 2,146 nationwide · median 10.90% APR
- 9.99%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
Fixed rate. Advertised rate includes a 0.25% loyalty discount for qualifying borrowers and a 0.25% discount for direct deposit of at least $1,500.00 per month into a CUOne Rewards Checking account. Actual rate, term, and loan amount will be determined by creditworthiness, collateral, and other factors.
Credit card score 82 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Fixed APR of 9.99%. 25-day grace period. 1% cash back on every purchase paid in December of each year. Credit limits $5,000 plus.
Credit card score 82 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Low, fixed rate of only 9.99% APR; no annual fee; no balance transfer fee; no foreign transaction fee; 25-day grace period on purchases.
Credit card score 82 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as · up to 17.99%
9.99% APR, up to 17.99%
Terms
Variable APR on purchases based on creditworthiness.
Credit card score 82 · Carrot Score 72
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Rate as low as 9.99%.
Credit card score 82 · Carrot Score 93
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Fixed rate. Borrow up to $25,000. No annual fee. No balance transfer fee.
Credit card score 82 · Carrot Score 77
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as · up to 17.99%
9.99% APR, up to 17.99%
Terms
As low as 9.99% UP TO 17.99% APR. Maximum credit limit $30,000.
Credit card score 82 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as · up to 10.99%
9.99% APR, up to 10.99%
Terms
Fixed rate determined when account is opened, based on creditworthiness.
Credit card score 82 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Credit card score 82 · Carrot Score 76
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
As low as 9.99% Annual Percentage Rate
Credit card score 82 · Carrot Score 78
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Low fixed interest rate as low as 9.99% APR. No balance transfer fees. No annual fee.
Credit card score 82 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Regular purchase APR after the introductory 6 months. Determined by risk-based lending and credit scoring.
Credit card score 82 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Limit up to $25,000
Credit card score 82 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Members with top-tier credit.
Credit card score 82
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as · up to 14.99%
9.99% APR, up to 14.99%
Terms
Rate based on creditworthiness/credit history (Credit Tier A: 9.99%, Tier B: 12.99%, Tier C: 14.99%). Same rate applies for purchases, balance transfers, and cash advances.
Credit card score 82 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge nationwide
2,146 banks and credit unions · checked Oct 22–24
- Typical
- 10.90%
- Top 10% up to
- 8.90%
- Banks, typical
- 13.99%
- Credit unions, typical
- 10.74%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank