Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Choose a location to see banks and credit unions with a branch near you.
Top credit card rates
Showing 646–660 of 2,146 nationwide · median 10.90% APR
- 9.90%APRas low as
Terms
Fixed rate thereafter for purchases, cash advances, and balance transfers.
Credit card score 84 · Carrot Score 69
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as · up to 17.90%
9.90% APR, up to 17.90%
Terms
Standard ongoing rate between 9.90% and 17.90% based on credit score. 9.9% APR is the lowest rate offered for qualified members having high credit scores. Penalty APR of 17.9% applies if account is 60 days late.
Credit card score 84 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Actual APR is based upon individual creditworthiness, loan amount, term of loan, applicable prepaid items and/or fees. Visa requires annual use of card or a fee may be imposed.
Credit card score 84 · Carrot Score 71
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
APR as low as 9.90%. Subject to credit and underwriting approval.
Credit card score 84 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
As low as 9.90% APR. Rates are determined by credit score. All rates are subject to change without notice. No annual fee. Credit lines up to $7,500.
Credit card score 84 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
25-day grace period. Special rates available for educators, healthcare workers, and first responders upon calling.
Credit card score 84
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as · up to 18.90%
9.90% APR, up to 18.90%
Terms
9.90% to 18.90% APR based on your creditworthiness when the card is issued. Balance Transfer Fee: $0. Late Payment Fee: $15. 25-day grace period on purchases. Interest begins on cash advances and convenience checks on the transaction date.
Credit card score 84 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Revolving term; credit limit up to $25,000
Credit card score 84 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as · up to 17.90%
9.90% APR, up to 17.90%
Terms
Fixed rate; same low rate applies to both purchases and cash advances. APR determined by credit rating/score, amount financed, and term of loan.
Credit card score 84 · Carrot Score 77
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Fixed 9.90% APR for purchases, balance transfers, and cash advances. No annual fee.
Credit card score 84 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Fixed APR. Lowest fixed-rate Visa for well-qualified cardholders. No annual fee, no cash advance fees, no balance transfer fees.
Credit card score 84 · Carrot Score 79
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
No interest for the first 25 days. Minimum payment is only 3.0% of the outstanding balance. Limit up to $10,000.
Credit card score 84 · Carrot Score 67
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Rate applies to purchases, balance transfers, and cash advances. No balance transfer fees.
Credit card score 84 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Purchases rate beyond the first six months; fixed for the life of the card.
Credit card score 84 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Fixed rate. Rate based on creditworthiness and term of loan.
Credit card score 84 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge nationwide
2,146 banks and credit unions · checked Oct 22–24
- Typical
- 10.90%
- Top 10% up to
- 8.90%
- Banks, typical
- 13.99%
- Credit unions, typical
- 10.74%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank